Compare Ashland, VA Car Insurance Rates (2021)

Car insurance in Ashland, VA averages $193 a month. Ashland, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Ashland car insurance rates, compare quotes from the top car insurance companies in Ashland, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ashland, VA after a DUI are $2,727/year
  • Average car insurance rates in Ashland, VA are $2,316/year
  • The cheapest car insurance company in Ashland is USAA

If you need to buy Ashland, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Ashland, VA is right here.

You’ll find Ashland car insurance rates, the cheapest Ashland, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Ashland, Virginia car insurance rates to Newport News car insurance rates, Richmond car insurance rates, and Hampton car insurance rates.

Ready to find affordable Ashland, VA car insurance today? Enter your ZIP code for fast, free Ashland car insurance quotes.

Cheapest Ashland, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ashland, VA car insurance rates? Every Ashland, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ashland, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,076 $1,957 $2,065 $2,065 $6,504 $7,450 $2,699 $2,695
GEICO $1,431 $1,423 $1,360 $1,360 $3,090 $4,118 $1,663 $1,638
Nationwide $1,328 $1,335 $1,181 $1,212 $3,134 $4,033 $1,462 $1,589
Progressive $1,188 $1,123 $1,083 $1,083 $5,600 $6,279 $1,436 $1,460
State Farm $1,398 $1,398 $1,269 $1,269 $4,323 $5,421 $1,583 $1,823
USAA $1,104 $1,093 $1,023 $1,040 $3,318 $3,957 $1,429 $1,579

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Minimum Car Insurance in Ashland, VA

Every driver must carry the minimum car insurance in Ashland, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Ashland, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Ashland, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ashland, VA. Compare credit history car insurance rates in Ashland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ashland, Virginia

Insurance Company Poor Fair Good
Allstate $4,186 $3,357 $2,774
GEICO $2,233 $1,899 $1,899
Nationwide $2,261 $1,816 $1,650
Progressive $2,670 $2,349 $2,200
State Farm $3,286 $2,037 $1,609
USAA $2,434 $1,655 $1,365

Cheapest Ashland, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ashland, VA to rates for a clean record with top companies.

Annual Ashland, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,564 $4,118 $3,762 $3,312
GEICO $1,531 $1,982 $2,997 $1,531
Nationwide $1,663 $1,663 $2,426 $1,884
Progressive $2,046 $2,738 $2,455 $2,387
State Farm $2,103 $2,518 $2,311 $2,311
USAA $1,411 $1,824 $2,414 $1,623

Cheapest Ashland, VA Car Insurance for Teen Drivers

Teen car insurance in Ashland, VA can be expensive. Take a look at rates from the top car insurance companies in Ashland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ashland, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,504 $7,450
GEICO $3,090 $4,118
Nationwide $3,134 $4,033
Progressive $5,600 $6,279
State Farm $4,323 $5,421
USAA $3,318 $3,957

Cheapest Ashland, VA Car Insurance for Seniors

Take a look at Ashland, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ashland, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,065 $2,065
GEICO $1,360 $1,360
Nationwide $1,181 $1,212
Progressive $1,083 $1,083
State Farm $1,269 $1,269
USAA $1,023 $1,040

Cheapest Ashland, VA Car Insurance Rates After a DUI

A DUI in Ashland, VA increases car insurance rates. Compare Ashland, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ashland, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,762
GEICO $2,997
Nationwide $2,426
Progressive $2,455
State Farm $2,311
USAA $2,414

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Cheapest Ashland, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ashland, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ashland, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,333 $3,545
GEICO $1,973 $2,048
Nationwide $1,909 $1,909
Progressive $2,406 $2,406
State Farm $2,253 $2,368
USAA $1,751 $1,885

The Best Cheap Car Insurance Companies in Ashland, VA

Take a look at a side-by-side comparison of the top car insurance companies in Ashland, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ashland, Virginia

Insurance Company Average Annual Rates
Allstate $3,439
GEICO $2,010
Nationwide $1,909
Progressive $2,406
State Farm $2,311
USAA $1,818

Category Winners: Cheapest Car Insurance in Ashland, Virginia

Find the cheapest car insurance companies in Ashland, VA for each category right here.

Best Annual Car Insurance Rates by Company in Ashland, Virginia

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Ashland, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ashland car insurance rates. Find the cheapest Ashland, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ashland, Virginia

Insurance Company Low Medium High
Allstate $3,326 $3,439 $3,552
GEICO $1,924 $2,008 $2,099
Nationwide $2,003 $1,891 $1,834
Progressive $2,296 $2,379 $2,545
State Farm $2,166 $2,307 $2,459
USAA $1,743 $1,821 $1,890

What affects car insurance rates in Ashland, Virginia?

What factors can have an impact on Ashland, VA car insurance? There are several reasons why Ashland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ashland, Virginia.

Commute Time in Ashland

The more time you spend in your car the higher the risk of an accident. The average commute length in Ashland, VA is 21.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ashland, VA

Ready to find affordable Ashland, Virginia car insurance today? Enter your ZIP code for fast, free Ashland, VA car insurance quotes.

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