Compare Ashton, IL Car Insurance Rates (2021)

Car insurance in Ashton, IL averages $256 a month. Ashton, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Ashton car insurance rates, compare quotes from the top car insurance companies in Ashton, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ashton for teen drivers is State Farm
  • Average car insurance rates in Ashton, IL are $3,072/year
  • Average car insurance rates in Ashton, IL after a DUI are $3,593/year

If you need to buy Ashton, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Ashton, IL is right here.

You’ll find Ashton car insurance rates, the cheapest Ashton, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Ashton, Illinois car insurance rates to Cicero car insurance rates, Champaign car insurance rates, and Peoria car insurance rates.

Ready to find affordable Ashton, IL car insurance today? Enter your ZIP code for fast, free Ashton car insurance quotes.

Cheapest Ashton, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ashton, IL car insurance rates? Every Ashton, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ashton, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,312 $3,328 $3,467 $3,467 $8,622 $11,191 $3,983 $4,303
American Family $2,414 $2,414 $2,210 $2,210 $6,824 $9,465 $2,414 $3,113
Farmers $2,305 $2,306 $2,044 $2,160 $9,881 $10,306 $2,636 $2,761
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,447 $1,565 $1,198 $1,347 $4,914 $5,485 $1,510 $1,594
Nationwide $1,783 $1,810 $1,591 $1,681 $4,888 $6,259 $2,077 $2,246
Progressive $1,672 $1,583 $1,377 $1,443 $5,978 $6,703 $1,990 $2,148
State Farm $1,319 $1,319 $1,178 $1,178 $3,758 $4,759 $1,489 $1,715
Travelers $1,352 $1,423 $1,238 $1,317 $3,885 $4,864 $1,429 $1,503
USAA $1,618 $1,654 $1,505 $1,491 $5,149 $5,691 $2,133 $2,356

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Minimum Car Insurance in Ashton, IL

Every driver must carry the minimum car insurance in Ashton, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Ashton, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Ashton, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ashton, IL. Compare credit history car insurance rates in Ashton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ashton, Illinois

Insurance Company Poor Fair Good
Allstate $6,648 $4,787 $4,191
American Family $5,166 $3,512 $2,970
Farmers $4,886 $4,106 $3,907
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,376 $2,101 $1,670
Nationwide $3,326 $2,691 $2,358
Progressive $3,270 $2,765 $2,550
State Farm $3,034 $1,820 $1,414
Travelers $2,592 $2,089 $1,698
USAA $3,600 $2,467 $2,031

Cheapest Ashton, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ashton, IL to rates for a clean record with top companies.

Annual Ashton, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,707 $6,352 $5,886 $4,890
American Family $2,855 $4,049 $5,389 $3,238
Farmers $3,630 $4,679 $4,563 $4,327
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,982 $2,822 $2,475 $2,251
Nationwide $2,255 $2,910 $3,416 $2,586
Progressive $2,364 $3,488 $2,615 $2,980
State Farm $1,911 $2,268 $2,089 $2,089
Travelers $1,697 $2,217 $2,468 $2,123
USAA $1,929 $2,762 $3,784 $2,324

Cheapest Ashton, IL Car Insurance for Teen Drivers

Teen car insurance in Ashton, IL can be expensive. Take a look at rates from the top car insurance companies in Ashton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ashton, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,622 $11,191
American Family $6,824 $9,465
Farmers $9,881 $10,306
GEICO $4,524 $4,715
Liberty Mutual $4,914 $5,485
Nationwide $4,888 $6,259
Progressive $5,978 $6,703
State Farm $3,758 $4,759
Travelers $3,885 $4,864
USAA $5,149 $5,691

Cheapest Ashton, IL Car Insurance for Seniors

Take a look at Ashton, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ashton, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,467 $3,467
American Family $2,210 $2,210
Farmers $2,044 $2,160
GEICO $1,429 $1,724
Liberty Mutual $1,198 $1,347
Nationwide $1,591 $1,681
Progressive $1,377 $1,443
State Farm $1,178 $1,178
Travelers $1,238 $1,317
USAA $1,505 $1,491

Cheapest Ashton, IL Car Insurance Rates After a DUI

A DUI in Ashton, IL increases car insurance rates. Compare Ashton, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ashton, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,886
American Family $5,389
Farmers $4,563
GEICO $3,243
Liberty Mutual $2,475
Nationwide $3,416
Progressive $2,615
State Farm $2,089
Travelers $2,468
USAA $3,784

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Cheapest Ashton, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ashton, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ashton, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,209 $5,209
American Family $3,833 $3,933
Farmers $4,300 $4,300
GEICO $2,338 $2,425
Liberty Mutual $2,382 $2,382
Nationwide $2,792 $2,792
Progressive $2,862 $2,862
State Farm $2,037 $2,141
Travelers $2,044 $2,208
USAA $2,624 $2,776

The Best Cheap Car Insurance Companies in Ashton, IL

Take a look at a side-by-side comparison of the top car insurance companies in Ashton, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ashton, Illinois

Insurance Company Average Annual Rates
Allstate $5,209
American Family $3,883
Farmers $4,300
GEICO $2,382
Liberty Mutual $2,382
Nationwide $2,792
Progressive $2,862
State Farm $2,089
Travelers $2,126
USAA $2,700

Category Winners: Cheapest Car Insurance in Ashton, Illinois

Find the cheapest car insurance companies in Ashton, IL for each category right here.

Best Annual Car Insurance Rates by Company in Ashton, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Ashton, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ashton car insurance rates. Find the cheapest Ashton, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ashton, Illinois

Insurance Company Low Medium High
Allstate $5,031 $5,204 $5,392
American Family $3,738 $4,025 $3,886
Farmers $4,094 $4,199 $4,606
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,219 $2,376 $2,552
Nationwide $2,749 $2,820 $2,806
Progressive $2,631 $2,849 $3,106
State Farm $1,980 $2,092 $2,196
Travelers $1,998 $2,124 $2,257
USAA $2,521 $2,697 $2,882

What affects car insurance rates in Ashton, Illinois?

What factors can have an impact on Ashton, IL car insurance? There are several reasons why Ashton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ashton, Illinois.

Commute Time in Ashton

The more time you spend in your car the higher the risk of an accident. The average commute length in Ashton, IL is 20.9 minutes according to City-Data.

Compare Car Insurance Quotes in Ashton, IL

Ready to find affordable Ashton, Illinois car insurance today? Enter your ZIP code for fast, free Ashton, IL car insurance quotes.

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