Compare Arvada, CO Car Insurance Rates (2021)

Car insurance in Arvada, CO averages $325 a month. Arvada, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Arvada car insurance rates, compare quotes from the top car insurance companies in Arvada, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Arvada is Liberty Mutual
  • The cheapest ZIP code in Arvada is 80005
  • Average car insurance rates in Arvada, CO are $3,905/year

If you need to buy Arvada, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Arvada, CO is right here.

You’ll find Arvada car insurance rates, the cheapest Arvada, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Arvada, Colorado car insurance rates to Aurora car insurance rates, Greeley car insurance rates, and Fort Collins car insurance rates.

Ready to find affordable Arvada, CO car insurance today? Enter your ZIP code for fast, free Arvada car insurance quotes.

Cheapest Arvada, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Arvada, CO car insurance rates? Every Arvada, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arvada, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,068 $2,975 $3,003 $11,760 $12,383 $3,597 $3,601
American Family $2,650 $2,650 $2,392 $2,392 $6,406 $8,613 $2,650 $3,237
Farmers $3,067 $3,041 $2,771 $2,996 $12,030 $12,152 $3,368 $3,388
GEICO $1,908 $2,104 $2,088 $2,416 $6,111 $6,417 $1,733 $1,733
Liberty Mutual $1,907 $1,827 $1,636 $1,804 $6,042 $6,576 $1,920 $1,913
Nationwide $2,558 $2,600 $2,294 $2,417 $6,512 $8,306 $2,949 $3,179
Progressive $2,449 $2,288 $2,165 $2,152 $8,570 $9,551 $2,749 $2,662
State Farm $2,053 $2,053 $1,871 $1,871 $6,120 $7,714 $2,304 $2,728
USAA $2,105 $2,087 $2,024 $2,012 $5,408 $6,174 $2,699 $2,914

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Minimum Car Insurance in Arvada, CO

Every driver must carry the minimum car insurance in Arvada, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Arvada, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Arvada, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Arvada, CO. Compare credit history car insurance rates in Arvada from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Arvada, Colorado

Insurance Company Poor Fair Good
Allstate $6,956 $5,372 $4,051
American Family $5,020 $3,587 $3,014
Farmers $6,194 $5,057 $4,804
GEICO $3,684 $3,064 $2,444
Liberty Mutual $4,211 $2,592 $2,057
Nationwide $4,654 $3,690 $3,211
Progressive $4,626 $3,958 $3,636
State Farm $4,625 $2,983 $2,410
USAA $4,678 $2,691 $2,165

Cheapest Arvada, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Arvada, CO to rates for a clean record with top companies.

Annual Arvada, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,633 $5,352 $6,582 $5,270
American Family $2,870 $4,057 $5,315 $3,253
Farmers $4,519 $5,821 $5,738 $5,328
GEICO $2,133 $3,370 $3,985 $2,767
Liberty Mutual $2,596 $3,036 $3,130 $3,050
Nationwide $2,971 $4,047 $5,124 $3,265
Progressive $3,515 $4,979 $3,708 $4,092
State Farm $3,055 $3,624 $3,339 $3,339
USAA $2,314 $2,837 $4,954 $2,606

Cheapest Arvada, CO Car Insurance for Teen Drivers

Teen car insurance in Arvada, CO can be expensive. Take a look at rates from the top car insurance companies in Arvada for teenagers.

Annual Car Insurance Rates for Teen Drivers in Arvada, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,760 $12,383
American Family $6,406 $8,613
Farmers $12,030 $12,152
GEICO $6,111 $6,417
Liberty Mutual $6,042 $6,576
Nationwide $6,512 $8,306
Progressive $8,570 $9,551
State Farm $6,120 $7,714
USAA $5,408 $6,174

Cheapest Arvada, CO Car Insurance for Seniors

Take a look at Arvada, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Arvada, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,975 $3,003
American Family $2,392 $2,392
Farmers $2,771 $2,996
GEICO $2,088 $2,416
Liberty Mutual $1,636 $1,804
Nationwide $2,294 $2,417
Progressive $2,165 $2,152
State Farm $1,871 $1,871
USAA $2,024 $2,012

Cheapest Arvada, CO Car Insurance Rates After a DUI

A DUI in Arvada, CO increases car insurance rates. Compare Arvada, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Arvada, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,582
American Family $5,315
Farmers $5,738
GEICO $3,985
Liberty Mutual $3,130
Nationwide $5,124
Progressive $3,708
State Farm $3,339
USAA $4,954

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Cheapest Arvada, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Arvada, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Arvada, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,459 $5,459
American Family $3,790 $3,957
Farmers $5,352 $5,352
GEICO $3,003 $3,125
Liberty Mutual $2,953 $2,953
Nationwide $3,852 $3,852
Progressive $4,073 $4,073
State Farm $3,256 $3,423
USAA $3,088 $3,267

Cheapest Arvada, CO Car Insurance Rates by ZIP Code

Arvada car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Arvada, CO.

Annual Car Insurance Rates by ZIP Code in Arvada, Colorado

ZIP Code Average Annual Rates
80002 $3,676
80003 $3,622
80004 $3,544
80005 $3,508
80007 $3,532
80030 $3,730
80403 $3,671

The Best Cheap Car Insurance Companies in Arvada, CO

Take a look at a side-by-side comparison of the top car insurance companies in Arvada, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Arvada, Colorado

Insurance Company Average Annual Rates
Allstate $5,459
American Family $3,874
Farmers $5,352
GEICO $3,064
Liberty Mutual $2,953
Nationwide $3,852
Progressive $4,073
State Farm $3,339
USAA $3,178

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Category Winners: Cheapest Car Insurance in Arvada, Colorado

Find the cheapest car insurance companies in Arvada, CO for each category right here.

Best Annual Car Insurance Rates by Company in Arvada, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Arvada, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Arvada car insurance rates. Find the cheapest Arvada, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Arvada, Colorado

Insurance Company Low Medium High
Allstate $5,150 $5,441 $5,788
American Family $3,657 $3,953 $4,011
Farmers $4,645 $5,269 $6,140
GEICO $2,663 $2,989 $3,540
Liberty Mutual $2,756 $2,940 $3,164
Nationwide $3,824 $3,854 $3,877
Progressive $3,698 $4,089 $4,433
State Farm $3,072 $3,341 $3,605
USAA $3,015 $3,178 $3,341

What affects car insurance rates in Arvada, Colorado?

What factors can have an impact on Arvada, CO car insurance? There are several reasons why Arvada car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Arvada, Colorado.

Commute Time in Arvada

The more time you spend in your car the higher the risk of an accident. The average commute length in Arvada, CO is 28.0 minutes according to City-Data.

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Compare Car Insurance Quotes in Arvada, CO

Ready to find affordable Arvada, Colorado car insurance today? Enter your ZIP code for fast, free Arvada, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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