Compare Ashland, AL Car Insurance Rates (2021)

Car insurance in Ashland, AL averages $289 a month. Ashland, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ashland car insurance rates, compare quotes from the top car insurance companies in Ashland, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ashland for teen drivers is USAA
  • The cheapest car insurance company in Ashland is USAA
  • Average car insurance rates in Ashland, AL are $3,474/year

If you need to buy Ashland, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Ashland, AL is right here.

You’ll find Ashland car insurance rates, the cheapest Ashland, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Ashland, Alabama car insurance rates to Montgomery car insurance rates, Birmingham car insurance rates, and Huntsville car insurance rates.

Ready to find affordable Ashland, AL car insurance today? Enter your ZIP code for fast, free Ashland car insurance quotes.

Cheapest Ashland, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ashland, AL car insurance rates? Every Ashland, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ashland, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,891 $1,805 $1,709 $1,743 $6,525 $7,007 $2,120 $2,166
Farmers $2,248 $2,232 $2,009 $2,134 $8,684 $8,935 $2,555 $2,658
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $3,126 $3,379 $2,561 $2,865 $11,265 $12,529 $3,337 $3,563
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $1,989 $1,872 $1,628 $1,739 $7,968 $8,891 $2,326 $2,466
State Farm $2,509 $2,509 $2,245 $2,245 $7,239 $9,082 $2,826 $3,254
Travelers $1,482 $1,506 $1,385 $1,383 $7,841 $12,352 $1,404 $1,618
USAA $1,322 $1,347 $1,233 $1,215 $3,883 $4,311 $1,721 $1,865

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Minimum Car Insurance in Ashland, AL

Every driver must carry the minimum car insurance in Ashland, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Ashland, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ashland, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ashland, AL. Compare credit history car insurance rates in Ashland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ashland, Alabama

Insurance Company Poor Fair Good
Allstate $3,857 $3,028 $2,476
Farmers $4,409 $3,792 $3,594
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,639 $4,675 $3,670
Nationwide $3,155 $2,458 $2,223
Progressive $4,088 $3,490 $3,252
State Farm $6,461 $3,276 $2,229
Travelers $3,951 $3,424 $3,489
USAA $2,842 $1,846 $1,648

Cheapest Ashland, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ashland, AL to rates for a clean record with top companies.

Annual Ashland, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,660 $3,132 $3,694 $2,998
Farmers $3,307 $4,279 $4,175 $3,966
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $4,178 $5,814 $5,692 $5,628
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,269 $4,089 $3,495 $3,588
State Farm $3,624 $4,434 $3,948 $3,948
Travelers $3,019 $3,168 $4,621 $3,678
USAA $1,625 $2,034 $3,030 $1,759

Cheapest Ashland, AL Car Insurance for Teen Drivers

Teen car insurance in Ashland, AL can be expensive. Take a look at rates from the top car insurance companies in Ashland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ashland, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,525 $7,007
Farmers $8,684 $8,935
GEICO $5,489 $5,415
Liberty Mutual $11,265 $12,529
Nationwide $4,446 $5,755
Progressive $7,968 $8,891
State Farm $7,239 $9,082
Travelers $7,841 $12,352
USAA $3,883 $4,311

Cheapest Ashland, AL Car Insurance for Seniors

Take a look at Ashland, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ashland, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,709 $1,743
Farmers $2,009 $2,134
GEICO $1,997 $2,040
Liberty Mutual $2,561 $2,865
Nationwide $1,564 $1,624
Progressive $1,628 $1,739
State Farm $2,245 $2,245
Travelers $1,385 $1,383
USAA $1,233 $1,215

Cheapest Ashland, AL Car Insurance Rates After a DUI

A DUI in Ashland, AL increases car insurance rates. Compare Ashland, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ashland, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,694
Farmers $4,175
GEICO $3,902
Liberty Mutual $5,692
Nationwide $3,331
Progressive $3,495
State Farm $3,948
Travelers $4,621
USAA $3,030

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Cheapest Ashland, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ashland, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ashland, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,121 $3,121
Farmers $3,932 $3,932
GEICO $2,886 $2,996
Liberty Mutual $5,328 $5,328
Nationwide $2,612 $2,612
Progressive $3,610 $3,610
State Farm $3,895 $4,082
Travelers $3,622 $3,622
USAA $2,015 $2,209

The Best Cheap Car Insurance Companies in Ashland, AL

Take a look at a side-by-side comparison of the top car insurance companies in Ashland, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ashland, Alabama

Insurance Company Average Annual Rates
Allstate $3,121
Farmers $3,932
GEICO $2,941
Liberty Mutual $5,328
Nationwide $2,612
Progressive $3,610
State Farm $3,988
Travelers $3,622
USAA $2,112

Category Winners: Cheapest Car Insurance in Ashland, Alabama

Find the cheapest car insurance companies in Ashland, AL for each category right here.

Best Annual Car Insurance Rates by Company in Ashland, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Ashland, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ashland car insurance rates. Find the cheapest Ashland, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ashland, Alabama

Insurance Company Low Medium High
Allstate $3,007 $3,117 $3,239
Farmers $3,711 $3,880 $4,204
GEICO $2,736 $2,929 $3,159
Liberty Mutual $5,093 $5,304 $5,587
Nationwide $2,607 $2,586 $2,642
Progressive $3,251 $3,588 $3,991
State Farm $3,798 $3,981 $4,186
Travelers $3,436 $3,694 $3,734
USAA $2,037 $2,101 $2,198

What affects car insurance rates in Ashland, Alabama?

What factors can have an impact on Ashland, AL car insurance? There are several reasons why Ashland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ashland, Alabama.

Car Theft in Ashland

High levels of vehicle theft can make car insurance more expensive. Ashland, AL car theft statistics from the FBI indicate 6 vehicle thefts a year.

Commute Time in Ashland

The more time you spend in your car the higher the risk of an accident. The average commute length in Ashland, AL is 15.4 minutes according to City-Data.

Compare Car Insurance Quotes in Ashland, AL

Ready to find affordable Ashland, Alabama car insurance today? Enter your ZIP code for fast, free Ashland, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State