Compare Arcadia, IN Car Insurance Rates (2021)

Car insurance in Arcadia, IN averages $263 a month. Arcadia, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Arcadia car insurance rates, compare quotes from the top car insurance companies in Arcadia, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Arcadia is USAA
  • Average car insurance rates in Arcadia, IN are $3,150/year
  • Average car insurance rates in Arcadia, IN after a DUI are $3,715/year

If you need to buy Arcadia, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Arcadia, IN is right here.

You’ll find Arcadia car insurance rates, the cheapest Arcadia, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Arcadia, Indiana car insurance rates to Fort Wayne car insurance rates, Evansville car insurance rates, and Carmel car insurance rates.

Ready to find affordable Arcadia, IN car insurance today? Enter your ZIP code for fast, free Arcadia car insurance quotes.

Cheapest Arcadia, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Arcadia, IN car insurance rates? Every Arcadia, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arcadia, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,563 $2,626 $2,248 $2,459 $7,929 $9,983 $2,602 $2,836
American Family $2,234 $2,234 $2,018 $2,018 $6,339 $9,118 $2,234 $2,731
Farmers $1,507 $1,489 $1,285 $1,448 $8,236 $8,806 $2,002 $2,160
GEICO $1,305 $1,295 $1,232 $1,279 $3,801 $3,513 $1,490 $1,303
Liberty Mutual $3,231 $3,231 $2,977 $2,977 $6,970 $10,480 $3,231 $4,398
Nationwide $1,616 $1,650 $1,419 $1,512 $4,751 $6,155 $1,901 $2,076
Progressive $1,685 $1,586 $1,533 $1,539 $10,200 $11,465 $2,118 $2,156
State Farm $1,390 $1,390 $1,248 $1,248 $4,385 $5,595 $1,543 $1,725
Travelers $1,116 $1,135 $1,048 $1,047 $6,887 $10,877 $1,181 $1,363
USAA $1,080 $1,059 $1,010 $1,010 $3,085 $3,431 $1,456 $1,547

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Minimum Car Insurance in Arcadia, IN

Every driver must carry the minimum car insurance in Arcadia, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Arcadia, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Arcadia, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Arcadia, IN. Compare credit history car insurance rates in Arcadia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Arcadia, Indiana

Insurance Company Poor Fair Good
Allstate $5,151 $3,835 $3,480
American Family $4,959 $3,207 $2,682
Farmers $3,921 $3,207 $2,972
GEICO $2,286 $1,902 $1,519
Liberty Mutual $6,239 $4,063 $3,758
Nationwide $3,000 $2,534 $2,372
Progressive $4,434 $3,945 $3,726
State Farm $3,374 $2,012 $1,560
Travelers $3,430 $2,908 $2,906
USAA $2,299 $1,524 $1,307

Cheapest Arcadia, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Arcadia, IN to rates for a clean record with top companies.

Annual Arcadia, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,309 $4,870 $4,496 $3,947
American Family $2,491 $3,972 $5,032 $2,969
Farmers $3,008 $3,517 $3,621 $3,321
GEICO $1,245 $1,972 $2,672 $1,721
Liberty Mutual $3,591 $4,282 $6,893 $3,981
Nationwide $2,269 $2,919 $2,800 $2,553
Progressive $3,016 $5,326 $3,602 $4,196
State Farm $2,258 $2,488 $2,258 $2,258
Travelers $2,618 $3,235 $3,664 $2,808
USAA $1,287 $1,840 $2,115 $1,597

Cheapest Arcadia, IN Car Insurance for Teen Drivers

Teen car insurance in Arcadia, IN can be expensive. Take a look at rates from the top car insurance companies in Arcadia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Arcadia, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,929 $9,983
American Family $6,339 $9,118
Farmers $8,236 $8,806
GEICO $3,801 $3,513
Liberty Mutual $6,970 $10,480
Nationwide $4,751 $6,155
Progressive $10,200 $11,465
State Farm $4,385 $5,595
Travelers $6,887 $10,877
USAA $3,085 $3,431

Cheapest Arcadia, IN Car Insurance for Seniors

Take a look at Arcadia, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Arcadia, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,248 $2,459
American Family $2,018 $2,018
Farmers $1,285 $1,448
GEICO $1,232 $1,279
Liberty Mutual $2,977 $2,977
Nationwide $1,419 $1,512
Progressive $1,533 $1,539
State Farm $1,248 $1,248
Travelers $1,048 $1,047
USAA $1,010 $1,010

Cheapest Arcadia, IN Car Insurance Rates After a DUI

A DUI in Arcadia, IN increases car insurance rates. Compare Arcadia, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Arcadia, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,496
American Family $5,032
Farmers $3,621
GEICO $2,672
Liberty Mutual $6,893
Nationwide $2,800
Progressive $3,602
State Farm $2,258
Travelers $3,664
USAA $2,115

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Cheapest Arcadia, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Arcadia, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Arcadia, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,156 $4,156
American Family $3,572 $3,660
Farmers $3,367 $3,367
GEICO $1,871 $1,934
Liberty Mutual $4,564 $4,809
Nationwide $2,635 $2,635
Progressive $4,035 $4,035
State Farm $2,251 $2,380
Travelers $3,081 $3,081
USAA $1,687 $1,732

The Best Cheap Car Insurance Companies in Arcadia, IN

Take a look at a side-by-side comparison of the top car insurance companies in Arcadia, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Arcadia, Indiana

Insurance Company Average Annual Rates
Allstate $4,156
American Family $3,616
Farmers $3,367
GEICO $1,902
Liberty Mutual $4,687
Nationwide $2,635
Progressive $4,035
State Farm $2,316
Travelers $3,081
USAA $1,710

Category Winners: Cheapest Car Insurance in Arcadia, Indiana

Find the cheapest car insurance companies in Arcadia, IN for each category right here.

Best Annual Car Insurance Rates by Company in Arcadia, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Arcadia, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Arcadia car insurance rates. Find the cheapest Arcadia, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Arcadia, Indiana

Insurance Company Low Medium High
Allstate $3,973 $4,141 $4,353
American Family $3,565 $3,735 $3,548
Farmers $3,255 $3,361 $3,484
GEICO $1,778 $1,896 $2,033
Liberty Mutual $4,504 $4,673 $4,883
Nationwide $2,670 $2,615 $2,620
Progressive $3,815 $3,973 $4,317
State Farm $2,203 $2,315 $2,429
Travelers $3,021 $3,110 $3,113
USAA $1,648 $1,706 $1,776

What affects car insurance rates in Arcadia, Indiana?

What factors can have an impact on Arcadia, IN car insurance? There are several reasons why Arcadia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Arcadia, Indiana.

Commute Time in Arcadia

The more time you spend in your car the higher the risk of an accident. The average commute length in Arcadia, IN is 29.7 minutes according to City-Data.

Compare Car Insurance Quotes in Arcadia, IN

Ready to find affordable Arcadia, Indiana car insurance today? Enter your ZIP code for fast, free Arcadia, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State