Compare Arrowsmith, IL Car Insurance Rates (2021)

Car insurance in Arrowsmith, IL averages $243 a month. Arrowsmith, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Arrowsmith car insurance rates, compare quotes from the top car insurance companies in Arrowsmith, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Arrowsmith, IL are $2,917/year
  • Average car insurance rates in Arrowsmith, IL after a DUI are $3,398/year
  • The cheapest car insurance company in Arrowsmith for teen drivers is Travelers

If you need to buy Arrowsmith, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Arrowsmith, IL is right here.

You’ll find Arrowsmith car insurance rates, the cheapest Arrowsmith, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Arrowsmith, Illinois car insurance rates to Elgin car insurance rates, Peoria car insurance rates, and Naperville car insurance rates.

Ready to find affordable Arrowsmith, IL car insurance today? Enter your ZIP code for fast, free Arrowsmith car insurance quotes.

Cheapest Arrowsmith, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Arrowsmith, IL car insurance rates? Every Arrowsmith, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arrowsmith, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,868 $2,880 $3,004 $3,004 $7,546 $9,834 $3,451 $3,734
American Family $2,205 $2,205 $2,021 $2,021 $6,253 $8,653 $2,205 $2,847
Farmers $2,144 $2,140 $1,901 $2,012 $9,265 $9,648 $2,453 $2,565
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,263 $1,361 $1,053 $1,175 $4,188 $4,654 $1,318 $1,388
Nationwide $1,577 $1,606 $1,407 $1,490 $4,229 $5,428 $1,827 $1,978
Progressive $1,879 $1,777 $1,548 $1,617 $6,871 $7,716 $2,247 $2,447
State Farm $1,350 $1,350 $1,208 $1,208 $3,923 $4,964 $1,527 $1,764
Travelers $1,388 $1,463 $1,257 $1,339 $3,859 $4,795 $1,472 $1,550
USAA $1,478 $1,511 $1,372 $1,358 $4,622 $5,112 $1,937 $2,140

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Minimum Car Insurance in Arrowsmith, IL

Every driver must carry the minimum car insurance in Arrowsmith, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Arrowsmith, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Arrowsmith, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Arrowsmith, IL. Compare credit history car insurance rates in Arrowsmith from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Arrowsmith, Illinois

Insurance Company Poor Fair Good
Allstate $5,769 $4,188 $3,663
American Family $4,719 $3,215 $2,720
Farmers $4,562 $3,837 $3,649
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,894 $1,812 $1,444
Nationwide $2,910 $2,352 $2,066
Progressive $3,713 $3,156 $2,919
State Farm $3,144 $1,882 $1,459
Travelers $2,617 $2,096 $1,708
USAA $3,260 $2,229 $1,834

Cheapest Arrowsmith, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Arrowsmith, IL to rates for a clean record with top companies.

Annual Arrowsmith, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,213 $5,522 $5,169 $4,257
American Family $2,608 $3,715 $4,923 $2,958
Farmers $3,387 $4,373 $4,264 $4,040
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,708 $2,422 $2,130 $1,940
Nationwide $1,973 $2,546 $2,990 $2,262
Progressive $2,689 $3,993 $2,974 $3,395
State Farm $1,972 $2,351 $2,162 $2,162
Travelers $1,712 $2,231 $2,477 $2,141
USAA $1,751 $2,495 $3,410 $2,108

Cheapest Arrowsmith, IL Car Insurance for Teen Drivers

Teen car insurance in Arrowsmith, IL can be expensive. Take a look at rates from the top car insurance companies in Arrowsmith for teenagers.

Annual Car Insurance Rates for Teen Drivers in Arrowsmith, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,546 $9,834
American Family $6,253 $8,653
Farmers $9,265 $9,648
GEICO $4,847 $5,129
Liberty Mutual $4,188 $4,654
Nationwide $4,229 $5,428
Progressive $6,871 $7,716
State Farm $3,923 $4,964
Travelers $3,859 $4,795
USAA $4,622 $5,112

Cheapest Arrowsmith, IL Car Insurance for Seniors

Take a look at Arrowsmith, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Arrowsmith, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,004 $3,004
American Family $2,021 $2,021
Farmers $1,901 $2,012
GEICO $1,521 $1,797
Liberty Mutual $1,053 $1,175
Nationwide $1,407 $1,490
Progressive $1,548 $1,617
State Farm $1,208 $1,208
Travelers $1,257 $1,339
USAA $1,372 $1,358

Cheapest Arrowsmith, IL Car Insurance Rates After a DUI

A DUI in Arrowsmith, IL increases car insurance rates. Compare Arrowsmith, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Arrowsmith, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,169
American Family $4,923
Farmers $4,264
GEICO $3,482
Liberty Mutual $2,130
Nationwide $2,990
Progressive $2,974
State Farm $2,162
Travelers $2,477
USAA $3,410

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Cheapest Arrowsmith, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Arrowsmith, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Arrowsmith, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,540 $4,540
American Family $3,506 $3,597
Farmers $4,016 $4,016
GEICO $2,519 $2,617
Liberty Mutual $2,050 $2,050
Nationwide $2,443 $2,443
Progressive $3,263 $3,263
State Farm $2,108 $2,216
Travelers $2,057 $2,223
USAA $2,372 $2,510

The Best Cheap Car Insurance Companies in Arrowsmith, IL

Take a look at a side-by-side comparison of the top car insurance companies in Arrowsmith, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Arrowsmith, Illinois

Insurance Company Average Annual Rates
Allstate $4,540
American Family $3,551
Farmers $4,016
GEICO $2,568
Liberty Mutual $2,050
Nationwide $2,443
Progressive $3,263
State Farm $2,162
Travelers $2,140
USAA $2,441

Category Winners: Cheapest Car Insurance in Arrowsmith, Illinois

Find the cheapest car insurance companies in Arrowsmith, IL for each category right here.

Best Annual Car Insurance Rates by Company in Arrowsmith, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Arrowsmith, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Arrowsmith car insurance rates. Find the cheapest Arrowsmith, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Arrowsmith, Illinois

Insurance Company Low Medium High
Allstate $4,419 $4,536 $4,665
American Family $3,427 $3,681 $3,545
Farmers $3,824 $3,924 $4,300
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,934 $2,045 $2,171
Nationwide $2,426 $2,463 $2,439
Progressive $3,026 $3,257 $3,506
State Farm $2,051 $2,166 $2,268
Travelers $2,021 $2,138 $2,262
USAA $2,290 $2,439 $2,594

What affects car insurance rates in Arrowsmith, Illinois?

What factors can have an impact on Arrowsmith, IL car insurance? There are several reasons why Arrowsmith car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Arrowsmith, Illinois.

Commute Time in Arrowsmith

The more time you spend in your car the higher the risk of an accident. The average commute length in Arrowsmith, IL is 31.1 minutes according to City-Data.

Compare Car Insurance Quotes in Arrowsmith, IL

Ready to find affordable Arrowsmith, Illinois car insurance today? Enter your ZIP code for fast, free Arrowsmith, IL car insurance quotes.

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