Compare Ashley, IL Car Insurance Rates (2021)

Car insurance in Ashley, IL averages $263 a month. Ashley, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Ashley car insurance rates, compare quotes from the top car insurance companies in Ashley, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ashley for teen drivers is State Farm
  • Average car insurance rates in Ashley, IL after a DUI are $3,705/year
  • The cheapest car insurance company in Ashley is State Farm

If you need to buy Ashley, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Ashley, IL is right here.

You’ll find Ashley car insurance rates, the cheapest Ashley, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Ashley, Illinois car insurance rates to Rockford car insurance rates, Peoria car insurance rates, and Cicero car insurance rates.

Ready to find affordable Ashley, IL car insurance today? Enter your ZIP code for fast, free Ashley car insurance quotes.

Cheapest Ashley, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ashley, IL car insurance rates? Every Ashley, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ashley, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,804 $2,816 $2,931 $2,931 $7,288 $9,474 $3,370 $3,643
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,203 $2,203 $1,957 $2,068 $9,319 $9,704 $2,513 $2,629
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,464 $1,581 $1,213 $1,357 $4,840 $5,386 $1,534 $1,623
Nationwide $2,204 $2,244 $1,955 $2,075 $6,133 $7,891 $2,573 $2,792
Progressive $2,029 $1,933 $1,672 $1,750 $6,923 $7,776 $2,416 $2,595
State Farm $1,313 $1,313 $1,170 $1,170 $3,664 $4,664 $1,482 $1,689
Travelers $1,522 $1,608 $1,370 $1,462 $4,187 $5,209 $1,618 $1,706
USAA $1,633 $1,657 $1,520 $1,491 $5,336 $5,875 $2,149 $2,354

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Minimum Car Insurance in Ashley, IL

Every driver must carry the minimum car insurance in Ashley, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Ashley, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Ashley, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ashley, IL. Compare credit history car insurance rates in Ashley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ashley, Illinois

Insurance Company Poor Fair Good
Allstate $5,618 $4,056 $3,548
American Family $4,999 $3,383 $2,856
Farmers $4,636 $3,888 $3,699
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,363 $2,094 $1,667
Nationwide $4,164 $3,354 $2,932
Progressive $3,882 $3,269 $3,010
State Farm $2,988 $1,793 $1,393
Travelers $2,862 $2,282 $1,862
USAA $3,660 $2,519 $2,077

Cheapest Ashley, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ashley, IL to rates for a clean record with top companies.

Annual Ashley, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,144 $5,359 $4,988 $4,138
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,442 $4,433 $4,323 $4,100
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,979 $2,806 $2,468 $2,245
Nationwide $2,796 $3,635 $4,284 $3,219
Progressive $2,801 $4,108 $3,099 $3,540
State Farm $1,887 $2,229 $2,058 $2,058
Travelers $1,864 $2,430 $2,712 $2,335
USAA $1,958 $2,823 $3,864 $2,363

Cheapest Ashley, IL Car Insurance for Teen Drivers

Teen car insurance in Ashley, IL can be expensive. Take a look at rates from the top car insurance companies in Ashley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ashley, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,288 $9,474
American Family $6,511 $9,083
Farmers $9,319 $9,704
GEICO $5,690 $6,014
Liberty Mutual $4,840 $5,386
Nationwide $6,133 $7,891
Progressive $6,923 $7,776
State Farm $3,664 $4,664
Travelers $4,187 $5,209
USAA $5,336 $5,875

Cheapest Ashley, IL Car Insurance for Seniors

Take a look at Ashley, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ashley, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,931 $2,931
American Family $2,146 $2,146
Farmers $1,957 $2,068
GEICO $1,757 $2,095
Liberty Mutual $1,213 $1,357
Nationwide $1,955 $2,075
Progressive $1,672 $1,750
State Farm $1,170 $1,170
Travelers $1,370 $1,462
USAA $1,520 $1,491

Cheapest Ashley, IL Car Insurance Rates After a DUI

A DUI in Ashley, IL increases car insurance rates. Compare Ashley, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ashley, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,988
American Family $5,196
Farmers $4,323
GEICO $4,060
Liberty Mutual $2,468
Nationwide $4,284
Progressive $3,099
State Farm $2,058
Travelers $2,712
USAA $3,864

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Cheapest Ashley, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ashley, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ashley, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,407 $4,407
American Family $3,697 $3,794
Farmers $4,074 $4,074
GEICO $2,920 $3,043
Liberty Mutual $2,375 $2,375
Nationwide $3,483 $3,483
Progressive $3,387 $3,387
State Farm $2,005 $2,111
Travelers $2,244 $2,427
USAA $2,675 $2,829

The Best Cheap Car Insurance Companies in Ashley, IL

Take a look at a side-by-side comparison of the top car insurance companies in Ashley, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ashley, Illinois

Insurance Company Average Annual Rates
Allstate $4,407
American Family $3,746
Farmers $4,074
GEICO $2,982
Liberty Mutual $2,375
Nationwide $3,483
Progressive $3,387
State Farm $2,058
Travelers $2,335
USAA $2,752

Category Winners: Cheapest Car Insurance in Ashley, Illinois

Find the cheapest car insurance companies in Ashley, IL for each category right here.

Best Annual Car Insurance Rates by Company in Ashley, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Ashley, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ashley car insurance rates. Find the cheapest Ashley, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ashley, Illinois

Insurance Company Low Medium High
Allstate $4,271 $4,403 $4,548
American Family $3,633 $3,882 $3,723
Farmers $3,881 $3,982 $4,360
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,245 $2,370 $2,509
Nationwide $3,470 $3,512 $3,468
Progressive $3,115 $3,366 $3,679
State Farm $1,938 $2,060 $2,176
Travelers $2,195 $2,333 $2,478
USAA $2,566 $2,750 $2,941

What affects car insurance rates in Ashley, Illinois?

What factors can have an impact on Ashley, IL car insurance? There are several reasons why Ashley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ashley, Illinois.

Commute Time in Ashley

The more time you spend in your car the higher the risk of an accident. The average commute length in Ashley, IL is 25.6 minutes according to City-Data.

Compare Car Insurance Quotes in Ashley, IL

Ready to find affordable Ashley, Illinois car insurance today? Enter your ZIP code for fast, free Ashley, IL car insurance quotes.

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