Compare Arcadia, FL Car Insurance Rates (2021)

Car insurance in Arcadia, FL averages $334 a month. Arcadia, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Arcadia car insurance rates, compare quotes from the top car insurance companies in Arcadia, FL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Arcadia for teen drivers is GEICO
  • The cheapest ZIP code in Arcadia is 34269
  • Average car insurance rates in Arcadia, FL after a DUI are $4,807/year

If you need to buy Arcadia, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Arcadia, FL is right here.

You’ll find Arcadia car insurance rates, the cheapest Arcadia, FL car insurance companies, and information on Florida car insurance laws. You can also compare Arcadia, Florida car insurance rates to St. Petersburg car insurance rates, Fort Lauderdale car insurance rates, and Miami car insurance rates.

Ready to find affordable Arcadia, FL car insurance today? Enter your ZIP code for fast, free Arcadia car insurance quotes.

Cheapest Arcadia, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Arcadia, FL car insurance rates? Every Arcadia, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arcadia, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,815 $3,628 $3,305 $3,350 $13,038 $14,042 $3,803 $3,852
GEICO $2,700 $2,715 $2,525 $2,525 $4,777 $5,993 $2,973 $3,024
Liberty Mutual $3,214 $3,214 $2,949 $2,949 $6,720 $10,319 $3,214 $4,336
Nationwide $2,512 $2,482 $2,248 $2,325 $5,977 $7,354 $2,761 $2,872
Progressive $3,398 $3,208 $2,916 $3,122 $9,414 $10,260 $4,086 $3,911
State Farm $1,695 $1,695 $1,532 $1,532 $4,838 $6,165 $1,875 $2,015
USAA $1,530 $1,503 $1,426 $1,415 $5,263 $6,126 $1,912 $2,065

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Minimum Car Insurance in Arcadia, FL

Every driver must carry the minimum car insurance in Arcadia, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Arcadia, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Arcadia, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Arcadia, FL. Compare credit history car insurance rates in Arcadia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Arcadia, Florida

Insurance Company Poor Fair Good
Allstate $8,512 $5,405 $4,395
GEICO $4,926 $3,009 $2,278
Liberty Mutual $5,927 $4,366 $3,550
Nationwide $4,457 $3,277 $2,965
Progressive $6,587 $4,658 $3,872
State Farm $3,618 $2,402 $1,985
USAA $4,318 $2,112 $1,535

Cheapest Arcadia, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Arcadia, FL to rates for a clean record with top companies.

Annual Arcadia, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,266 $6,306 $7,001 $5,844
GEICO $2,392 $3,038 $4,488 $3,698
Liberty Mutual $3,335 $4,322 $6,257 $4,543
Nationwide $3,055 $3,344 $4,481 $3,386
Progressive $3,990 $5,876 $4,954 $5,338
State Farm $2,447 $2,890 $2,668 $2,668
USAA $2,076 $2,565 $3,802 $2,177

Cheapest Arcadia, FL Car Insurance for Teen Drivers

Teen car insurance in Arcadia, FL can be expensive. Take a look at rates from the top car insurance companies in Arcadia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Arcadia, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,038 $14,042
GEICO $4,777 $5,993
Liberty Mutual $6,720 $10,319
Nationwide $5,977 $7,354
Progressive $9,414 $10,260
State Farm $4,838 $6,165
USAA $5,263 $6,126

Cheapest Arcadia, FL Car Insurance for Seniors

Take a look at Arcadia, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Arcadia, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,305 $3,350
GEICO $2,525 $2,525
Liberty Mutual $2,949 $2,949
Nationwide $2,248 $2,325
Progressive $2,916 $3,122
State Farm $1,532 $1,532
USAA $1,426 $1,415

Cheapest Arcadia, FL Car Insurance Rates After a DUI

A DUI in Arcadia, FL increases car insurance rates. Compare Arcadia, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Arcadia, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,001
GEICO $4,488
Liberty Mutual $6,257
Nationwide $4,481
Progressive $4,954
State Farm $2,668
USAA $3,802

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Cheapest Arcadia, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Arcadia, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Arcadia, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,932 $6,276
GEICO $3,387 $3,421
Liberty Mutual $4,467 $4,762
Nationwide $3,566 $3,566
Progressive $5,039 $5,039
State Farm $2,578 $2,758
USAA $2,625 $2,685

Cheapest Arcadia, FL Car Insurance Rates by ZIP Code

Arcadia car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Arcadia, FL.

Annual Car Insurance Rates by ZIP Code in Arcadia, Florida

ZIP Code Average Annual Rates
34266 $3,098
34269 $3,088

The Best Cheap Car Insurance Companies in Arcadia, FL

Take a look at a side-by-side comparison of the top car insurance companies in Arcadia, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Arcadia, Florida

Insurance Company Average Annual Rates
Allstate $6,104
GEICO $3,404
Liberty Mutual $4,614
Nationwide $3,566
Progressive $5,039
State Farm $2,668
USAA $2,655

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Category Winners: Cheapest Car Insurance in Arcadia, Florida

Find the cheapest car insurance companies in Arcadia, FL for each category right here.

Best Annual Car Insurance Rates by Company in Arcadia, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Arcadia, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Arcadia car insurance rates. Find the cheapest Arcadia, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Arcadia, Florida

Insurance Company Low Medium High
Allstate $4,909 $6,376 $7,028
GEICO $2,802 $3,519 $3,891
Liberty Mutual $4,229 $4,684 $4,930
Nationwide $2,821 $3,707 $4,171
Progressive $4,283 $5,148 $5,687
State Farm $2,309 $2,727 $2,969
USAA $2,290 $2,750 $2,925

What affects car insurance rates in Arcadia, Florida?

What factors can have an impact on Arcadia, FL car insurance? There are several reasons why Arcadia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Arcadia, Florida.

Car Theft in Arcadia

High levels of vehicle theft can make car insurance more expensive. Arcadia, FL car theft statistics from the FBI indicate 12 vehicle thefts a year.

Commute Time in Arcadia

The more time you spend in your car the higher the risk of an accident. The average commute length in Arcadia, FL is 21.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Arcadia, FL

Ready to find affordable Arcadia, Florida car insurance today? Enter your ZIP code for fast, free Arcadia, FL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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