Compare Arco, ID Car Insurance Rates (2021)

Car insurance in Arco, ID averages $238 a month. Arco, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Arco car insurance rates, compare quotes from the top car insurance companies in Arco, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Arco, ID after a DUI are $3,546/year
  • The cheapest car insurance company in Arco is USAA
  • Average car insurance rates in Arco, ID are $2,857/year

If you need to buy Arco, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Arco, ID is right here.

You’ll find Arco car insurance rates, the cheapest Arco, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Arco, Idaho car insurance rates to Post Falls car insurance rates, Coeur d’Alene car insurance rates, and Meridian car insurance rates.

Ready to find affordable Arco, ID car insurance today? Enter your ZIP code for fast, free Arco car insurance quotes.

Cheapest Arco, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Arco, ID car insurance rates? Every Arco, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arco, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,394 $2,380 $2,087 $2,165 $8,862 $10,241 $2,668 $2,813
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,509 $1,498 $1,332 $1,411 $7,333 $7,580 $1,737 $1,827
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,426 $1,538 $1,158 $1,290 $4,493 $4,992 $1,515 $1,606
Nationwide $1,886 $1,932 $1,699 $1,806 $4,597 $5,674 $2,203 $2,374
State Farm $1,199 $1,199 $1,075 $1,075 $3,481 $4,409 $1,351 $1,546
Travelers $1,362 $1,383 $1,365 $1,359 $6,628 $10,440 $1,446 $1,666
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

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Minimum Car Insurance in Arco, ID

Every driver must carry the minimum car insurance in Arco, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Arco, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Arco, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Arco, ID. Compare credit history car insurance rates in Arco from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Arco, Idaho

Insurance Company Poor Fair Good
Allstate $5,552 $3,764 $3,288
American Family $4,776 $3,404 $2,905
Farmers $3,416 $2,899 $2,770
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,217 $1,974 $1,565
Nationwide $3,312 $2,666 $2,336
State Farm $2,693 $1,702 $1,355
Travelers $3,674 $3,088 $2,857
USAA $2,742 $1,585 $1,273

Cheapest Arco, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Arco, ID to rates for a clean record with top companies.

Annual Arco, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,463 $4,363 $4,869 $4,110
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,643 $3,349 $3,138 $2,984
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,871 $2,340 $2,420 $2,378
Nationwide $2,113 $2,748 $3,848 $2,377
State Farm $1,754 $2,079 $1,917 $1,917
Travelers $1,985 $2,815 $4,880 $3,145
USAA $1,341 $1,908 $2,595 $1,623

Cheapest Arco, ID Car Insurance for Teen Drivers

Teen car insurance in Arco, ID can be expensive. Take a look at rates from the top car insurance companies in Arco for teenagers.

Annual Car Insurance Rates for Teen Drivers in Arco, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,862 $10,241
American Family $7,355 $9,596
Farmers $7,333 $7,580
GEICO $4,278 $5,328
Liberty Mutual $4,493 $4,992
Nationwide $4,597 $5,674
State Farm $3,481 $4,409
Travelers $6,628 $10,440
USAA $3,565 $3,999

Cheapest Arco, ID Car Insurance for Seniors

Take a look at Arco, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Arco, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,087 $2,165
American Family $1,859 $1,859
Farmers $1,332 $1,411
GEICO $1,919 $1,863
Liberty Mutual $1,158 $1,290
Nationwide $1,699 $1,806
State Farm $1,075 $1,075
Travelers $1,365 $1,359
USAA $1,070 $1,059

Cheapest Arco, ID Car Insurance Rates After a DUI

A DUI in Arco, ID increases car insurance rates. Compare Arco, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Arco, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,869
American Family $4,444
Farmers $3,138
GEICO $3,808
Liberty Mutual $2,420
Nationwide $3,848
State Farm $1,917
Travelers $4,880
USAA $2,595

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Cheapest Arco, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Arco, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Arco, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,201 $4,201
American Family $3,619 $3,771
Farmers $3,028 $3,028
GEICO $2,730 $2,825
Liberty Mutual $2,252 $2,252
Nationwide $2,771 $2,771
State Farm $1,870 $1,964
Travelers $3,206 $3,206
USAA $1,844 $1,889

The Best Cheap Car Insurance Companies in Arco, ID

Take a look at a side-by-side comparison of the top car insurance companies in Arco, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Arco, Idaho

Insurance Company Average Annual Rates
Allstate $4,201
American Family $3,695
Farmers $3,028
GEICO $2,778
Liberty Mutual $2,252
Nationwide $2,771
State Farm $1,917
Travelers $3,206
USAA $1,867

Category Winners: Cheapest Car Insurance in Arco, Idaho

Find the cheapest car insurance companies in Arco, ID for each category right here.

Best Annual Car Insurance Rates by Company in Arco, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Arco, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Arco car insurance rates. Find the cheapest Arco, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Arco, Idaho

Insurance Company Low Medium High
Allstate $4,018 $4,192 $4,393
American Family $3,705 $3,879 $3,502
Farmers $2,877 $2,994 $3,215
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,141 $2,249 $2,367
Nationwide $2,732 $2,912 $2,669
State Farm $1,806 $1,921 $2,023
Travelers $3,166 $3,253 $3,199
USAA $1,817 $1,864 $1,920

What affects car insurance rates in Arco, Idaho?

What factors can have an impact on Arco, ID car insurance? There are several reasons why Arco car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Arco, Idaho.

Commute Time in Arco

The more time you spend in your car the higher the risk of an accident. The average commute length in Arco, ID is 16.4 minutes according to City-Data.

Compare Car Insurance Quotes in Arco, ID

Ready to find affordable Arco, Idaho car insurance today? Enter your ZIP code for fast, free Arco, ID car insurance quotes.

Free Car Insurance Comparison

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