Compare Ashtabula, OH Car Insurance Rates (2021)

Car insurance in Ashtabula, OH averages $230 a month. Ashtabula, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ashtabula car insurance rates, compare quotes from the top car insurance companies in Ashtabula, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ashtabula for teen drivers is USAA
  • The cheapest car insurance company in Ashtabula is USAA
  • Average car insurance rates in Ashtabula, OH after a DUI are $3,209/year

If you need to buy Ashtabula, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Ashtabula, OH is right here.

You’ll find Ashtabula car insurance rates, the cheapest Ashtabula, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Ashtabula, Ohio car insurance rates to Cincinnati car insurance rates, Parma car insurance rates, and Toledo car insurance rates.

Ready to find affordable Ashtabula, OH car insurance today? Enter your ZIP code for fast, free Ashtabula car insurance quotes.

Cheapest Ashtabula, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ashtabula, OH car insurance rates? Every Ashtabula, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ashtabula, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,045 $2,032 $1,852 $1,979 $5,733 $6,548 $2,135 $2,271
American Family $990 $1,030 $903 $910 $3,025 $3,292 $1,218 $1,285
Farmers $1,805 $1,804 $1,589 $1,678 $8,057 $8,383 $2,020 $2,107
GEICO $1,209 $1,172 $1,136 $1,148 $3,218 $2,990 $1,343 $1,136
Liberty Mutual $2,066 $2,257 $1,589 $1,929 $10,742 $12,149 $2,201 $2,411
Nationwide $2,066 $2,075 $1,866 $1,878 $5,310 $6,835 $2,212 $2,569
Progressive $1,672 $1,574 $1,391 $1,437 $7,478 $8,423 $2,002 $2,071
State Farm $1,531 $1,531 $1,371 $1,371 $4,785 $6,016 $1,778 $2,036
Travelers $1,431 $1,452 $1,423 $1,416 $6,210 $9,824 $1,492 $1,699
USAA $876 $884 $834 $833 $2,690 $2,995 $1,170 $1,259

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Minimum Car Insurance in Ashtabula, OH

Every driver must carry the minimum car insurance in Ashtabula, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Ashtabula, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ashtabula, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ashtabula, OH. Compare credit history car insurance rates in Ashtabula from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ashtabula, Ohio

Insurance Company Poor Fair Good
Allstate $3,948 $2,878 $2,397
American Family $2,097 $1,432 $1,215
Farmers $3,882 $3,283 $3,127
GEICO $1,999 $1,669 $1,339
Liberty Mutual $6,341 $3,877 $3,037
Nationwide $3,741 $3,015 $2,547
Progressive $3,653 $3,160 $2,954
State Farm $3,638 $2,248 $1,771
Travelers $3,485 $3,034 $2,835
USAA $1,871 $1,326 $1,131

Cheapest Ashtabula, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ashtabula, OH to rates for a clean record with top companies.

Annual Ashtabula, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,574 $3,123 $3,679 $2,921
American Family $1,515 $1,604 $1,604 $1,604
Farmers $2,832 $3,645 $3,555 $3,690
GEICO $1,136 $1,634 $2,367 $1,540
Liberty Mutual $3,715 $4,758 $4,869 $4,331
Nationwide $2,490 $3,161 $4,004 $2,750
Progressive $2,807 $3,819 $2,989 $3,409
State Farm $2,325 $2,779 $2,552 $2,552
Travelers $2,296 $2,993 $4,516 $2,668
USAA $1,107 $1,484 $1,953 $1,227

Cheapest Ashtabula, OH Car Insurance for Teen Drivers

Teen car insurance in Ashtabula, OH can be expensive. Take a look at rates from the top car insurance companies in Ashtabula for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ashtabula, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,733 $6,548
American Family $3,025 $3,292
Farmers $8,057 $8,383
GEICO $3,218 $2,990
Liberty Mutual $10,742 $12,149
Nationwide $5,310 $6,835
Progressive $7,478 $8,423
State Farm $4,785 $6,016
Travelers $6,210 $9,824
USAA $2,690 $2,995

Cheapest Ashtabula, OH Car Insurance for Seniors

Take a look at Ashtabula, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ashtabula, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,852 $1,979
American Family $903 $910
Farmers $1,589 $1,678
GEICO $1,136 $1,148
Liberty Mutual $1,589 $1,929
Nationwide $1,866 $1,878
Progressive $1,391 $1,437
State Farm $1,371 $1,371
Travelers $1,423 $1,416
USAA $834 $833

Cheapest Ashtabula, OH Car Insurance Rates After a DUI

A DUI in Ashtabula, OH increases car insurance rates. Compare Ashtabula, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ashtabula, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,679
American Family $1,604
Farmers $3,555
GEICO $2,367
Liberty Mutual $4,869
Nationwide $4,004
Progressive $2,989
State Farm $2,552
Travelers $4,516
USAA $1,953

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Cheapest Ashtabula, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ashtabula, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ashtabula, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,074 $3,074
American Family $1,562 $1,601
Farmers $3,430 $3,430
GEICO $1,640 $1,698
Liberty Mutual $4,418 $4,418
Nationwide $3,101 $3,101
Progressive $3,256 $3,256
State Farm $2,489 $2,616
Travelers $3,118 $3,118
USAA $1,387 $1,498

The Best Cheap Car Insurance Companies in Ashtabula, OH

Take a look at a side-by-side comparison of the top car insurance companies in Ashtabula, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ashtabula, Ohio

Insurance Company Average Annual Rates
Allstate $3,074
American Family $1,581
Farmers $3,430
GEICO $1,669
Liberty Mutual $4,418
Nationwide $3,101
Progressive $3,256
State Farm $2,552
Travelers $3,118
USAA $1,443

Category Winners: Cheapest Car Insurance in Ashtabula, Ohio

Find the cheapest car insurance companies in Ashtabula, OH for each category right here.

Best Annual Car Insurance Rates by Company in Ashtabula, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Ashtabula, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ashtabula car insurance rates. Find the cheapest Ashtabula, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ashtabula, Ohio

Insurance Company Low Medium High
Allstate $2,960 $3,067 $3,195
American Family $1,549 $1,594 $1,602
Farmers $3,241 $3,375 $3,675
GEICO $1,615 $1,662 $1,730
Liberty Mutual $4,258 $4,438 $4,559
Nationwide $3,425 $3,006 $2,873
Progressive $3,131 $3,229 $3,408
State Farm $2,424 $2,560 $2,672
Travelers $3,029 $3,160 $3,166
USAA $1,375 $1,441 $1,511

What affects car insurance rates in Ashtabula, Ohio?

What factors can have an impact on Ashtabula, OH car insurance? There are several reasons why Ashtabula car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ashtabula, Ohio.

Commute Time in Ashtabula

The more time you spend in your car the higher the risk of an accident. The average commute length in Ashtabula, OH is 17.5 minutes according to City-Data.

Compare Car Insurance Quotes in Ashtabula, OH

Ready to find affordable Ashtabula, Ohio car insurance today? Enter your ZIP code for fast, free Ashtabula, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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