Compare Arjay, KY Car Insurance Rates (2021)

Car insurance in Arjay, KY averages $485 a month. Arjay, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Arjay car insurance rates, compare quotes from the top car insurance companies in Arjay, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Arjay is USAA
  • Average car insurance rates in Arjay, KY are $5,820/year
  • Average car insurance rates in Arjay, KY after a DUI are $6,972/year

If you need to buy Arjay, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Arjay, KY is right here.

You’ll find Arjay car insurance rates, the cheapest Arjay, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Arjay, Kentucky car insurance rates to Owensboro car insurance rates, Frankfort car insurance rates, and Richmond car insurance rates.

Ready to find affordable Arjay, KY car insurance today? Enter your ZIP code for fast, free Arjay car insurance quotes.

Cheapest Arjay, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Arjay, KY car insurance rates? Every Arjay, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arjay, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,150 $6,055 $5,645 $6,003 $23,120 $25,575 $6,669 $6,963
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $3,048 $3,317 $2,621 $2,940 $11,265 $12,457 $3,171 $3,278
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,706 $2,559 $2,452 $2,449 $13,734 $15,597 $3,362 $3,410
State Farm $2,229 $2,229 $1,993 $1,993 $6,204 $7,852 $2,471 $2,734
Travelers $3,217 $3,279 $3,147 $3,162 $16,066 $26,149 $3,354 $3,894
USAA $1,980 $1,981 $1,788 $1,815 $5,320 $5,600 $2,499 $2,733

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Minimum Car Insurance in Arjay, KY

Every driver must carry the minimum car insurance in Arjay, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Arjay, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Arjay, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Arjay, KY. Compare credit history car insurance rates in Arjay from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Arjay, Kentucky

Insurance Company Poor Fair Good
Allstate $14,520 $9,767 $8,031
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,535 $4,605 $3,647
Nationwide $7,021 $5,495 $4,763
Progressive $6,443 $5,642 $5,266
State Farm $4,956 $3,038 $2,395
Travelers $8,688 $7,343 $7,319
USAA $4,407 $2,472 $2,014

Cheapest Arjay, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Arjay, KY to rates for a clean record with top companies.

Annual Arjay, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,904 $11,641 $12,474 $10,071
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,408 $6,733 $5,238 $4,670
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,771 $7,129 $5,436 $5,799
State Farm $3,189 $3,737 $3,463 $3,463
Travelers $6,781 $6,978 $10,108 $7,266
USAA $2,232 $3,158 $3,778 $2,690

Cheapest Arjay, KY Car Insurance for Teen Drivers

Teen car insurance in Arjay, KY can be expensive. Take a look at rates from the top car insurance companies in Arjay for teenagers.

Annual Car Insurance Rates for Teen Drivers in Arjay, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,120 $25,575
GEICO $7,942 $9,404
Liberty Mutual $11,265 $12,457
Nationwide $9,302 $11,583
Progressive $13,734 $15,597
State Farm $6,204 $7,852
Travelers $16,066 $26,149
USAA $5,320 $5,600

Cheapest Arjay, KY Car Insurance for Seniors

Take a look at Arjay, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Arjay, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,645 $6,003
GEICO $4,003 $3,626
Liberty Mutual $2,621 $2,940
Nationwide $3,677 $3,839
Progressive $2,452 $2,449
State Farm $1,993 $1,993
Travelers $3,147 $3,162
USAA $1,788 $1,815

Cheapest Arjay, KY Car Insurance Rates After a DUI

A DUI in Arjay, KY increases car insurance rates. Compare Arjay, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Arjay, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,474
GEICO $7,717
Liberty Mutual $5,238
Nationwide $7,562
Progressive $5,436
State Farm $3,463
Travelers $10,108
USAA $3,778

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Cheapest Arjay, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Arjay, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Arjay, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,773 $10,773
GEICO $4,724 $4,814
Liberty Mutual $5,262 $5,262
Nationwide $5,760 $5,760
Progressive $5,784 $5,784
State Farm $3,380 $3,546
Travelers $7,783 $7,783
USAA $2,855 $3,074

The Best Cheap Car Insurance Companies in Arjay, KY

Take a look at a side-by-side comparison of the top car insurance companies in Arjay, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Arjay, Kentucky

Insurance Company Average Annual Rates
Allstate $10,773
GEICO $4,769
Liberty Mutual $5,262
Nationwide $5,760
Progressive $5,784
State Farm $3,463
Travelers $7,783
USAA $2,964

Category Winners: Cheapest Car Insurance in Arjay, Kentucky

Find the cheapest car insurance companies in Arjay, KY for each category right here.

Best Annual Car Insurance Rates by Company in Arjay, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Arjay, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Arjay car insurance rates. Find the cheapest Arjay, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Arjay, Kentucky

Insurance Company Low Medium High
Allstate $9,316 $10,682 $12,319
GEICO $4,439 $4,761 $5,108
Liberty Mutual $4,971 $5,223 $5,593
Nationwide $5,806 $5,676 $5,797
Progressive $5,208 $5,663 $6,480
State Farm $3,222 $3,450 $3,717
Travelers $7,342 $7,808 $8,199
USAA $2,828 $2,958 $3,108

Compare Car Insurance Quotes in Arjay, KY

Ready to find affordable Arjay, Kentucky car insurance today? Enter your ZIP code for fast, free Arjay, KY car insurance quotes.

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