Compare Ashland, NJ Car Insurance Rates (2021)

Car insurance in Ashland, NJ averages $447 a month. Ashland, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Ashland car insurance rates, compare quotes from the top car insurance companies in Ashland, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Ashland is 8003
  • The cheapest car insurance company in Ashland is GEICO
  • Average car insurance rates in Ashland, NJ are $5,359/year

If you need to buy Ashland, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Ashland, NJ is right here.

You’ll find Ashland car insurance rates, the cheapest Ashland, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Ashland, New Jersey car insurance rates to Paterson car insurance rates, Elizabeth car insurance rates, and Clifton car insurance rates.

Ready to find affordable Ashland, NJ car insurance today? Enter your ZIP code for fast, free Ashland car insurance quotes.

Cheapest Ashland, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ashland, NJ car insurance rates? Every Ashland, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ashland, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,398 $3,381 $3,306 $3,306 $10,684 $12,978 $4,004 $4,097
Farmers $4,371 $4,411 $4,264 $4,175 $12,759 $14,686 $5,194 $5,281
GEICO $2,146 $2,113 $2,102 $2,102 $3,905 $3,874 $2,474 $2,395
Liberty Mutual $4,792 $4,792 $5,264 $5,264 $12,464 $14,151 $5,264 $6,048
Progressive $1,816 $1,678 $1,644 $1,698 $8,065 $8,769 $2,138 $2,020
State Farm $4,399 $4,399 $3,987 $3,987 $14,451 $18,548 $5,018 $5,603
Travelers $3,043 $2,962 $2,827 $2,859 $6,955 $7,900 $2,962 $2,944

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Minimum Car Insurance in Ashland, NJ

Every driver must carry the minimum car insurance in Ashland, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Ashland, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Ashland, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ashland, NJ. Compare credit history car insurance rates in Ashland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ashland, New Jersey

Insurance Company Poor Fair Good
Allstate $7,877 $5,069 $3,988
Farmers $8,222 $6,409 $6,047
GEICO $3,969 $2,287 $1,660
Liberty Mutual $9,200 $6,815 $5,749
Progressive $3,895 $3,401 $3,140
State Farm $10,924 $6,588 $5,135
Travelers $5,441 $3,995 $2,734

Cheapest Ashland, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ashland, NJ to rates for a clean record with top companies.

Annual Ashland, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,220 $7,049 $6,164 $5,145
Farmers $5,350 $9,060 $7,380 $5,781
GEICO $2,055 $2,698 $3,747 $2,055
Liberty Mutual $6,966 $7,976 $7,111 $6,966
Progressive $2,984 $4,026 $3,422 $3,481
State Farm $4,101 $7,470 $12,009 $6,617
Travelers $3,117 $4,627 $4,484 $3,999

Cheapest Ashland, NJ Car Insurance for Teen Drivers

Teen car insurance in Ashland, NJ can be expensive. Take a look at rates from the top car insurance companies in Ashland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ashland, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,684 $12,978
Farmers $12,759 $14,686
GEICO $3,905 $3,874
Liberty Mutual $12,464 $14,151
Progressive $8,065 $8,769
State Farm $14,451 $18,548
Travelers $6,955 $7,900

Cheapest Ashland, NJ Car Insurance for Seniors

Take a look at Ashland, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ashland, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,306 $3,306
Farmers $4,264 $4,175
GEICO $2,102 $2,102
Liberty Mutual $5,264 $5,264
Progressive $1,644 $1,698
State Farm $3,987 $3,987
Travelers $2,827 $2,859

Cheapest Ashland, NJ Car Insurance Rates After a DUI

A DUI in Ashland, NJ increases car insurance rates. Compare Ashland, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ashland, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,164
Farmers $7,380
GEICO $3,747
Liberty Mutual $7,111
Progressive $3,422
State Farm $12,009
Travelers $4,484

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Cheapest Ashland, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ashland, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ashland, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,634 $5,655
Farmers $6,893 $6,893
GEICO $2,617 $2,661
Liberty Mutual $7,184 $7,326
Progressive $3,479 $3,479
State Farm $7,353 $7,746
Travelers $4,057 $4,057

Cheapest Ashland, NJ Car Insurance Rates by ZIP Code

Ashland car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Ashland, NJ.

Annual Car Insurance Rates by ZIP Code in Ashland, New Jersey

ZIP Code Average Annual Rates
8003 $5,045
8034 $5,045

The Best Cheap Car Insurance Companies in Ashland, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Ashland, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ashland, New Jersey

Insurance Company Average Annual Rates
Allstate $5,644
Farmers $6,893
GEICO $2,639
Liberty Mutual $7,255
Progressive $3,479
State Farm $7,549
Travelers $4,057

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Category Winners: Cheapest Car Insurance in Ashland, New Jersey

Find the cheapest car insurance companies in Ashland, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Ashland, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Cheapest Ashland, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ashland car insurance rates. Find the cheapest Ashland, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ashland, New Jersey

Insurance Company Low Medium High
Allstate $5,203 $5,728 $6,002
Farmers $6,149 $6,851 $7,678
GEICO $2,355 $2,693 $2,869
Liberty Mutual $6,438 $7,485 $7,841
Progressive $3,114 $3,537 $3,785
State Farm $6,997 $7,651 $8,000
Travelers $3,692 $4,056 $4,422

What affects car insurance rates in Ashland, New Jersey?

What factors can have an impact on Ashland, NJ car insurance? There are several reasons why Ashland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ashland, New Jersey.

Commute Time in Ashland

The more time you spend in your car the higher the risk of an accident. The average commute length in Ashland, NJ is 28.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Ashland, NJ

Ready to find affordable Ashland, New Jersey car insurance today? Enter your ZIP code for fast, free Ashland, NJ car insurance quotes.

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