Compare Arroyo Grande, CA Car Insurance Rates (2021)

Car insurance in Arroyo Grande, CA averages $235 a month. Arroyo Grande, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Arroyo Grande car insurance rates, compare quotes from the top car insurance companies in Arroyo Grande, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Arroyo Grande is Progressive
  • The cheapest car insurance company in Arroyo Grande for teen drivers is Progressive
  • Average car insurance rates in Arroyo Grande, CA are $2,824/year

If you need to buy Arroyo Grande, California car insurance, the options can be confusing. Everything you need to know about car insurance in Arroyo Grande, CA is right here.

You’ll find Arroyo Grande car insurance rates, the cheapest Arroyo Grande, CA car insurance companies, and information on California car insurance laws. You can also compare Arroyo Grande, California car insurance rates to Fresno car insurance rates, San Jose car insurance rates, and Oakland car insurance rates.

Ready to find affordable Arroyo Grande, CA car insurance today? Enter your ZIP code for fast, free Arroyo Grande car insurance quotes.

Cheapest Arroyo Grande, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Arroyo Grande, CA car insurance rates? Every Arroyo Grande, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arroyo Grande, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,186 $2,187 $1,608 $1,624 $6,077 $7,641 $2,799 $3,077
Farmers $1,858 $1,858 $1,679 $1,679 $5,895 $9,623 $2,198 $2,446
GEICO $1,568 $1,568 $1,474 $1,474 $4,771 $4,848 $2,252 $2,299
Liberty Mutual $1,752 $1,658 $1,631 $1,581 $3,779 $4,029 $1,969 $1,990
Nationwide $2,498 $2,385 $2,193 $2,069 $6,319 $6,970 $2,976 $2,938
Progressive $1,253 $1,288 $1,072 $1,265 $3,294 $3,959 $1,792 $1,924
State Farm $2,467 $2,467 $2,206 $2,206 $4,540 $5,625 $2,731 $2,817
Travelers $1,993 $1,931 $1,773 $1,756 $4,059 $4,620 $2,572 $2,515
USAA $1,770 $1,677 $1,726 $1,733 $4,059 $4,079 $2,451 $2,317

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Minimum Car Insurance in Arroyo Grande, CA

Every driver must carry the minimum car insurance in Arroyo Grande, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Arroyo Grande, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Arroyo Grande, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Arroyo Grande, CA to rates for a clean record with top companies.

Annual Arroyo Grande, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,061 $3,454 $5,390 $2,696
Farmers $2,521 $3,429 $4,266 $3,402
GEICO $1,769 $2,736 $3,427 $2,195
Liberty Mutual $1,995 $2,673 $2,413 $2,114
Nationwide $2,479 $3,174 $5,347 $3,174
Progressive $1,304 $2,202 $2,545 $1,871
State Farm $2,235 $2,665 $5,035 $2,594
Travelers $1,792 $2,880 $3,332 $2,606
USAA $1,647 $2,450 $4,006 $1,803

Cheapest Arroyo Grande, CA Car Insurance for Teen Drivers

Teen car insurance in Arroyo Grande, CA can be expensive. Take a look at rates from the top car insurance companies in Arroyo Grande for teenagers.

Annual Car Insurance Rates for Teen Drivers in Arroyo Grande, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,077 $7,641
Farmers $5,895 $9,623
GEICO $4,771 $4,848
Liberty Mutual $3,779 $4,029
Nationwide $6,319 $6,970
Progressive $3,294 $3,959
State Farm $4,540 $5,625
Travelers $4,059 $4,620
USAA $4,059 $4,079

Cheapest Arroyo Grande, CA Car Insurance for Seniors

Take a look at Arroyo Grande, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Arroyo Grande, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,608 $1,624
Farmers $1,679 $1,679
GEICO $1,474 $1,474
Liberty Mutual $1,631 $1,581
Nationwide $2,193 $2,069
Progressive $1,072 $1,265
State Farm $2,206 $2,206
Travelers $1,773 $1,756
USAA $1,726 $1,733

Cheapest Arroyo Grande, CA Car Insurance Rates After a DUI

A DUI in Arroyo Grande, CA increases car insurance rates. Compare Arroyo Grande, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Arroyo Grande, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,390
Farmers $4,266
GEICO $3,427
Liberty Mutual $2,413
Nationwide $5,347
Progressive $2,545
State Farm $5,035
Travelers $3,332
USAA $4,006

Cheapest Arroyo Grande, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Arroyo Grande, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Arroyo Grande, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,074 $3,726
Farmers $3,089 $3,720
GEICO $2,300 $2,764
Liberty Mutual $2,112 $2,485
Nationwide $3,133 $3,953
Progressive $1,800 $2,162
State Farm $3,019 $3,246
Travelers $2,395 $2,910
USAA $2,281 $2,671

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The Best Cheap Car Insurance Companies in Arroyo Grande, CA

Take a look at a side-by-side comparison of the top car insurance companies in Arroyo Grande, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Arroyo Grande, California

Insurance Company Average Annual Rates
Allstate $3,400
Farmers $3,404
GEICO $2,532
Liberty Mutual $2,299
Nationwide $3,543
Progressive $1,981
State Farm $3,132
Travelers $2,653
USAA $2,476

Category Winners: Cheapest Car Insurance in Arroyo Grande, California

Find the cheapest car insurance companies in Arroyo Grande, CA for each category right here.

Best Annual Car Insurance Rates by Company in Arroyo Grande, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Arroyo Grande, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Arroyo Grande car insurance rates. Find the cheapest Arroyo Grande, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Arroyo Grande, California

Insurance Company Low Medium High
Allstate $3,241 $3,426 $3,532
Farmers $3,159 $3,432 $3,623
GEICO $2,280 $2,562 $2,753
Liberty Mutual $2,139 $2,319 $2,438
Nationwide $3,182 $3,606 $3,842
Progressive $1,774 $2,041 $2,127
State Farm $2,837 $3,181 $3,378
Travelers $2,311 $2,724 $2,923
USAA $2,248 $2,523 $2,658

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What affects car insurance rates in Arroyo Grande, California?

What factors can have an impact on Arroyo Grande, CA car insurance? There are several reasons why Arroyo Grande car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Arroyo Grande, California.

Car Theft in Arroyo Grande

High levels of vehicle theft can make car insurance more expensive. Arroyo Grande, CA car theft statistics from the FBI indicate 24 vehicle thefts a year.

Commute Time in Arroyo Grande

The more time you spend in your car the higher the risk of an accident. The average commute length in Arroyo Grande, CA is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in Arroyo Grande, CA

Ready to find affordable Arroyo Grande, California car insurance today? Enter your ZIP code for fast, free Arroyo Grande, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Average Monthly Car Insurance Rates by State