Compare Arcola, IN Car Insurance Rates (2021)

Car insurance in Arcola, IN averages $265 a month. Arcola, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Arcola car insurance rates, compare quotes from the top car insurance companies in Arcola, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Arcola, IN are $3,175/year
  • The cheapest car insurance company in Arcola is USAA
  • The cheapest car insurance company in Arcola for teen drivers is USAA

If you need to buy Arcola, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Arcola, IN is right here.

You’ll find Arcola car insurance rates, the cheapest Arcola, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Arcola, Indiana car insurance rates to Evansville car insurance rates, Indianapolis car insurance rates, and South Bend car insurance rates.

Ready to find affordable Arcola, IN car insurance today? Enter your ZIP code for fast, free Arcola car insurance quotes.

Cheapest Arcola, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Arcola, IN car insurance rates? Every Arcola, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arcola, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,484 $2,545 $2,180 $2,386 $7,672 $9,674 $2,521 $2,743
American Family $2,213 $2,213 $1,996 $1,996 $6,229 $8,972 $2,213 $2,707
Farmers $1,470 $1,450 $1,257 $1,412 $7,887 $8,393 $1,936 $2,095
GEICO $1,565 $1,565 $1,475 $1,539 $4,684 $4,342 $1,797 $1,574
Liberty Mutual $3,623 $3,623 $3,335 $3,335 $7,868 $11,852 $3,623 $4,947
Nationwide $1,514 $1,544 $1,333 $1,418 $4,392 $5,684 $1,776 $1,938
Progressive $1,582 $1,489 $1,440 $1,447 $9,465 $10,631 $1,980 $2,009
State Farm $1,379 $1,379 $1,237 $1,237 $4,303 $5,501 $1,531 $1,704
Travelers $1,181 $1,201 $1,108 $1,107 $7,312 $11,548 $1,250 $1,445
USAA $994 $976 $931 $933 $2,823 $3,138 $1,342 $1,427

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Minimum Car Insurance in Arcola, IN

Every driver must carry the minimum car insurance in Arcola, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Arcola, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Arcola, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Arcola, IN. Compare credit history car insurance rates in Arcola from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Arcola, Indiana

Insurance Company Poor Fair Good
Allstate $4,989 $3,714 $3,373
American Family $4,889 $3,165 $2,648
Farmers $3,780 $3,079 $2,853
GEICO $2,789 $2,318 $1,846
Liberty Mutual $7,025 $4,573 $4,229
Nationwide $2,786 $2,355 $2,210
Progressive $4,130 $3,671 $3,466
State Farm $3,328 $1,985 $1,539
Travelers $3,639 $3,085 $3,083
USAA $2,107 $1,401 $1,204

Cheapest Arcola, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Arcola, IN to rates for a clean record with top companies.

Annual Arcola, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,209 $4,720 $4,353 $3,821
American Family $2,458 $3,921 $4,962 $2,929
Farmers $2,895 $3,377 $3,480 $3,198
GEICO $1,511 $2,394 $3,272 $2,094
Liberty Mutual $4,072 $4,834 $7,694 $4,503
Nationwide $2,113 $2,712 $2,602 $2,374
Progressive $2,806 $4,960 $3,349 $3,906
State Farm $2,228 $2,452 $2,228 $2,228
Travelers $2,777 $3,432 $3,888 $2,979
USAA $1,183 $1,692 $1,940 $1,467

Cheapest Arcola, IN Car Insurance for Teen Drivers

Teen car insurance in Arcola, IN can be expensive. Take a look at rates from the top car insurance companies in Arcola for teenagers.

Annual Car Insurance Rates for Teen Drivers in Arcola, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,672 $9,674
American Family $6,229 $8,972
Farmers $7,887 $8,393
GEICO $4,684 $4,342
Liberty Mutual $7,868 $11,852
Nationwide $4,392 $5,684
Progressive $9,465 $10,631
State Farm $4,303 $5,501
Travelers $7,312 $11,548
USAA $2,823 $3,138

Cheapest Arcola, IN Car Insurance for Seniors

Take a look at Arcola, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Arcola, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,180 $2,386
American Family $1,996 $1,996
Farmers $1,257 $1,412
GEICO $1,475 $1,539
Liberty Mutual $3,335 $3,335
Nationwide $1,333 $1,418
Progressive $1,440 $1,447
State Farm $1,237 $1,237
Travelers $1,108 $1,107
USAA $931 $933

Cheapest Arcola, IN Car Insurance Rates After a DUI

A DUI in Arcola, IN increases car insurance rates. Compare Arcola, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Arcola, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,353
American Family $4,962
Farmers $3,480
GEICO $3,272
Liberty Mutual $7,694
Nationwide $2,602
Progressive $3,349
State Farm $2,228
Travelers $3,888
USAA $1,940

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Cheapest Arcola, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Arcola, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Arcola, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,026 $4,026
American Family $3,524 $3,611
Farmers $3,238 $3,238
GEICO $2,278 $2,357
Liberty Mutual $5,137 $5,414
Nationwide $2,450 $2,450
Progressive $3,756 $3,756
State Farm $2,219 $2,348
Travelers $3,269 $3,269
USAA $1,550 $1,591

The Best Cheap Car Insurance Companies in Arcola, IN

Take a look at a side-by-side comparison of the top car insurance companies in Arcola, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Arcola, Indiana

Insurance Company Average Annual Rates
Allstate $4,026
American Family $3,567
Farmers $3,237
GEICO $2,318
Liberty Mutual $5,276
Nationwide $2,450
Progressive $3,756
State Farm $2,284
Travelers $3,269
USAA $1,570

Category Winners: Cheapest Car Insurance in Arcola, Indiana

Find the cheapest car insurance companies in Arcola, IN for each category right here.

Best Annual Car Insurance Rates by Company in Arcola, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Arcola, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Arcola car insurance rates. Find the cheapest Arcola, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Arcola, Indiana

Insurance Company Low Medium High
Allstate $3,838 $4,011 $4,227
American Family $3,519 $3,685 $3,498
Farmers $3,121 $3,230 $3,362
GEICO $2,165 $2,311 $2,477
Liberty Mutual $5,091 $5,261 $5,475
Nationwide $2,469 $2,432 $2,449
Progressive $3,526 $3,691 $4,050
State Farm $2,168 $2,283 $2,400
Travelers $3,207 $3,299 $3,301
USAA $1,507 $1,566 $1,639

Compare Car Insurance Quotes in Arcola, IN

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Average Monthly Car Insurance Rates by State