Compare Artesia, NM Car Insurance Rates (2021)

Car insurance in Artesia, NM averages $287 a month. Artesia, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Artesia car insurance rates, compare quotes from the top car insurance companies in Artesia, NM.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Artesia is USAA
  • Average car insurance rates in Artesia, NM after a DUI are $4,403/year
  • The cheapest car insurance company in Artesia for teen drivers is USAA

If you need to buy Artesia, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Artesia, NM is right here.

You’ll find Artesia car insurance rates, the cheapest Artesia, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Artesia, New Mexico car insurance rates to Las Cruces car insurance rates, Roswell car insurance rates, and Santa Fe car insurance rates.

Ready to find affordable Artesia, NM car insurance today? Enter your ZIP code for fast, free Artesia car insurance quotes.

Cheapest Artesia, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Artesia, NM car insurance rates? Every Artesia, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Artesia, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,629 $2,670 $2,362 $2,495 $8,143 $9,314 $2,978 $3,173
Farmers $2,551 $2,543 $2,289 $2,422 $9,860 $10,149 $2,873 $2,992
GEICO $2,824 $2,906 $2,668 $2,668 $7,777 $10,704 $2,963 $3,046
Nationwide $2,556 $2,602 $2,315 $2,436 $6,186 $7,837 $2,885 $3,098
Progressive $1,517 $1,469 $1,375 $1,380 $6,197 $6,980 $1,834 $1,898
State Farm $1,456 $1,456 $1,318 $1,318 $3,938 $4,948 $1,630 $1,806
USAA $1,445 $1,434 $1,384 $1,379 $3,705 $4,180 $1,778 $1,901

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Artesia, NM

Every driver must carry the minimum car insurance in Artesia, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Artesia, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Artesia, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Artesia, NM. Compare credit history car insurance rates in Artesia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Artesia, New Mexico

Insurance Company Poor Fair Good
Allstate $4,919 $4,042 $3,701
Farmers $5,123 $4,231 $4,026
GEICO $4,997 $4,333 $4,004
Nationwide $4,575 $3,553 $3,090
Progressive $3,104 $2,769 $2,621
State Farm $3,191 $1,961 $1,549
USAA $2,685 $2,016 $1,751

Cheapest Artesia, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Artesia, NM to rates for a clean record with top companies.

Annual Artesia, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,542 $4,585 $4,820 $3,935
Farmers $3,775 $4,840 $4,724 $4,500
GEICO $2,626 $4,205 $8,321 $2,626
Nationwide $2,773 $3,925 $5,105 $3,154
Progressive $2,451 $3,344 $2,639 $2,892
State Farm $2,099 $2,279 $2,279 $2,279
USAA $1,596 $2,217 $2,933 $1,857

Cheapest Artesia, NM Car Insurance for Teen Drivers

Teen car insurance in Artesia, NM can be expensive. Take a look at rates from the top car insurance companies in Artesia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Artesia, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,143 $9,314
Farmers $9,860 $10,149
GEICO $7,777 $10,704
Nationwide $6,186 $7,837
Progressive $6,197 $6,980
State Farm $3,938 $4,948
USAA $3,705 $4,180

Cheapest Artesia, NM Car Insurance for Seniors

Take a look at Artesia, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Artesia, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,362 $2,495
Farmers $2,289 $2,422
GEICO $2,668 $2,668
Nationwide $2,315 $2,436
Progressive $1,375 $1,380
State Farm $1,318 $1,318
USAA $1,384 $1,379

Cheapest Artesia, NM Car Insurance Rates After a DUI

A DUI in Artesia, NM increases car insurance rates. Compare Artesia, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Artesia, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,820
Farmers $4,724
GEICO $8,321
Nationwide $5,105
Progressive $2,639
State Farm $2,279
USAA $2,933

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Artesia, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Artesia, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Artesia, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,221 $4,221
Farmers $4,460 $4,460
GEICO $4,378 $4,511
Nationwide $3,739 $3,739
Progressive $2,831 $2,831
State Farm $2,179 $2,289
USAA $2,086 $2,215

The Best Cheap Car Insurance Companies in Artesia, NM

Take a look at a side-by-side comparison of the top car insurance companies in Artesia, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Artesia, New Mexico

Insurance Company Average Annual Rates
Allstate $4,221
Farmers $4,460
GEICO $4,444
Nationwide $3,739
Progressive $2,831
State Farm $2,234
USAA $2,151

Category Winners: Cheapest Car Insurance in Artesia, New Mexico

Find the cheapest car insurance companies in Artesia, NM for each category right here.

Best Annual Car Insurance Rates by Company in Artesia, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Artesia, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Artesia car insurance rates. Find the cheapest Artesia, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Artesia, New Mexico

Insurance Company Low Medium High
Allstate $4,062 $4,214 $4,387
Farmers $4,134 $4,431 $4,816
GEICO $4,154 $4,433 $4,747
Nationwide $3,704 $3,712 $3,802
Progressive $2,707 $2,831 $2,955
State Farm $2,048 $2,240 $2,412
USAA $1,989 $2,162 $2,302

What affects car insurance rates in Artesia, New Mexico?

What factors can have an impact on Artesia, NM car insurance? There are several reasons why Artesia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Artesia, New Mexico.

Commute Time in Artesia

The more time you spend in your car the higher the risk of an accident. The average commute length in Artesia, NM is 14.8 minutes according to City-Data.

Compare Car Insurance Quotes in Artesia, NM

Ready to find affordable Artesia, New Mexico car insurance today? Enter your ZIP code for fast, free Artesia, NM car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption