Compare Arthur, IA Car Insurance Rates (2021)

Car insurance in Arthur, IA averages $250 a month. Arthur, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Arthur car insurance rates, compare quotes from the top car insurance companies in Arthur, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Arthur, IA after a DUI are $3,603/year
  • The cheapest car insurance company in Arthur is USAA
  • Average car insurance rates in Arthur, IA are $2,998/year

If you need to buy Arthur, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Arthur, IA is right here.

You’ll find Arthur car insurance rates, the cheapest Arthur, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Arthur, Iowa car insurance rates to Waterloo car insurance rates, Iowa City car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Arthur, IA car insurance today? Enter your ZIP code for fast, free Arthur car insurance quotes.

Cheapest Arthur, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Arthur, IA car insurance rates? Every Arthur, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arthur, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,086 $2,005 $1,848 $1,882 $5,978 $6,727 $2,277 $2,347
American Family $1,999 $1,999 $1,787 $1,787 $5,322 $7,474 $1,999 $2,409
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,607 $1,648 $1,435 $1,529 $3,690 $4,767 $1,819 $1,976
Progressive $1,762 $1,692 $1,449 $1,508 $4,397 $4,964 $2,119 $2,300
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,539 $2,593 $2,461 $2,472 $11,303 $18,092 $2,639 $3,121
USAA $1,292 $1,309 $1,182 $1,208 $3,484 $3,704 $1,554 $1,718

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Minimum Car Insurance in Arthur, IA

Every driver must carry the minimum car insurance in Arthur, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Arthur, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Arthur, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Arthur, IA. Compare credit history car insurance rates in Arthur from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Arthur, Iowa

Insurance Company Poor Fair Good
Allstate $3,765 $2,985 $2,681
American Family $3,950 $2,903 $2,439
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,802 $2,198 $1,927
Progressive $2,977 $2,409 $2,185
State Farm $3,157 $1,953 $1,541
Travelers $6,357 $5,428 $5,173
USAA $2,542 $1,743 $1,509

Cheapest Arthur, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Arthur, IA to rates for a clean record with top companies.

Annual Arthur, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,675 $3,238 $3,674 $2,988
American Family $2,236 $3,271 $4,251 $2,630
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,676 $2,401 $3,265 $1,894
Progressive $2,026 $3,333 $2,198 $2,538
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,125 $5,493 $7,353 $5,639
USAA $1,475 $1,981 $2,577 $1,693

Cheapest Arthur, IA Car Insurance for Teen Drivers

Teen car insurance in Arthur, IA can be expensive. Take a look at rates from the top car insurance companies in Arthur for teenagers.

Annual Car Insurance Rates for Teen Drivers in Arthur, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,978 $6,727
American Family $5,322 $7,474
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,137 $11,420
Nationwide $3,690 $4,767
Progressive $4,397 $4,964
State Farm $3,891 $4,937
Travelers $11,303 $18,092
USAA $3,484 $3,704

Cheapest Arthur, IA Car Insurance for Seniors

Take a look at Arthur, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Arthur, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,848 $1,882
American Family $1,787 $1,787
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,884 $2,291
Nationwide $1,435 $1,529
Progressive $1,449 $1,508
State Farm $1,269 $1,269
Travelers $2,461 $2,472
USAA $1,182 $1,208

Cheapest Arthur, IA Car Insurance Rates After a DUI

A DUI in Arthur, IA increases car insurance rates. Compare Arthur, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Arthur, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,674
American Family $4,251
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,816
Nationwide $3,265
Progressive $2,198
State Farm $2,217
Travelers $7,353
USAA $2,577

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Cheapest Arthur, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Arthur, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Arthur, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,219
American Family $3,061 $3,133
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,309 $2,309
Progressive $2,524 $2,524
State Farm $2,164 $2,270
Travelers $5,652 $5,652
USAA $1,861 $2,002

The Best Cheap Car Insurance Companies in Arthur, IA

Take a look at a side-by-side comparison of the top car insurance companies in Arthur, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Arthur, Iowa

Insurance Company Average Annual Rates
Allstate $3,144
American Family $3,097
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,309
Progressive $2,524
State Farm $2,217
Travelers $5,652
USAA $1,931

Category Winners: Cheapest Car Insurance in Arthur, Iowa

Find the cheapest car insurance companies in Arthur, IA for each category right here.

Best Annual Car Insurance Rates by Company in Arthur, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Arthur, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Arthur car insurance rates. Find the cheapest Arthur, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Arthur, Iowa

Insurance Company Low Medium High
Allstate $3,018 $3,147 $3,266
American Family $3,116 $3,269 $2,906
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,402 $2,299 $2,227
Progressive $2,382 $2,531 $2,659
State Farm $2,111 $2,229 $2,311
Travelers $5,300 $5,739 $5,918
USAA $1,835 $1,937 $2,022

What affects car insurance rates in Arthur, Iowa?

What factors can have an impact on Arthur, IA car insurance? There are several reasons why Arthur car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Arthur, Iowa.

Commute Time in Arthur

The more time you spend in your car the higher the risk of an accident. The average commute length in Arthur, IA is 18.8 minutes according to City-Data.

Compare Car Insurance Quotes in Arthur, IA

Ready to find affordable Arthur, Iowa car insurance today? Enter your ZIP code for fast, free Arthur, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State