Compare Arthur, IL Car Insurance Rates (2021)

Car insurance in Arthur, IL averages $242 a month. Arthur, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Arthur car insurance rates, compare quotes from the top car insurance companies in Arthur, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Arthur, IL are $2,901/year
  • The cheapest car insurance company in Arthur is State Farm
  • Average car insurance rates in Arthur, IL after a DUI are $3,384/year

If you need to buy Arthur, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Arthur, IL is right here.

You’ll find Arthur car insurance rates, the cheapest Arthur, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Arthur, Illinois car insurance rates to Springfield car insurance rates, Joliet car insurance rates, and Elgin car insurance rates.

Ready to find affordable Arthur, IL car insurance today? Enter your ZIP code for fast, free Arthur car insurance quotes.

Cheapest Arthur, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Arthur, IL car insurance rates? Every Arthur, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arthur, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,115 $2,115 $1,937 $1,937 $5,956 $8,256 $2,115 $2,726
Farmers $2,196 $2,196 $1,950 $2,060 $9,338 $9,730 $2,510 $2,629
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,306 $1,410 $1,088 $1,218 $4,273 $4,757 $1,362 $1,435
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,814 $1,723 $1,493 $1,566 $6,296 $7,064 $2,157 $2,318
State Farm $1,242 $1,242 $1,108 $1,108 $3,540 $4,489 $1,403 $1,614
Travelers $1,387 $1,465 $1,250 $1,333 $3,773 $4,684 $1,472 $1,551
USAA $1,638 $1,669 $1,524 $1,504 $5,277 $5,820 $2,158 $2,375

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Minimum Car Insurance in Arthur, IL

Every driver must carry the minimum car insurance in Arthur, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Arthur, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Arthur, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Arthur, IL. Compare credit history car insurance rates in Arthur from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Arthur, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,513 $3,071 $2,599
Farmers $4,635 $3,891 $3,702
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,977 $1,859 $1,483
Nationwide $3,151 $2,545 $2,230
Progressive $3,500 $2,948 $2,714
State Farm $2,861 $1,714 $1,329
Travelers $2,591 $2,065 $1,687
USAA $3,657 $2,511 $2,069

Cheapest Arthur, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Arthur, IL to rates for a clean record with top companies.

Annual Arthur, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,492 $3,557 $4,702 $2,827
Farmers $3,442 $4,435 $4,324 $4,104
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,757 $2,487 $2,188 $1,992
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,525 $3,710 $2,793 $3,188
State Farm $1,800 $2,136 $1,968 $1,968
Travelers $1,692 $2,201 $2,450 $2,115
USAA $1,958 $2,812 $3,851 $2,361

Cheapest Arthur, IL Car Insurance for Teen Drivers

Teen car insurance in Arthur, IL can be expensive. Take a look at rates from the top car insurance companies in Arthur for teenagers.

Annual Car Insurance Rates for Teen Drivers in Arthur, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $5,956 $8,256
Farmers $9,338 $9,730
GEICO $4,375 $4,641
Liberty Mutual $4,273 $4,757
Nationwide $4,608 $5,912
Progressive $6,296 $7,064
State Farm $3,540 $4,489
Travelers $3,773 $4,684
USAA $5,277 $5,820

Cheapest Arthur, IL Car Insurance for Seniors

Take a look at Arthur, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Arthur, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $1,937 $1,937
Farmers $1,950 $2,060
GEICO $1,364 $1,612
Liberty Mutual $1,088 $1,218
Nationwide $1,508 $1,597
Progressive $1,493 $1,566
State Farm $1,108 $1,108
Travelers $1,250 $1,333
USAA $1,524 $1,504

Cheapest Arthur, IL Car Insurance Rates After a DUI

A DUI in Arthur, IL increases car insurance rates. Compare Arthur, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Arthur, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,187
American Family $4,702
Farmers $4,324
GEICO $3,141
Liberty Mutual $2,188
Nationwide $3,236
Progressive $2,793
State Farm $1,968
Travelers $2,450
USAA $3,851

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Cheapest Arthur, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Arthur, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Arthur, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,351 $3,438
Farmers $4,076 $4,076
GEICO $2,263 $2,351
Liberty Mutual $2,106 $2,106
Nationwide $2,642 $2,642
Progressive $3,054 $3,054
State Farm $1,919 $2,018
Travelers $2,032 $2,197
USAA $2,669 $2,823

The Best Cheap Car Insurance Companies in Arthur, IL

Take a look at a side-by-side comparison of the top car insurance companies in Arthur, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Arthur, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,394
Farmers $4,076
GEICO $2,307
Liberty Mutual $2,106
Nationwide $2,642
Progressive $3,054
State Farm $1,968
Travelers $2,114
USAA $2,746

Category Winners: Cheapest Car Insurance in Arthur, Illinois

Find the cheapest car insurance companies in Arthur, IL for each category right here.

Best Annual Car Insurance Rates by Company in Arthur, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Arthur, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Arthur car insurance rates. Find the cheapest Arthur, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Arthur, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,274 $3,518 $3,391
Farmers $3,885 $3,984 $4,359
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,976 $2,101 $2,241
Nationwide $2,636 $2,662 $2,629
Progressive $2,804 $3,035 $3,324
State Farm $1,865 $1,971 $2,068
Travelers $1,992 $2,112 $2,239
USAA $2,561 $2,743 $2,933

What affects car insurance rates in Arthur, Illinois?

What factors can have an impact on Arthur, IL car insurance? There are several reasons why Arthur car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Arthur, Illinois.

Commute Time in Arthur

The more time you spend in your car the higher the risk of an accident. The average commute length in Arthur, IL is 15.7 minutes according to City-Data.

Compare Car Insurance Quotes in Arthur, IL

Ready to find affordable Arthur, Illinois car insurance today? Enter your ZIP code for fast, free Arthur, IL car insurance quotes.

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