Compare Ashton, ID Car Insurance Rates (2021)

Car insurance in Ashton, ID averages $245 a month. Ashton, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Ashton car insurance rates, compare quotes from the top car insurance companies in Ashton, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ashton for teen drivers is USAA
  • Average car insurance rates in Ashton, ID after a DUI are $3,640/year
  • Average car insurance rates in Ashton, ID are $2,937/year

If you need to buy Ashton, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Ashton, ID is right here.

You’ll find Ashton car insurance rates, the cheapest Ashton, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Ashton, Idaho car insurance rates to Caldwell car insurance rates, Coeur d’Alene car insurance rates, and Boise City car insurance rates.

Ready to find affordable Ashton, ID car insurance today? Enter your ZIP code for fast, free Ashton car insurance quotes.

Cheapest Ashton, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ashton, ID car insurance rates? Every Ashton, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ashton, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,430 $2,415 $2,117 $2,196 $8,999 $10,399 $2,709 $2,857
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,616 $1,607 $1,426 $1,507 $7,794 $8,074 $1,862 $1,966
GEICO $2,042 $2,015 $1,941 $1,886 $4,424 $5,499 $2,792 $2,134
Liberty Mutual $1,508 $1,627 $1,215 $1,358 $4,956 $5,517 $1,602 $1,696
Nationwide $1,975 $2,021 $1,780 $1,890 $4,898 $6,036 $2,317 $2,497
State Farm $1,190 $1,190 $1,069 $1,069 $3,498 $4,420 $1,342 $1,542
Travelers $1,358 $1,379 $1,366 $1,360 $6,706 $10,608 $1,443 $1,653
USAA $1,111 $1,112 $1,081 $1,069 $3,626 $4,061 $1,473 $1,591

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Minimum Car Insurance in Ashton, ID

Every driver must carry the minimum car insurance in Ashton, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Ashton, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ashton, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ashton, ID. Compare credit history car insurance rates in Ashton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ashton, Idaho

Insurance Company Poor Fair Good
Allstate $5,638 $3,821 $3,337
American Family $4,776 $3,404 $2,905
Farmers $3,645 $3,093 $2,956
GEICO $3,454 $2,759 $2,312
Liberty Mutual $3,475 $2,138 $1,692
Nationwide $3,494 $2,818 $2,468
State Farm $2,691 $1,701 $1,354
Travelers $3,703 $3,116 $2,884
USAA $2,770 $1,608 $1,293

Cheapest Ashton, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ashton, ID to rates for a clean record with top companies.

Annual Ashton, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,516 $4,428 $4,945 $4,173
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,822 $3,571 $3,347 $3,188
GEICO $1,751 $2,787 $3,885 $2,943
Liberty Mutual $2,022 $2,535 $2,611 $2,571
Nationwide $2,233 $2,903 $4,061 $2,511
State Farm $1,750 $2,080 $1,915 $1,915
Travelers $1,996 $2,840 $4,923 $3,177
USAA $1,357 $1,933 $2,627 $1,644

Cheapest Ashton, ID Car Insurance for Teen Drivers

Teen car insurance in Ashton, ID can be expensive. Take a look at rates from the top car insurance companies in Ashton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ashton, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,999 $10,399
American Family $7,355 $9,596
Farmers $7,794 $8,074
GEICO $4,424 $5,499
Liberty Mutual $4,956 $5,517
Nationwide $4,898 $6,036
State Farm $3,498 $4,420
Travelers $6,706 $10,608
USAA $3,626 $4,061

Cheapest Ashton, ID Car Insurance for Seniors

Take a look at Ashton, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ashton, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,117 $2,196
American Family $1,859 $1,859
Farmers $1,426 $1,507
GEICO $1,941 $1,886
Liberty Mutual $1,215 $1,358
Nationwide $1,780 $1,890
State Farm $1,069 $1,069
Travelers $1,366 $1,360
USAA $1,081 $1,069

Cheapest Ashton, ID Car Insurance Rates After a DUI

A DUI in Ashton, ID increases car insurance rates. Compare Ashton, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ashton, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,945
American Family $4,444
Farmers $3,347
GEICO $3,885
Liberty Mutual $2,611
Nationwide $4,061
State Farm $1,915
Travelers $4,923
USAA $2,627

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Cheapest Ashton, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ashton, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ashton, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,265 $4,265
American Family $3,619 $3,771
Farmers $3,232 $3,232
GEICO $2,793 $2,890
Liberty Mutual $2,435 $2,435
Nationwide $2,927 $2,927
State Farm $1,869 $1,961
Travelers $3,234 $3,234
USAA $1,868 $1,913

The Best Cheap Car Insurance Companies in Ashton, ID

Take a look at a side-by-side comparison of the top car insurance companies in Ashton, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ashton, Idaho

Insurance Company Average Annual Rates
Allstate $4,265
American Family $3,695
Farmers $3,232
GEICO $2,842
Liberty Mutual $2,435
Nationwide $2,927
State Farm $1,915
Travelers $3,234
USAA $1,890

Category Winners: Cheapest Car Insurance in Ashton, Idaho

Find the cheapest car insurance companies in Ashton, ID for each category right here.

Best Annual Car Insurance Rates by Company in Ashton, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ashton, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ashton car insurance rates. Find the cheapest Ashton, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ashton, Idaho

Insurance Company Low Medium High
Allstate $4,092 $4,256 $4,447
American Family $3,705 $3,879 $3,502
Farmers $3,076 $3,195 $3,424
GEICO $2,701 $2,838 $2,986
Liberty Mutual $2,297 $2,431 $2,576
Nationwide $2,884 $3,077 $2,819
State Farm $1,807 $1,919 $2,019
Travelers $3,182 $3,282 $3,239
USAA $1,838 $1,888 $1,945

What affects car insurance rates in Ashton, Idaho?

What factors can have an impact on Ashton, ID car insurance? There are several reasons why Ashton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ashton, Idaho.

Car Theft in Ashton

High levels of vehicle theft can make car insurance more expensive. Ashton, ID car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Ashton

The more time you spend in your car the higher the risk of an accident. The average commute length in Ashton, ID is 16.2 minutes according to City-Data.

Compare Car Insurance Quotes in Ashton, ID

Ready to find affordable Ashton, Idaho car insurance today? Enter your ZIP code for fast, free Ashton, ID car insurance quotes.

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