Compare Arkansas City, KS Car Insurance Rates (2021)

Car insurance in Arkansas City, KS averages $275 a month. Arkansas City, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Arkansas City car insurance rates, compare quotes from the top car insurance companies in Arkansas City, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Arkansas City for teen drivers is American Family
  • Average car insurance rates in Arkansas City, KS after a DUI are $3,964/year
  • Average car insurance rates in Arkansas City, KS are $3,303/year

If you need to buy Arkansas City, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Arkansas City, KS is right here.

You’ll find Arkansas City car insurance rates, the cheapest Arkansas City, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Arkansas City, Kansas car insurance rates to Lawrence car insurance rates, Salina car insurance rates, and Topeka car insurance rates.

Ready to find affordable Arkansas City, KS car insurance today? Enter your ZIP code for fast, free Arkansas City car insurance quotes.

Cheapest Arkansas City, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Arkansas City, KS car insurance rates? Every Arkansas City, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arkansas City, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,687 $2,631 $2,380 $2,453 $6,991 $7,738 $2,791 $2,894
American Family $1,743 $1,743 $1,574 $1,574 $3,368 $4,042 $1,743 $1,959
Farmers $2,520 $2,503 $2,252 $2,351 $6,813 $7,054 $2,840 $2,991
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,465 $2,186 $2,438 $10,718 $11,962 $2,487 $2,688
Nationwide $1,723 $1,777 $1,535 $1,654 $3,569 $4,377 $2,008 $2,138
Progressive $2,234 $2,129 $1,799 $1,878 $8,190 $9,236 $2,636 $2,825
State Farm $1,736 $1,736 $1,525 $1,525 $4,673 $5,954 $1,952 $2,205
Travelers $2,042 $2,078 $1,988 $2,014 $8,232 $12,830 $2,089 $2,464
USAA $1,451 $1,474 $1,333 $1,341 $5,068 $5,304 $1,923 $2,002

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Minimum Car Insurance in Arkansas City, KS

Every driver must carry the minimum car insurance in Arkansas City, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Arkansas City, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Arkansas City, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Arkansas City, KS. Compare credit history car insurance rates in Arkansas City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Arkansas City, Kansas

Insurance Company Poor Fair Good
Allstate $4,744 $3,585 $3,133
American Family $2,896 $2,050 $1,709
Farmers $4,318 $3,436 $3,242
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,653 $4,653 $4,653
Nationwide $2,602 $2,298 $2,142
Progressive $4,438 $3,723 $3,436
State Farm $3,878 $2,317 $1,795
Travelers $4,875 $3,966 $3,809
USAA $3,387 $2,234 $1,841

Cheapest Arkansas City, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Arkansas City, KS to rates for a clean record with top companies.

Annual Arkansas City, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $3,873 $4,379 $3,700
American Family $2,181 $2,331 $2,181 $2,181
Farmers $3,090 $3,973 $3,873 $3,725
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,495 $5,287 $5,188 $4,643
Nationwide $1,769 $2,032 $3,568 $2,021
Progressive $3,574 $4,173 $3,731 $3,985
State Farm $2,468 $2,859 $2,663 $2,663
Travelers $3,076 $4,009 $5,525 $4,259
USAA $1,813 $2,453 $3,606 $2,078

Cheapest Arkansas City, KS Car Insurance for Teen Drivers

Teen car insurance in Arkansas City, KS can be expensive. Take a look at rates from the top car insurance companies in Arkansas City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Arkansas City, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,991 $7,738
American Family $3,368 $4,042
Farmers $6,813 $7,054
GEICO $4,439 $5,960
Liberty Mutual $10,718 $11,962
Nationwide $3,569 $4,377
Progressive $8,190 $9,236
State Farm $4,673 $5,954
Travelers $8,232 $12,830
USAA $5,068 $5,304

Cheapest Arkansas City, KS Car Insurance for Seniors

Take a look at Arkansas City, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Arkansas City, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,380 $2,453
American Family $1,574 $1,574
Farmers $2,252 $2,351
GEICO $2,443 $2,273
Liberty Mutual $2,186 $2,438
Nationwide $1,535 $1,654
Progressive $1,799 $1,878
State Farm $1,525 $1,525
Travelers $1,988 $2,014
USAA $1,333 $1,341

Cheapest Arkansas City, KS Car Insurance Rates After a DUI

A DUI in Arkansas City, KS increases car insurance rates. Compare Arkansas City, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Arkansas City, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,379
American Family $2,181
Farmers $3,873
GEICO $4,922
Liberty Mutual $5,188
Nationwide $3,568
Progressive $3,731
State Farm $2,663
Travelers $5,525
USAA $3,606

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Cheapest Arkansas City, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Arkansas City, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Arkansas City, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,820 $3,820
American Family $2,190 $2,247
Farmers $3,665 $3,665
GEICO $3,027 $3,159
Liberty Mutual $4,653 $4,653
Nationwide $2,348 $2,348
Progressive $3,866 $3,866
State Farm $2,596 $2,730
Travelers $4,217 $4,217
USAA $2,415 $2,559

The Best Cheap Car Insurance Companies in Arkansas City, KS

Take a look at a side-by-side comparison of the top car insurance companies in Arkansas City, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Arkansas City, Kansas

Insurance Company Average Annual Rates
Allstate $3,821
American Family $2,218
Farmers $3,665
GEICO $3,093
Liberty Mutual $4,653
Nationwide $2,348
Progressive $3,866
State Farm $2,663
Travelers $4,217
USAA $2,487

Category Winners: Cheapest Car Insurance in Arkansas City, Kansas

Find the cheapest car insurance companies in Arkansas City, KS for each category right here.

Best Annual Car Insurance Rates by Company in Arkansas City, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Arkansas City, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Arkansas City car insurance rates. Find the cheapest Arkansas City, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Arkansas City, Kansas

Insurance Company Low Medium High
Allstate $3,688 $3,811 $3,962
American Family $2,241 $2,330 $2,084
Farmers $3,519 $3,646 $3,832
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,550 $4,643 $4,767
Nationwide $2,468 $2,321 $2,254
Progressive $3,663 $3,836 $4,098
State Farm $2,563 $2,671 $2,756
Travelers $4,003 $4,223 $4,425
USAA $2,393 $2,480 $2,589

What affects car insurance rates in Arkansas City, Kansas?

What factors can have an impact on Arkansas City, KS car insurance? There are several reasons why Arkansas City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Arkansas City, Kansas.

Car Theft in Arkansas City

High levels of vehicle theft can make car insurance more expensive. Arkansas City, KS car theft statistics from the FBI indicate 33 vehicle thefts a year.

Commute Time in Arkansas City

The more time you spend in your car the higher the risk of an accident. The average commute length in Arkansas City, KS is 15.9 minutes according to City-Data.

Compare Car Insurance Quotes in Arkansas City, KS

Ready to find affordable Arkansas City, Kansas car insurance today? Enter your ZIP code for fast, free Arkansas City, KS car insurance quotes.

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