Compare Ashville, NY Car Insurance Rates (2021)

Car insurance in Ashville, NY averages $250 a month. Ashville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Ashville car insurance rates, compare quotes from the top car insurance companies in Ashville, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ashville is GEICO
  • Average car insurance rates in Ashville, NY are $2,996/year
  • Average car insurance rates in Ashville, NY after a DUI are $3,925/year

If you need to buy Ashville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Ashville, NY is right here.

You’ll find Ashville car insurance rates, the cheapest Ashville, NY car insurance companies, and information on New York car insurance laws. You can also compare Ashville, New York car insurance rates to Albany car insurance rates, Rochester car insurance rates, and Schenectady car insurance rates.

Ready to find affordable Ashville, NY car insurance today? Enter your ZIP code for fast, free Ashville car insurance quotes.

Cheapest Ashville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ashville, NY car insurance rates? Every Ashville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ashville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,280 $2,144 $2,125 $2,149 $6,353 $6,797 $2,267 $2,283
GEICO $1,329 $1,280 $1,292 $1,273 $2,743 $3,978 $1,201 $1,234
Liberty Mutual $3,093 $3,093 $2,879 $2,879 $5,939 $9,636 $3,093 $3,293
Nationwide $2,078 $2,078 $1,963 $1,963 $3,618 $5,377 $2,078 $2,635
Progressive $1,474 $1,399 $1,203 $1,215 $4,811 $5,380 $1,899 $1,863
State Farm $2,165 $2,165 $1,886 $1,886 $6,342 $8,199 $2,377 $2,517
Travelers $2,342 $2,380 $2,127 $2,293 $5,310 $6,309 $2,491 $2,607
USAA $1,494 $1,470 $1,355 $1,359 $5,911 $7,036 $1,911 $2,112

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Minimum Car Insurance in Ashville, NY

Every driver must carry the minimum car insurance in Ashville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Ashville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ashville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ashville, NY. Compare credit history car insurance rates in Ashville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ashville, New York

Insurance Company Poor Fair Good
Allstate $4,711 $2,778 $2,411
GEICO $2,244 $1,650 $1,480
Liberty Mutual $5,914 $3,882 $2,918
Nationwide $2,724 $2,724 $2,724
Progressive $3,782 $1,979 $1,456
State Farm $4,861 $3,048 $2,419
Travelers $4,425 $2,815 $2,457
USAA $4,355 $2,198 $1,941

Cheapest Ashville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ashville, NY to rates for a clean record with top companies.

Annual Ashville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,826 $2,826 $4,035 $3,512
GEICO $1,423 $1,550 $2,770 $1,423
Liberty Mutual $3,431 $3,431 $6,659 $3,431
Nationwide $2,088 $2,088 $4,585 $2,135
Progressive $2,343 $2,343 $2,579 $2,356
State Farm $3,282 $3,282 $3,603 $3,603
Travelers $2,787 $3,439 $3,487 $3,217
USAA $2,522 $2,562 $3,678 $2,562

Cheapest Ashville, NY Car Insurance for Teen Drivers

Teen car insurance in Ashville, NY can be expensive. Take a look at rates from the top car insurance companies in Ashville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ashville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,353 $6,797
GEICO $2,743 $3,978
Liberty Mutual $5,939 $9,636
Nationwide $3,618 $5,377
Progressive $4,811 $5,380
State Farm $6,342 $8,199
Travelers $5,310 $6,309
USAA $5,911 $7,036

Cheapest Ashville, NY Car Insurance for Seniors

Take a look at Ashville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ashville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,125 $2,149
GEICO $1,292 $1,273
Liberty Mutual $2,879 $2,879
Nationwide $1,963 $1,963
Progressive $1,203 $1,215
State Farm $1,886 $1,886
Travelers $2,127 $2,293
USAA $1,355 $1,359

Cheapest Ashville, NY Car Insurance Rates After a DUI

A DUI in Ashville, NY increases car insurance rates. Compare Ashville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ashville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
GEICO $2,770
Liberty Mutual $6,659
Nationwide $4,585
Progressive $2,579
State Farm $3,603
Travelers $3,487
USAA $3,678

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Cheapest Ashville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ashville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ashville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,256 $3,343
GEICO $1,739 $1,844
Liberty Mutual $4,120 $4,357
Nationwide $2,724 $2,724
Progressive $2,406 $2,406
State Farm $3,321 $3,563
Travelers $3,232 $3,232
USAA $2,803 $2,860

The Best Cheap Car Insurance Companies in Ashville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Ashville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ashville, New York

Insurance Company Average Annual Rates
Allstate $3,300
GEICO $1,791
Liberty Mutual $4,238
Nationwide $2,724
Progressive $2,406
State Farm $3,442
Travelers $3,232
USAA $2,831

Category Winners: Cheapest Car Insurance in Ashville, New York

Find the cheapest car insurance companies in Ashville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Ashville, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Ashville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ashville car insurance rates. Find the cheapest Ashville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ashville, New York

Insurance Company Low Medium High
Allstate $3,142 $3,290 $3,466
GEICO $1,697 $1,786 $1,891
Liberty Mutual $4,063 $4,224 $4,427
Nationwide $2,574 $2,704 $2,893
Progressive $2,300 $2,396 $2,520
State Farm $3,252 $3,464 $3,611
Travelers $3,078 $3,204 $3,416
USAA $2,744 $2,817 $2,932

Compare Car Insurance Quotes in Ashville, NY

Ready to find affordable Ashville, New York car insurance today? Enter your ZIP code for fast, free Ashville, NY car insurance quotes.

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