Compare Ashville, AL Car Insurance Rates (2021)

Car insurance in Ashville, AL averages $305 a month. Ashville, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ashville car insurance rates, compare quotes from the top car insurance companies in Ashville, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ashville, AL are $3,661/year
  • The cheapest car insurance company in Ashville for teen drivers is USAA
  • Average car insurance rates in Ashville, AL after a DUI are $4,164/year

If you need to buy Ashville, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Ashville, AL is right here.

You’ll find Ashville car insurance rates, the cheapest Ashville, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Ashville, Alabama car insurance rates to Madison car insurance rates, Dothan car insurance rates, and Mobile car insurance rates.

Ready to find affordable Ashville, AL car insurance today? Enter your ZIP code for fast, free Ashville car insurance quotes.

Cheapest Ashville, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ashville, AL car insurance rates? Every Ashville, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ashville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,053 $1,956 $1,858 $1,893 $7,177 $7,709 $2,298 $2,349
Farmers $2,476 $2,455 $2,213 $2,347 $9,554 $9,828 $2,830 $2,955
GEICO $2,012 $2,002 $1,917 $1,984 $5,308 $5,206 $2,125 $1,972
Liberty Mutual $3,145 $3,396 $2,577 $2,880 $11,653 $12,951 $3,348 $3,566
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,396 $2,243 $1,966 $2,096 $10,106 $11,287 $2,817 $3,027
State Farm $2,825 $2,825 $2,552 $2,552 $8,491 $10,622 $3,189 $3,684
Travelers $1,314 $1,334 $1,232 $1,229 $6,894 $10,803 $1,249 $1,431
USAA $1,300 $1,321 $1,212 $1,189 $3,858 $4,279 $1,693 $1,828

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Minimum Car Insurance in Ashville, AL

Every driver must carry the minimum car insurance in Ashville, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Ashville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ashville, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ashville, AL. Compare credit history car insurance rates in Ashville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ashville, Alabama

Insurance Company Poor Fair Good
Allstate $4,211 $3,313 $2,710
Farmers $4,857 $4,180 $3,960
GEICO $3,582 $2,555 $2,311
Liberty Mutual $7,792 $4,779 $3,747
Nationwide $3,130 $2,444 $2,211
Progressive $5,056 $4,350 $4,071
State Farm $7,438 $3,772 $2,567
Travelers $3,475 $3,013 $3,069
USAA $2,805 $1,823 $1,627

Cheapest Ashville, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ashville, AL to rates for a clean record with top companies.

Annual Ashville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,897 $3,417 $4,055 $3,276
Farmers $3,639 $4,713 $4,596 $4,381
GEICO $1,897 $3,056 $3,781 $2,528
Liberty Mutual $4,259 $5,947 $5,803 $5,748
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $4,059 $5,118 $4,345 $4,447
State Farm $4,148 $5,135 $4,543 $4,543
Travelers $2,657 $2,788 $4,066 $3,232
USAA $1,604 $2,012 $2,989 $1,735

Cheapest Ashville, AL Car Insurance for Teen Drivers

Teen car insurance in Ashville, AL can be expensive. Take a look at rates from the top car insurance companies in Ashville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ashville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,177 $7,709
Farmers $9,554 $9,828
GEICO $5,308 $5,206
Liberty Mutual $11,653 $12,951
Nationwide $4,472 $5,749
Progressive $10,106 $11,287
State Farm $8,491 $10,622
Travelers $6,894 $10,803
USAA $3,858 $4,279

Cheapest Ashville, AL Car Insurance for Seniors

Take a look at Ashville, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ashville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,858 $1,893
Farmers $2,213 $2,347
GEICO $1,917 $1,984
Liberty Mutual $2,577 $2,880
Nationwide $1,548 $1,600
Progressive $1,966 $2,096
State Farm $2,552 $2,552
Travelers $1,232 $1,229
USAA $1,212 $1,189

Cheapest Ashville, AL Car Insurance Rates After a DUI

A DUI in Ashville, AL increases car insurance rates. Compare Ashville, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ashville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,055
Farmers $4,596
GEICO $3,781
Liberty Mutual $5,803
Nationwide $3,298
Progressive $4,345
State Farm $4,543
Travelers $4,066
USAA $2,989

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Cheapest Ashville, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ashville, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ashville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,411 $3,411
Farmers $4,332 $4,332
GEICO $2,765 $2,866
Liberty Mutual $5,439 $5,439
Nationwide $2,595 $2,595
Progressive $4,492 $4,492
State Farm $4,483 $4,701
Travelers $3,186 $3,186
USAA $1,990 $2,180

The Best Cheap Car Insurance Companies in Ashville, AL

Take a look at a side-by-side comparison of the top car insurance companies in Ashville, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ashville, Alabama

Insurance Company Average Annual Rates
Allstate $3,411
Farmers $4,332
GEICO $2,816
Liberty Mutual $5,439
Nationwide $2,595
Progressive $4,492
State Farm $4,592
Travelers $3,186
USAA $2,085

Category Winners: Cheapest Car Insurance in Ashville, Alabama

Find the cheapest car insurance companies in Ashville, AL for each category right here.

Best Annual Car Insurance Rates by Company in Ashville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Ashville, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ashville car insurance rates. Find the cheapest Ashville, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ashville, Alabama

Insurance Company Low Medium High
Allstate $3,291 $3,406 $3,537
Farmers $4,110 $4,281 $4,606
GEICO $2,590 $2,803 $3,054
Liberty Mutual $5,189 $5,413 $5,716
Nationwide $2,578 $2,574 $2,635
Progressive $4,071 $4,472 $4,934
State Farm $4,350 $4,585 $4,842
Travelers $3,032 $3,249 $3,277
USAA $2,012 $2,074 $2,169

What affects car insurance rates in Ashville, Alabama?

What factors can have an impact on Ashville, AL car insurance? There are several reasons why Ashville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ashville, Alabama.

Commute Time in Ashville

The more time you spend in your car the higher the risk of an accident. The average commute length in Ashville, AL is 30.9 minutes according to City-Data.

Compare Car Insurance Quotes in Ashville, AL

Ready to find affordable Ashville, Alabama car insurance today? Enter your ZIP code for fast, free Ashville, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State