Compare Arcadia, MO Car Insurance Rates (2021)

Car insurance in Arcadia, MO averages $282 a month. Arcadia, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Arcadia car insurance rates, compare quotes from the top car insurance companies in Arcadia, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Arcadia for teen drivers is Nationwide
  • The cheapest car insurance company in Arcadia is Nationwide
  • Average car insurance rates in Arcadia, MO after a DUI are $3,913/year

If you need to buy Arcadia, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Arcadia, MO is right here.

You’ll find Arcadia car insurance rates, the cheapest Arcadia, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Arcadia, Missouri car insurance rates to Kansas City car insurance rates, Lee’s Summit car insurance rates, and Columbia car insurance rates.

Ready to find affordable Arcadia, MO car insurance today? Enter your ZIP code for fast, free Arcadia car insurance quotes.

Cheapest Arcadia, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Arcadia, MO car insurance rates? Every Arcadia, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arcadia, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,130 $2,130 $1,899 $1,899 $5,879 $7,635 $2,130 $2,485
Farmers $2,512 $2,511 $2,245 $2,375 $10,259 $10,636 $2,863 $3,002
GEICO $1,880 $2,106 $1,462 $1,859 $5,788 $6,147 $1,734 $1,754
Liberty Mutual $2,688 $2,913 $2,211 $2,479 $9,456 $10,502 $2,831 $3,023
Nationwide $1,476 $1,507 $1,320 $1,398 $3,784 $4,845 $1,688 $1,825
Progressive $2,320 $2,165 $1,895 $1,949 $7,573 $8,531 $2,839 $2,952
State Farm $1,818 $1,818 $1,622 $1,622 $5,184 $6,518 $2,042 $2,342
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

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Minimum Car Insurance in Arcadia, MO

Every driver must carry the minimum car insurance in Arcadia, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Arcadia, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Arcadia, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Arcadia, MO. Compare credit history car insurance rates in Arcadia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Arcadia, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,276 $3,008 $2,535
Farmers $5,204 $4,329 $4,119
GEICO $3,923 $2,556 $2,045
Liberty Mutual $6,482 $3,951 $3,106
Nationwide $2,630 $2,173 $1,889
Progressive $4,377 $3,616 $3,340
State Farm $3,920 $2,572 $2,120
USAA $4,157 $1,919 $1,371

Cheapest Arcadia, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Arcadia, MO to rates for a clean record with top companies.

Annual Arcadia, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,440 $3,536 $4,326 $2,791
Farmers $3,956 $4,883 $4,779 $4,584
GEICO $2,232 $2,868 $3,849 $2,417
Liberty Mutual $3,271 $4,709 $4,850 $5,222
Nationwide $1,751 $2,249 $3,005 $1,917
Progressive $3,259 $4,394 $3,621 $3,838
State Farm $2,642 $3,099 $2,871 $2,871
USAA $2,027 $2,420 $3,284 $2,197

Cheapest Arcadia, MO Car Insurance for Teen Drivers

Teen car insurance in Arcadia, MO can be expensive. Take a look at rates from the top car insurance companies in Arcadia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Arcadia, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $5,879 $7,635
Farmers $10,259 $10,636
GEICO $5,788 $6,147
Liberty Mutual $9,456 $10,502
Nationwide $3,784 $4,845
Progressive $7,573 $8,531
State Farm $5,184 $6,518
USAA $4,426 $5,428

Cheapest Arcadia, MO Car Insurance for Seniors

Take a look at Arcadia, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Arcadia, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,899 $1,899
Farmers $2,245 $2,375
GEICO $1,462 $1,859
Liberty Mutual $2,211 $2,479
Nationwide $1,320 $1,398
Progressive $1,895 $1,949
State Farm $1,622 $1,622
USAA $1,378 $1,418

Cheapest Arcadia, MO Car Insurance Rates After a DUI

A DUI in Arcadia, MO increases car insurance rates. Compare Arcadia, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Arcadia, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,326
Farmers $4,779
GEICO $3,849
Liberty Mutual $4,850
Nationwide $3,005
Progressive $3,621
State Farm $2,871
USAA $3,284

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Cheapest Arcadia, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Arcadia, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Arcadia, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,241 $3,305
Farmers $4,551 $4,551
GEICO $2,786 $2,897
Liberty Mutual $4,513 $4,513
Nationwide $2,230 $2,230
Progressive $3,778 $3,778
State Farm $2,803 $2,938
USAA $2,390 $2,574

The Best Cheap Car Insurance Companies in Arcadia, MO

Take a look at a side-by-side comparison of the top car insurance companies in Arcadia, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Arcadia, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,273
Farmers $4,551
GEICO $2,841
Liberty Mutual $4,513
Nationwide $2,231
Progressive $3,778
State Farm $2,871
USAA $2,482

Category Winners: Cheapest Car Insurance in Arcadia, Missouri

Find the cheapest car insurance companies in Arcadia, MO for each category right here.

Best Annual Car Insurance Rates by Company in Arcadia, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Arcadia, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Arcadia car insurance rates. Find the cheapest Arcadia, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Arcadia, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,167 $3,376 $3,277
Farmers $4,258 $4,504 $4,890
GEICO $2,667 $2,858 $2,998
Liberty Mutual $4,254 $4,532 $4,753
Nationwide $2,095 $2,253 $2,344
Progressive $3,453 $3,784 $4,097
State Farm $2,708 $2,876 $3,027
USAA $2,385 $2,474 $2,587

What affects car insurance rates in Arcadia, Missouri?

What factors can have an impact on Arcadia, MO car insurance? There are several reasons why Arcadia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Arcadia, Missouri.

Commute Time in Arcadia

The more time you spend in your car the higher the risk of an accident. The average commute length in Arcadia, MO is 23.4 minutes according to City-Data.

Compare Car Insurance Quotes in Arcadia, MO

Ready to find affordable Arcadia, Missouri car insurance today? Enter your ZIP code for fast, free Arcadia, MO car insurance quotes.

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