Compare Archer, IA Car Insurance Rates (2021)

Car insurance in Archer, IA averages $245 a month. Archer, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Archer car insurance rates, compare quotes from the top car insurance companies in Archer, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Archer, IA are $2,936/year
  • Average car insurance rates in Archer, IA after a DUI are $3,544/year
  • The cheapest car insurance company in Archer is USAA

If you need to buy Archer, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Archer, IA is right here.

You’ll find Archer car insurance rates, the cheapest Archer, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Archer, Iowa car insurance rates to Sioux City car insurance rates, Des Moines car insurance rates, and Iowa City car insurance rates.

Ready to find affordable Archer, IA car insurance today? Enter your ZIP code for fast, free Archer car insurance quotes.

Cheapest Archer, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Archer, IA car insurance rates? Every Archer, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Archer, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,938 $1,938 $1,734 $1,734 $5,176 $7,258 $1,938 $2,334
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,761 $1,806 $1,569 $1,674 $4,073 $5,265 $1,996 $2,169
Progressive $1,529 $1,467 $1,262 $1,312 $3,808 $4,291 $1,837 $1,982
State Farm $1,341 $1,341 $1,181 $1,181 $3,694 $4,671 $1,508 $1,725
Travelers $2,364 $2,413 $2,295 $2,303 $10,512 $16,825 $2,456 $2,899
USAA $1,307 $1,321 $1,199 $1,222 $3,562 $3,781 $1,570 $1,735

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Minimum Car Insurance in Archer, IA

Every driver must carry the minimum car insurance in Archer, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Archer, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Archer, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Archer, IA. Compare credit history car insurance rates in Archer from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Archer, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,834 $2,817 $2,369
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $3,083 $2,417 $2,118
Progressive $2,578 $2,088 $1,892
State Farm $2,962 $1,833 $1,446
Travelers $5,914 $5,049 $4,812
USAA $2,578 $1,773 $1,536

Cheapest Archer, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Archer, IA to rates for a clean record with top companies.

Annual Archer, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,170 $3,179 $4,125 $2,552
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,839 $2,640 $3,598 $2,080
Progressive $1,757 $2,884 $1,906 $2,197
State Farm $1,921 $2,239 $2,080 $2,080
Travelers $3,838 $5,108 $6,840 $5,247
USAA $1,496 $2,015 $2,619 $1,719

Cheapest Archer, IA Car Insurance for Teen Drivers

Teen car insurance in Archer, IA can be expensive. Take a look at rates from the top car insurance companies in Archer for teenagers.

Annual Car Insurance Rates for Teen Drivers in Archer, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,176 $7,258
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,137 $11,420
Nationwide $4,073 $5,265
Progressive $3,808 $4,291
State Farm $3,694 $4,671
Travelers $10,512 $16,825
USAA $3,562 $3,781

Cheapest Archer, IA Car Insurance for Seniors

Take a look at Archer, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Archer, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,734 $1,734
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,884 $2,291
Nationwide $1,569 $1,674
Progressive $1,262 $1,312
State Farm $1,181 $1,181
Travelers $2,295 $2,303
USAA $1,199 $1,222

Cheapest Archer, IA Car Insurance Rates After a DUI

A DUI in Archer, IA increases car insurance rates. Compare Archer, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Archer, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $4,125
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,816
Nationwide $3,598
Progressive $1,906
State Farm $2,080
Travelers $6,840
USAA $2,619

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Cheapest Archer, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Archer, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Archer, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,971 $3,042
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,539 $2,539
Progressive $2,186 $2,186
State Farm $2,031 $2,130
Travelers $5,258 $5,258
USAA $1,891 $2,034

The Best Cheap Car Insurance Companies in Archer, IA

Take a look at a side-by-side comparison of the top car insurance companies in Archer, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Archer, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,006
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,539
Progressive $2,186
State Farm $2,080
Travelers $5,258
USAA $1,962

Category Winners: Cheapest Car Insurance in Archer, Iowa

Find the cheapest car insurance companies in Archer, IA for each category right here.

Best Annual Car Insurance Rates by Company in Archer, Iowa

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Archer, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Archer car insurance rates. Find the cheapest Archer, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Archer, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,019 $3,173 $2,827
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,642 $2,529 $2,447
Progressive $2,060 $2,195 $2,302
State Farm $1,980 $2,092 $2,169
Travelers $4,920 $5,340 $5,515
USAA $1,859 $1,969 $2,059

What affects car insurance rates in Archer, Iowa?

What factors can have an impact on Archer, IA car insurance? There are several reasons why Archer car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Archer, Iowa.

Commute Time in Archer

The more time you spend in your car the higher the risk of an accident. The average commute length in Archer, IA is 17.6 minutes according to City-Data.

Compare Car Insurance Quotes in Archer, IA

Ready to find affordable Archer, Iowa car insurance today? Enter your ZIP code for fast, free Archer, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State