Compare Archer City, TX Car Insurance Rates (2021)

Car insurance in Archer City, TX averages $298 a month. Archer City, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Archer City car insurance rates, compare quotes from the top car insurance companies in Archer City, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Archer City, TX are $3,579/year
  • Average car insurance rates in Archer City, TX after a DUI are $4,079/year
  • The cheapest car insurance company in Archer City for teen drivers is USAA

If you need to buy Archer City, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Archer City, TX is right here.

You’ll find Archer City car insurance rates, the cheapest Archer City, TX car insurance companies, and information on Texas car insurance laws. You can also compare Archer City, Texas car insurance rates to Plano car insurance rates, Arlington car insurance rates, and Houston car insurance rates.

Ready to find affordable Archer City, TX car insurance today? Enter your ZIP code for fast, free Archer City car insurance quotes.

Cheapest Archer City, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Archer City, TX car insurance rates? Every Archer City, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Archer City, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,293 $3,330 $3,253 $3,253 $8,758 $10,608 $4,098 $4,284
American Family $2,881 $3,165 $2,538 $2,872 $6,592 $8,690 $3,944 $4,478
GEICO $2,308 $2,481 $2,207 $2,484 $4,999 $5,211 $2,498 $2,506
Nationwide $2,382 $2,428 $2,101 $2,230 $6,721 $8,657 $2,794 $3,029
Progressive $2,098 $2,026 $1,854 $1,897 $8,291 $9,262 $2,502 $2,574
State Farm $1,871 $1,871 $1,661 $1,661 $4,410 $5,610 $2,029 $2,096
USAA $1,417 $1,430 $1,350 $1,345 $3,911 $4,274 $1,887 $2,033

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Minimum Car Insurance in Archer City, TX

Every driver must carry the minimum car insurance in Archer City, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Archer City, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Archer City, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Archer City, TX. Compare credit history car insurance rates in Archer City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Archer City, Texas

Insurance Company Poor Fair Good
Allstate $6,498 $4,760 $4,071
American Family $6,182 $3,751 $3,252
GEICO $4,758 $2,699 $1,804
Nationwide $4,554 $3,650 $3,174
Progressive $4,319 $3,701 $3,419
State Farm $3,755 $2,336 $1,861
USAA $3,249 $1,868 $1,500

Cheapest Archer City, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Archer City, TX to rates for a clean record with top companies.

Annual Archer City, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,973 $6,113 $6,380 $3,973
American Family $4,026 $5,074 $4,454 $4,026
GEICO $2,622 $3,448 $2,902 $3,376
Nationwide $3,284 $3,284 $4,888 $3,715
Progressive $3,336 $4,256 $3,896 $3,764
State Farm $2,364 $2,701 $3,176 $2,364
USAA $1,651 $2,423 $2,856 $1,894

Cheapest Archer City, TX Car Insurance for Teen Drivers

Teen car insurance in Archer City, TX can be expensive. Take a look at rates from the top car insurance companies in Archer City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Archer City, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,758 $10,608
American Family $6,592 $8,690
GEICO $4,999 $5,211
Nationwide $6,721 $8,657
Progressive $8,291 $9,262
State Farm $4,410 $5,610
USAA $3,911 $4,274

Cheapest Archer City, TX Car Insurance for Seniors

Take a look at Archer City, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Archer City, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,253 $3,253
American Family $2,538 $2,872
GEICO $2,207 $2,484
Nationwide $2,101 $2,230
Progressive $1,854 $1,897
State Farm $1,661 $1,661
USAA $1,350 $1,345

Cheapest Archer City, TX Car Insurance Rates After a DUI

A DUI in Archer City, TX increases car insurance rates. Compare Archer City, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Archer City, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,380
American Family $4,454
GEICO $2,902
Nationwide $4,888
Progressive $3,896
State Farm $3,176
USAA $2,856

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Cheapest Archer City, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Archer City, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Archer City, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,990 $5,230
American Family $4,395 $4,395
GEICO $3,028 $3,146
Nationwide $3,793 $3,793
Progressive $3,813 $3,813
State Farm $2,651 $2,651
USAA $2,178 $2,234

The Best Cheap Car Insurance Companies in Archer City, TX

Take a look at a side-by-side comparison of the top car insurance companies in Archer City, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Archer City, Texas

Insurance Company Average Annual Rates
Allstate $5,110
American Family $4,395
GEICO $3,087
Nationwide $3,793
Progressive $3,813
State Farm $2,651
USAA $2,206

Category Winners: Cheapest Car Insurance in Archer City, Texas

Find the cheapest car insurance companies in Archer City, TX for each category right here.

Best Annual Car Insurance Rates by Company in Archer City, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Archer City, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Archer City car insurance rates. Find the cheapest Archer City, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Archer City, Texas

Insurance Company Low Medium High
Allstate $5,016 $5,075 $5,238
American Family $4,171 $4,274 $4,740
GEICO $2,937 $3,052 $3,272
Nationwide $4,105 $3,629 $3,645
Progressive $3,686 $3,800 $3,953
State Farm $2,526 $2,644 $2,782
USAA $2,138 $2,198 $2,281

What affects car insurance rates in Archer City, Texas?

What factors can have an impact on Archer City, TX car insurance? There are several reasons why Archer City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Archer City, Texas.

Commute Time in Archer City

The more time you spend in your car the higher the risk of an accident. The average commute length in Archer City, TX is 17.4 minutes according to City-Data.

Compare Car Insurance Quotes in Archer City, TX

Ready to find affordable Archer City, Texas car insurance today? Enter your ZIP code for fast, free Archer City, TX car insurance quotes.

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