Compare Art, TX Car Insurance Rates (2021)

Car insurance in Art, TX averages $321 a month. Art, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Art car insurance rates, compare quotes from the top car insurance companies in Art, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Art, TX after a DUI are $4,337/year
  • The cheapest car insurance company in Art for teen drivers is USAA
  • The cheapest car insurance company in Art is USAA

If you need to buy Art, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Art, TX is right here.

You’ll find Art car insurance rates, the cheapest Art, TX car insurance companies, and information on Texas car insurance laws. You can also compare Art, Texas car insurance rates to Corpus Christi car insurance rates, Houston car insurance rates, and Austin car insurance rates.

Ready to find affordable Art, TX car insurance today? Enter your ZIP code for fast, free Art car insurance quotes.

Cheapest Art, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Art, TX car insurance rates? Every Art, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Art, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,482 $3,536 $3,440 $3,440 $8,940 $10,875 $4,333 $4,559
American Family $2,686 $3,000 $2,541 $2,918 $7,347 $9,615 $3,901 $4,453
GEICO $2,318 $2,495 $2,227 $2,515 $5,008 $5,210 $2,505 $2,504
Nationwide $2,213 $2,253 $1,957 $2,074 $6,162 $7,918 $2,588 $2,801
Progressive $2,995 $2,790 $2,651 $2,717 $12,395 $13,689 $3,480 $3,439
State Farm $1,880 $1,880 $1,663 $1,663 $4,336 $5,494 $2,033 $2,097
USAA $1,477 $1,489 $1,408 $1,400 $4,118 $4,497 $1,968 $2,118

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Art, TX

Every driver must carry the minimum car insurance in Art, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Art, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Art, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Art, TX. Compare credit history car insurance rates in Art from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Art, Texas

Insurance Company Poor Fair Good
Allstate $6,775 $4,962 $4,239
American Family $6,237 $3,971 $3,465
GEICO $4,774 $2,708 $1,810
Nationwide $4,195 $3,365 $2,927
Progressive $6,229 $5,366 $4,964
State Farm $3,729 $2,318 $1,845
USAA $3,399 $1,957 $1,572

Cheapest Art, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Art, TX to rates for a clean record with top companies.

Annual Art, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,212 $6,306 $6,571 $4,212
American Family $4,139 $5,311 $4,642 $4,139
GEICO $2,631 $3,460 $2,910 $3,390
Nationwide $3,034 $3,034 $4,489 $3,426
Progressive $4,805 $6,238 $5,622 $5,414
State Farm $2,355 $2,678 $3,136 $2,355
USAA $1,726 $2,539 $2,992 $1,980

Cheapest Art, TX Car Insurance for Teen Drivers

Teen car insurance in Art, TX can be expensive. Take a look at rates from the top car insurance companies in Art for teenagers.

Annual Car Insurance Rates for Teen Drivers in Art, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,940 $10,875
American Family $7,347 $9,615
GEICO $5,008 $5,210
Nationwide $6,162 $7,918
Progressive $12,395 $13,689
State Farm $4,336 $5,494
USAA $4,118 $4,497

Cheapest Art, TX Car Insurance for Seniors

Take a look at Art, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Art, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,440 $3,440
American Family $2,541 $2,918
GEICO $2,227 $2,515
Nationwide $1,957 $2,074
Progressive $2,651 $2,717
State Farm $1,663 $1,663
USAA $1,408 $1,400

Cheapest Art, TX Car Insurance Rates After a DUI

A DUI in Art, TX increases car insurance rates. Compare Art, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Art, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,571
American Family $4,642
GEICO $2,910
Nationwide $4,489
Progressive $5,622
State Farm $3,136
USAA $2,992

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Art, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Art, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Art, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,206 $5,445
American Family $4,558 $4,558
GEICO $3,038 $3,157
Nationwide $3,496 $3,496
Progressive $5,520 $5,520
State Farm $2,631 $2,631
USAA $2,280 $2,339

The Best Cheap Car Insurance Companies in Art, TX

Take a look at a side-by-side comparison of the top car insurance companies in Art, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Art, Texas

Insurance Company Average Annual Rates
Allstate $5,325
American Family $4,558
GEICO $3,098
Nationwide $3,496
Progressive $5,520
State Farm $2,631
USAA $2,309

Category Winners: Cheapest Car Insurance in Art, Texas

Find the cheapest car insurance companies in Art, TX for each category right here.

Best Annual Car Insurance Rates by Company in Art, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Art, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Art car insurance rates. Find the cheapest Art, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Art, Texas

Insurance Company Low Medium High
Allstate $5,241 $5,294 $5,441
American Family $4,260 $4,401 $5,012
GEICO $2,935 $3,057 $3,300
Nationwide $3,769 $3,346 $3,372
Progressive $5,124 $5,474 $5,961
State Farm $2,499 $2,621 $2,772
USAA $2,237 $2,301 $2,391

What affects car insurance rates in Art, Texas?

What factors can have an impact on Art, TX car insurance? There are several reasons why Art car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Art, Texas.

Commute Time in Art

The more time you spend in your car the higher the risk of an accident. The average commute length in Art, TX is 24.1 minutes according to City-Data.

Compare Car Insurance Quotes in Art, TX

Ready to find affordable Art, Texas car insurance today? Enter your ZIP code for fast, free Art, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption