Compare Ashton, IA Car Insurance Rates (2021)

Car insurance in Ashton, IA averages $248 a month. Ashton, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Ashton car insurance rates, compare quotes from the top car insurance companies in Ashton, IA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Ashton, IA after a DUI are $3,580/year
  • The cheapest car insurance company in Ashton for teen drivers is USAA
  • The cheapest car insurance company in Ashton is USAA

If you need to buy Ashton, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Ashton, IA is right here.

You’ll find Ashton car insurance rates, the cheapest Ashton, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Ashton, Iowa car insurance rates to Waterloo car insurance rates, Iowa City car insurance rates, and Council Bluffs car insurance rates.

Ready to find affordable Ashton, IA car insurance today? Enter your ZIP code for fast, free Ashton car insurance quotes.

Cheapest Ashton, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ashton, IA car insurance rates? Every Ashton, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ashton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,999 $1,999 $1,787 $1,787 $5,322 $7,474 $1,999 $2,409
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,233 $2,424 $1,972 $2,401 $11,030 $12,421 $2,532 $2,787
Nationwide $1,725 $1,767 $1,539 $1,639 $4,031 $5,198 $1,960 $2,127
Progressive $1,596 $1,532 $1,316 $1,368 $3,975 $4,484 $1,917 $2,072
State Farm $1,374 $1,374 $1,208 $1,208 $3,736 $4,733 $1,545 $1,762
Travelers $2,364 $2,413 $2,295 $2,303 $10,512 $16,825 $2,456 $2,899
USAA $1,239 $1,254 $1,136 $1,161 $3,318 $3,528 $1,487 $1,644

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ashton, IA

Every driver must carry the minimum car insurance in Ashton, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Ashton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ashton, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ashton, IA. Compare credit history car insurance rates in Ashton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ashton, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,950 $2,903 $2,439
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,730 $4,167 $3,278
Nationwide $3,030 $2,381 $2,085
Progressive $2,692 $2,180 $1,976
State Farm $3,015 $1,865 $1,472
Travelers $5,914 $5,049 $4,812
USAA $2,427 $1,667 $1,444

Cheapest Ashton, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ashton, IA to rates for a clean record with top companies.

Annual Ashton, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,236 $3,271 $4,251 $2,630
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $4,077 $5,055 $5,147 $4,622
Nationwide $1,814 $2,597 $3,532 $2,050
Progressive $1,834 $3,012 $1,991 $2,295
State Farm $1,959 $2,276 $2,117 $2,117
Travelers $3,838 $5,108 $6,840 $5,247
USAA $1,411 $1,893 $2,461 $1,619

Cheapest Ashton, IA Car Insurance for Teen Drivers

Teen car insurance in Ashton, IA can be expensive. Take a look at rates from the top car insurance companies in Ashton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ashton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,322 $7,474
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $11,030 $12,421
Nationwide $4,031 $5,198
Progressive $3,975 $4,484
State Farm $3,736 $4,733
Travelers $10,512 $16,825
USAA $3,318 $3,528

Cheapest Ashton, IA Car Insurance for Seniors

Take a look at Ashton, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ashton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,787 $1,787
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,972 $2,401
Nationwide $1,539 $1,639
Progressive $1,316 $1,368
State Farm $1,208 $1,208
Travelers $2,295 $2,303
USAA $1,136 $1,161

Cheapest Ashton, IA Car Insurance Rates After a DUI

A DUI in Ashton, IA increases car insurance rates. Compare Ashton, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ashton, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $4,251
Farmers $2,558
GEICO $3,058
Liberty Mutual $5,147
Nationwide $3,532
Progressive $1,991
State Farm $2,117
Travelers $6,840
USAA $2,461

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ashton, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ashton, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ashton, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $3,061 $3,133
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,725 $4,725
Nationwide $2,498 $2,498
Progressive $2,283 $2,283
State Farm $2,067 $2,168
Travelers $5,258 $5,258
USAA $1,779 $1,913

Cheapest Ashton, IA Car Insurance Rates by ZIP Code

Ashton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Ashton, IA.

Annual Car Insurance Rates by ZIP Code in Ashton, Iowa

ZIP Code Average Annual Rates
51232 $2,506
52132 $2,494

The Best Cheap Car Insurance Companies in Ashton, IA

Take a look at a side-by-side comparison of the top car insurance companies in Ashton, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ashton, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,097
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,725
Nationwide $2,498
Progressive $2,283
State Farm $2,117
Travelers $5,258
USAA $1,846

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Ashton, Iowa

Find the cheapest car insurance companies in Ashton, IA for each category right here.

Best Annual Car Insurance Rates by Company in Ashton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Ashton, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ashton car insurance rates. Find the cheapest Ashton, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ashton, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,116 $3,269 $2,906
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,523 $4,715 $4,937
Nationwide $2,595 $2,490 $2,410
Progressive $2,145 $2,290 $2,413
State Farm $2,016 $2,129 $2,207
Travelers $4,920 $5,340 $5,515
USAA $1,748 $1,852 $1,938

What affects car insurance rates in Ashton, Iowa?

What factors can have an impact on Ashton, IA car insurance? There are several reasons why Ashton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ashton, Iowa.

Commute Time in Ashton

The more time you spend in your car the higher the risk of an accident. The average commute length in Ashton, IA is 18.9 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Ashton, IA

Ready to find affordable Ashton, Iowa car insurance today? Enter your ZIP code for fast, free Ashton, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State