Compare Arroyo Seco, NM Car Insurance Rates (2021)

Car insurance in Arroyo Seco, NM averages $308 a month. Arroyo Seco, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Arroyo Seco car insurance rates, compare quotes from the top car insurance companies in Arroyo Seco, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Arroyo Seco is USAA
  • The cheapest ZIP code in Arroyo Seco is 87571
  • The cheapest car insurance company in Arroyo Seco for teen drivers is USAA

If you need to buy Arroyo Seco, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Arroyo Seco, NM is right here.

You’ll find Arroyo Seco car insurance rates, the cheapest Arroyo Seco, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Arroyo Seco, New Mexico car insurance rates to Hobbs car insurance rates, Farmington car insurance rates, and Roswell car insurance rates.

Ready to find affordable Arroyo Seco, NM car insurance today? Enter your ZIP code for fast, free Arroyo Seco car insurance quotes.

Cheapest Arroyo Seco, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Arroyo Seco, NM car insurance rates? Every Arroyo Seco, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arroyo Seco, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,520 $2,522 $2,316 $2,433 $8,658 $10,075 $2,779 $2,950
Farmers $2,530 $2,524 $2,267 $2,424 $10,270 $10,546 $2,833 $2,914
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,576 $2,615 $2,344 $2,454 $6,281 $7,896 $2,912 $3,114
Progressive $1,714 $1,650 $1,567 $1,565 $7,206 $8,124 $2,065 $2,129
State Farm $1,667 $1,667 $1,517 $1,517 $4,570 $5,719 $1,865 $2,074
USAA $1,642 $1,625 $1,570 $1,559 $4,399 $4,968 $2,035 $2,175

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Minimum Car Insurance in Arroyo Seco, NM

Every driver must carry the minimum car insurance in Arroyo Seco, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Arroyo Seco, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Arroyo Seco, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Arroyo Seco, NM. Compare credit history car insurance rates in Arroyo Seco from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Arroyo Seco, New Mexico

Insurance Company Poor Fair Good
Allstate $4,981 $4,107 $3,757
Farmers $5,215 $4,306 $4,094
GEICO $5,580 $4,858 $4,495
Nationwide $4,618 $3,592 $3,111
Progressive $3,559 $3,182 $3,017
State Farm $3,667 $2,263 $1,793
USAA $3,122 $2,339 $2,029

Cheapest Arroyo Seco, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Arroyo Seco, NM to rates for a clean record with top companies.

Annual Arroyo Seco, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,501 $4,643 $5,016 $3,967
Farmers $3,837 $4,939 $4,825 $4,552
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,831 $3,962 $5,100 $3,202
Progressive $2,805 $3,864 $3,027 $3,314
State Farm $2,415 $2,627 $2,627 $2,627
USAA $1,850 $2,583 $3,397 $2,157

Cheapest Arroyo Seco, NM Car Insurance for Teen Drivers

Teen car insurance in Arroyo Seco, NM can be expensive. Take a look at rates from the top car insurance companies in Arroyo Seco for teenagers.

Annual Car Insurance Rates for Teen Drivers in Arroyo Seco, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,658 $10,075
Farmers $10,270 $10,546
GEICO $8,952 $12,283
Nationwide $6,281 $7,896
Progressive $7,206 $8,124
State Farm $4,570 $5,719
USAA $4,399 $4,968

Cheapest Arroyo Seco, NM Car Insurance for Seniors

Take a look at Arroyo Seco, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Arroyo Seco, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,316 $2,433
Farmers $2,267 $2,424
GEICO $2,903 $2,903
Nationwide $2,344 $2,454
Progressive $1,567 $1,565
State Farm $1,517 $1,517
USAA $1,570 $1,559

Cheapest Arroyo Seco, NM Car Insurance Rates After a DUI

A DUI in Arroyo Seco, NM increases car insurance rates. Compare Arroyo Seco, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Arroyo Seco, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,016
Farmers $4,825
GEICO $9,310
Nationwide $5,100
Progressive $3,027
State Farm $2,627
USAA $3,397

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Cheapest Arroyo Seco, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Arroyo Seco, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Arroyo Seco, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,282 $4,282
Farmers $4,538 $4,538
GEICO $4,902 $5,054
Nationwide $3,774 $3,774
Progressive $3,253 $3,253
State Farm $2,512 $2,637
USAA $2,422 $2,571

Cheapest Arroyo Seco, NM Car Insurance Rates by ZIP Code

Arroyo Seco car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Arroyo Seco, NM.

Annual Car Insurance Rates by ZIP Code in Arroyo Seco, New Mexico

ZIP Code Average Annual Rates
87514 $3,911
87571 $3,886

The Best Cheap Car Insurance Companies in Arroyo Seco, NM

Take a look at a side-by-side comparison of the top car insurance companies in Arroyo Seco, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Arroyo Seco, New Mexico

Insurance Company Average Annual Rates
Allstate $4,282
Farmers $4,538
GEICO $4,978
Nationwide $3,774
Progressive $3,253
State Farm $2,574
USAA $2,497

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Category Winners: Cheapest Car Insurance in Arroyo Seco, New Mexico

Find the cheapest car insurance companies in Arroyo Seco, NM for each category right here.

Best Annual Car Insurance Rates by Company in Arroyo Seco, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Arroyo Seco, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Arroyo Seco car insurance rates. Find the cheapest Arroyo Seco, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Arroyo Seco, New Mexico

Insurance Company Low Medium High
Allstate $4,093 $4,273 $4,479
Farmers $4,107 $4,490 $5,018
GEICO $4,635 $4,964 $5,335
Nationwide $3,691 $3,737 $3,894
Progressive $3,076 $3,248 $3,434
State Farm $2,353 $2,581 $2,789
USAA $2,316 $2,509 $2,664

What affects car insurance rates in Arroyo Seco, New Mexico?

What factors can have an impact on Arroyo Seco, NM car insurance? There are several reasons why Arroyo Seco car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Arroyo Seco, New Mexico.

Commute Time in Arroyo Seco

The more time you spend in your car the higher the risk of an accident. The average commute length in Arroyo Seco, NM is 26.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Arroyo Seco, NM

Ready to find affordable Arroyo Seco, New Mexico car insurance today? Enter your ZIP code for fast, free Arroyo Seco, NM car insurance quotes.

Free Car Insurance Comparison

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