Compare Ardmore, PA Car Insurance Rates (2021)

Car insurance in Ardmore, PA averages $434 a month. Ardmore, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Ardmore car insurance rates, compare quotes from the top car insurance companies in Ardmore, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ardmore, PA are $5,205/year
  • The cheapest ZIP code in Ardmore is 19003
  • The cheapest car insurance company in Ardmore is USAA

If you need to buy Ardmore, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Ardmore, PA is right here.

You’ll find Ardmore car insurance rates, the cheapest Ardmore, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Ardmore, Pennsylvania car insurance rates to Altoona car insurance rates, Lancaster car insurance rates, and Reading car insurance rates.

Ready to find affordable Ardmore, PA car insurance today? Enter your ZIP code for fast, free Ardmore car insurance quotes.

Cheapest Ardmore, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ardmore, PA car insurance rates? Every Ardmore, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ardmore, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,076 $3,076 $2,875 $2,875 $11,183 $11,183 $3,349 $3,349
GEICO $2,634 $2,275 $2,534 $2,189 $6,476 $5,600 $2,623 $2,265
Liberty Mutual $4,805 $4,805 $4,413 $4,413 $13,783 $13,783 $6,065 $6,065
Nationwide $2,465 $2,465 $2,344 $2,344 $6,923 $6,923 $2,765 $2,765
Progressive $3,664 $3,664 $3,300 $3,300 $11,840 $11,840 $4,604 $4,604
State Farm $2,071 $2,071 $1,848 $1,848 $7,205 $7,205 $2,297 $2,297
Travelers $2,317 $2,317 $2,527 $2,527 $35,324 $35,324 $2,766 $2,766
USAA $1,480 $1,480 $1,340 $1,340 $4,676 $4,676 $1,970 $1,970

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Minimum Car Insurance in Ardmore, PA

Every driver must carry the minimum car insurance in Ardmore, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Ardmore, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Ardmore, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ardmore, PA. Compare credit history car insurance rates in Ardmore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ardmore, Pennsylvania

Insurance Company Poor Fair Good
Allstate $6,514 $4,903 $3,944
GEICO $5,007 $2,806 $2,160
Liberty Mutual $9,251 $6,658 $5,890
Nationwide $4,250 $3,501 $3,121
Progressive $7,725 $5,448 $4,383
State Farm $4,763 $2,960 $2,342
Travelers $11,668 $10,557 $9,976
USAA $2,957 $2,197 $1,946

Cheapest Ardmore, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ardmore, PA to rates for a clean record with top companies.

Annual Ardmore, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,885 $5,827 $4,885 $4,885
GEICO $2,491 $4,032 $3,333 $3,442
Liberty Mutual $6,601 $7,626 $7,420 $7,420
Nationwide $2,629 $3,516 $4,866 $3,486
Progressive $5,288 $7,361 $5,458 $5,300
State Farm $3,050 $3,660 $3,355 $3,355
Travelers $7,554 $10,827 $13,726 $10,827
USAA $1,890 $2,641 $2,821 $2,115

Cheapest Ardmore, PA Car Insurance for Teen Drivers

Teen car insurance in Ardmore, PA can be expensive. Take a look at rates from the top car insurance companies in Ardmore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ardmore, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,183 $11,183
GEICO $6,476 $5,600
Liberty Mutual $13,783 $13,783
Nationwide $6,923 $6,923
Progressive $11,840 $11,840
State Farm $7,205 $7,205
Travelers $35,324 $35,324
USAA $4,676 $4,676

Cheapest Ardmore, PA Car Insurance for Seniors

Take a look at Ardmore, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ardmore, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,875 $2,875
GEICO $2,534 $2,189
Liberty Mutual $4,413 $4,413
Nationwide $2,344 $2,344
Progressive $3,300 $3,300
State Farm $1,848 $1,848
Travelers $2,527 $2,527
USAA $1,340 $1,340

Cheapest Ardmore, PA Car Insurance Rates After a DUI

A DUI in Ardmore, PA increases car insurance rates. Compare Ardmore, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ardmore, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,885
GEICO $3,333
Liberty Mutual $7,420
Nationwide $4,866
Progressive $5,458
State Farm $3,355
Travelers $13,726
USAA $2,821

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Cheapest Ardmore, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ardmore, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ardmore, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,010 $5,232
GEICO $3,274 $3,375
Liberty Mutual $7,084 $7,449
Nationwide $3,624 $3,624
Progressive $5,852 $5,852
State Farm $3,248 $3,462
Travelers $10,734 $10,734
USAA $2,298 $2,435

Cheapest Ardmore, PA Car Insurance Rates by ZIP Code

Ardmore car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Ardmore, PA.

Annual Car Insurance Rates by ZIP Code in Ardmore, Pennsylvania

ZIP Code Average Annual Rates
19003 $6,511
19096 $6,578

The Best Cheap Car Insurance Companies in Ardmore, PA

Take a look at a side-by-side comparison of the top car insurance companies in Ardmore, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ardmore, Pennsylvania

Insurance Company Average Annual Rates
Allstate $5,121
GEICO $3,324
Liberty Mutual $7,266
Nationwide $3,624
Progressive $5,852
State Farm $3,355
Travelers $10,734
USAA $2,367

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Category Winners: Cheapest Car Insurance in Ardmore, Pennsylvania

Find the cheapest car insurance companies in Ardmore, PA for each category right here.

Best Annual Car Insurance Rates by Company in Ardmore, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Ardmore, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ardmore car insurance rates. Find the cheapest Ardmore, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ardmore, Pennsylvania

Insurance Company Low Medium High
Allstate $4,796 $5,167 $5,399
GEICO $2,980 $3,364 $3,629
Liberty Mutual $6,821 $7,333 $7,645
Nationwide $3,572 $3,681 $3,619
Progressive $5,229 $5,902 $6,425
State Farm $3,062 $3,412 $3,591
Travelers $10,637 $10,767 $10,796
USAA $2,163 $2,394 $2,542

What affects car insurance rates in Ardmore, Pennsylvania?

What factors can have an impact on Ardmore, PA car insurance? There are several reasons why Ardmore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ardmore, Pennsylvania.

Commute Time in Ardmore

The more time you spend in your car the higher the risk of an accident. The average commute length in Ardmore, PA is 30.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Ardmore, PA

Ready to find affordable Ardmore, Pennsylvania car insurance today? Enter your ZIP code for fast, free Ardmore, PA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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