Compare Arcade, NY Car Insurance Rates (2021)

Car insurance in Arcade, NY averages $268 a month. Arcade, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Arcade car insurance rates, compare quotes from the top car insurance companies in Arcade, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Arcade for teen drivers is GEICO
  • The cheapest car insurance company in Arcade is GEICO
  • Average car insurance rates in Arcade, NY after a DUI are $4,179/year

If you need to buy Arcade, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Arcade, NY is right here.

You’ll find Arcade car insurance rates, the cheapest Arcade, NY car insurance companies, and information on New York car insurance laws. You can also compare Arcade, New York car insurance rates to Schenectady car insurance rates, Utica car insurance rates, and Syracuse car insurance rates.

Ready to find affordable Arcade, NY car insurance today? Enter your ZIP code for fast, free Arcade car insurance quotes.

Cheapest Arcade, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Arcade, NY car insurance rates? Every Arcade, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arcade, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,397 $2,273 $2,226 $2,260 $6,686 $7,171 $2,425 $2,459
GEICO $1,443 $1,387 $1,398 $1,377 $2,917 $4,172 $1,308 $1,334
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $2,197 $2,197 $2,075 $2,075 $3,830 $5,702 $2,197 $2,790
Progressive $1,843 $1,752 $1,510 $1,521 $5,854 $6,533 $2,356 $2,297
State Farm $2,455 $2,455 $2,141 $2,141 $7,136 $9,187 $2,695 $2,834
Travelers $2,510 $2,539 $2,273 $2,444 $5,680 $6,729 $2,661 $2,778
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Arcade, NY

Every driver must carry the minimum car insurance in Arcade, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Arcade, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Arcade, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Arcade, NY. Compare credit history car insurance rates in Arcade from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Arcade, New York

Insurance Company Poor Fair Good
Allstate $4,960 $2,940 $2,562
GEICO $2,401 $1,766 $1,584
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,883 $2,883 $2,883
Progressive $4,687 $2,420 $1,768
State Farm $5,476 $3,437 $2,729
Travelers $4,747 $2,998 $2,610
USAA $4,707 $2,323 $2,051

Cheapest Arcade, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Arcade, NY to rates for a clean record with top companies.

Annual Arcade, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,990 $2,990 $4,259 $3,710
GEICO $1,537 $1,672 $2,923 $1,537
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $2,204 $2,204 $4,869 $2,254
Progressive $2,883 $2,883 $3,168 $2,899
State Farm $3,699 $3,699 $4,062 $4,062
Travelers $2,972 $3,675 $3,727 $3,433
USAA $2,697 $2,740 $3,931 $2,740

Cheapest Arcade, NY Car Insurance for Teen Drivers

Teen car insurance in Arcade, NY can be expensive. Take a look at rates from the top car insurance companies in Arcade for teenagers.

Annual Car Insurance Rates for Teen Drivers in Arcade, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,686 $7,171
GEICO $2,917 $4,172
Liberty Mutual $5,784 $9,380
Nationwide $3,830 $5,702
Progressive $5,854 $6,533
State Farm $7,136 $9,187
Travelers $5,680 $6,729
USAA $6,303 $7,547

Cheapest Arcade, NY Car Insurance for Seniors

Take a look at Arcade, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Arcade, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,226 $2,260
GEICO $1,398 $1,377
Liberty Mutual $2,805 $2,805
Nationwide $2,075 $2,075
Progressive $1,510 $1,521
State Farm $2,141 $2,141
Travelers $2,273 $2,444
USAA $1,437 $1,445

Cheapest Arcade, NY Car Insurance Rates After a DUI

A DUI in Arcade, NY increases car insurance rates. Compare Arcade, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Arcade, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,259
GEICO $2,923
Liberty Mutual $6,496
Nationwide $4,869
Progressive $3,168
State Farm $4,062
Travelers $3,727
USAA $3,931

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Arcade, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Arcade, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Arcade, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,440 $3,534
GEICO $1,862 $1,972
Liberty Mutual $4,012 $4,243
Nationwide $2,883 $2,883
Progressive $2,958 $2,958
State Farm $3,741 $4,020
Travelers $3,452 $3,452
USAA $2,997 $3,057

The Best Cheap Car Insurance Companies in Arcade, NY

Take a look at a side-by-side comparison of the top car insurance companies in Arcade, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Arcade, New York

Insurance Company Average Annual Rates
Allstate $3,487
GEICO $1,917
Liberty Mutual $4,128
Nationwide $2,883
Progressive $2,958
State Farm $3,881
Travelers $3,452
USAA $3,027

Category Winners: Cheapest Car Insurance in Arcade, New York

Find the cheapest car insurance companies in Arcade, NY for each category right here.

Best Annual Car Insurance Rates by Company in Arcade, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Arcade, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Arcade car insurance rates. Find the cheapest Arcade, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Arcade, New York

Insurance Company Low Medium High
Allstate $3,320 $3,477 $3,665
GEICO $1,826 $1,911 $2,014
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,726 $2,861 $3,062
Progressive $2,823 $2,944 $3,107
State Farm $3,667 $3,903 $4,072
Travelers $3,285 $3,419 $3,652
USAA $2,952 $3,015 $3,115

What affects car insurance rates in Arcade, New York?

What factors can have an impact on Arcade, NY car insurance? There are several reasons why Arcade car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Arcade, New York.

Commute Time in Arcade

The more time you spend in your car the higher the risk of an accident. The average commute length in Arcade, NY is 20.7 minutes according to City-Data.

Compare Car Insurance Quotes in Arcade, NY

Ready to find affordable Arcade, New York car insurance today? Enter your ZIP code for fast, free Arcade, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption