Compare Atco, NJ Car Insurance Rates (2021)

Car insurance in Atco, NJ averages $501 a month. Atco, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Atco car insurance rates, compare quotes from the top car insurance companies in Atco, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Atco is GEICO
  • Average car insurance rates in Atco, NJ after a DUI are $7,131/year
  • The cheapest car insurance company in Atco for teen drivers is GEICO

If you need to buy Atco, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Atco, NJ is right here.

You’ll find Atco car insurance rates, the cheapest Atco, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Atco, New Jersey car insurance rates to Trenton car insurance rates, Newark car insurance rates, and Paterson car insurance rates.

Ready to find affordable Atco, NJ car insurance today? Enter your ZIP code for fast, free Atco car insurance quotes.

Cheapest Atco, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Atco, NJ car insurance rates? Every Atco, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Atco, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,398 $3,381 $3,306 $3,306 $10,684 $12,978 $4,004 $4,097
Farmers $5,092 $5,133 $4,971 $4,834 $14,624 $16,774 $6,020 $6,042
GEICO $2,495 $2,459 $2,445 $2,445 $4,563 $4,494 $2,887 $2,774
Liberty Mutual $5,499 $5,499 $6,045 $6,045 $14,225 $16,134 $6,045 $6,932
Progressive $2,176 $1,997 $1,960 $2,036 $9,729 $10,516 $2,563 $2,393
State Farm $5,046 $5,046 $4,580 $4,580 $16,696 $21,426 $5,764 $6,434
Travelers $3,291 $3,171 $3,055 $3,069 $7,330 $8,205 $3,176 $3,128

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Minimum Car Insurance in Atco, NJ

Every driver must carry the minimum car insurance in Atco, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Atco, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Atco, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Atco, NJ. Compare credit history car insurance rates in Atco from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Atco, New Jersey

Insurance Company Poor Fair Good
Allstate $7,877 $5,069 $3,988
Farmers $9,530 $7,353 $6,926
GEICO $4,635 $2,656 $1,919
Liberty Mutual $10,542 $7,798 $6,570
Progressive $4,696 $4,074 $3,744
State Farm $12,598 $7,585 $5,906
Travelers $5,816 $4,232 $2,860

Cheapest Atco, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Atco, NJ to rates for a clean record with top companies.

Annual Atco, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,220 $7,049 $6,164 $5,145
Farmers $6,171 $10,419 $8,529 $6,626
GEICO $2,383 $3,140 $4,375 $2,383
Liberty Mutual $7,970 $9,138 $8,134 $7,970
Progressive $3,551 $4,846 $4,109 $4,180
State Farm $4,711 $8,606 $13,849 $7,620
Travelers $3,300 $4,933 $4,757 $4,221

Cheapest Atco, NJ Car Insurance for Teen Drivers

Teen car insurance in Atco, NJ can be expensive. Take a look at rates from the top car insurance companies in Atco for teenagers.

Annual Car Insurance Rates for Teen Drivers in Atco, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,684 $12,978
Farmers $14,624 $16,774
GEICO $4,563 $4,494
Liberty Mutual $14,225 $16,134
Progressive $9,729 $10,516
State Farm $16,696 $21,426
Travelers $7,330 $8,205

Cheapest Atco, NJ Car Insurance for Seniors

Take a look at Atco, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Atco, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,306 $3,306
Farmers $4,971 $4,834
GEICO $2,445 $2,445
Liberty Mutual $6,045 $6,045
Progressive $1,960 $2,036
State Farm $4,580 $4,580
Travelers $3,055 $3,069

Cheapest Atco, NJ Car Insurance Rates After a DUI

A DUI in Atco, NJ increases car insurance rates. Compare Atco, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Atco, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,164
Farmers $8,529
GEICO $4,375
Liberty Mutual $8,134
Progressive $4,109
State Farm $13,849
Travelers $4,757

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Cheapest Atco, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Atco, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Atco, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,634 $5,655
Farmers $7,936 $7,936
GEICO $3,044 $3,096
Liberty Mutual $8,222 $8,384
Progressive $4,171 $4,171
State Farm $8,466 $8,927
Travelers $4,303 $4,303

The Best Cheap Car Insurance Companies in Atco, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Atco, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Atco, New Jersey

Insurance Company Average Annual Rates
Allstate $5,644
Farmers $7,936
GEICO $3,070
Liberty Mutual $8,303
Progressive $4,171
State Farm $8,696
Travelers $4,303

Category Winners: Cheapest Car Insurance in Atco, New Jersey

Find the cheapest car insurance companies in Atco, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Atco, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Atco, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Atco car insurance rates. Find the cheapest Atco, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Atco, New Jersey

Insurance Company Low Medium High
Allstate $5,203 $5,728 $6,002
Farmers $7,067 $7,871 $8,871
GEICO $2,747 $3,128 $3,335
Liberty Mutual $7,342 $8,571 $8,996
Progressive $3,762 $4,235 $4,516
State Farm $8,022 $8,820 $9,247
Travelers $3,926 $4,300 $4,682

What affects car insurance rates in Atco, New Jersey?

What factors can have an impact on Atco, NJ car insurance? There are several reasons why Atco car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Atco, New Jersey.

Traffic in Atco

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Atco, NJ traffic data from INRIX ranks Atco as the 878th-most congested in the world.

Compare Car Insurance Quotes in Atco, NJ

Ready to find affordable Atco, New Jersey car insurance today? Enter your ZIP code for fast, free Atco, NJ car insurance quotes.

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