Compare Athens, PA Car Insurance Rates (2021)

Car insurance in Athens, PA averages $314 a month. Athens, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Athens car insurance rates, compare quotes from the top car insurance companies in Athens, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Athens is USAA
  • Average car insurance rates in Athens, PA after a DUI are $4,123/year
  • Average car insurance rates in Athens, PA are $3,767/year

If you need to buy Athens, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Athens, PA is right here.

You’ll find Athens car insurance rates, the cheapest Athens, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Athens, Pennsylvania car insurance rates to Pittsburgh car insurance rates, Harrisburg car insurance rates, and Reading car insurance rates.

Ready to find affordable Athens, PA car insurance today? Enter your ZIP code for fast, free Athens car insurance quotes.

Cheapest Athens, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Athens, PA car insurance rates? Every Athens, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Athens, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,269 $2,269 $2,063 $2,063 $6,937 $6,937 $2,523 $2,523
GEICO $2,044 $1,768 $1,892 $1,639 $5,037 $4,368 $2,076 $1,796
Liberty Mutual $4,040 $4,040 $3,696 $3,696 $11,916 $11,916 $5,145 $5,145
Nationwide $1,665 $1,665 $1,571 $1,571 $4,624 $4,624 $1,862 $1,862
Progressive $2,499 $2,499 $2,224 $2,224 $8,063 $8,063 $3,224 $3,224
State Farm $1,408 $1,408 $1,238 $1,238 $4,960 $4,960 $1,549 $1,549
Travelers $1,733 $1,733 $1,846 $1,846 $24,425 $24,425 $2,111 $2,111
USAA $1,086 $1,086 $978 $978 $3,146 $3,146 $1,447 $1,447

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Minimum Car Insurance in Athens, PA

Every driver must carry the minimum car insurance in Athens, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Athens, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Athens, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Athens, PA. Compare credit history car insurance rates in Athens from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Athens, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,428 $3,273 $2,643
GEICO $3,869 $2,179 $1,684
Liberty Mutual $7,916 $5,673 $5,008
Nationwide $2,857 $2,342 $2,093
Progressive $5,307 $3,717 $2,984
State Farm $3,258 $2,017 $1,591
Travelers $8,209 $7,395 $6,982
USAA $2,085 $1,543 $1,364

Cheapest Athens, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Athens, PA to rates for a clean record with top companies.

Annual Athens, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,310 $3,863 $3,310 $3,310
GEICO $1,896 $3,225 $2,550 $2,639
Liberty Mutual $5,702 $6,434 $6,330 $6,330
Nationwide $1,749 $2,337 $3,278 $2,358
Progressive $3,631 $5,006 $3,735 $3,638
State Farm $2,102 $2,475 $2,289 $2,289
Travelers $5,382 $7,604 $9,524 $7,604
USAA $1,345 $1,840 $1,969 $1,502

Cheapest Athens, PA Car Insurance for Teen Drivers

Teen car insurance in Athens, PA can be expensive. Take a look at rates from the top car insurance companies in Athens for teenagers.

Annual Car Insurance Rates for Teen Drivers in Athens, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,937 $6,937
GEICO $5,037 $4,368
Liberty Mutual $11,916 $11,916
Nationwide $4,624 $4,624
Progressive $8,063 $8,063
State Farm $4,960 $4,960
Travelers $24,425 $24,425
USAA $3,146 $3,146

Cheapest Athens, PA Car Insurance for Seniors

Take a look at Athens, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Athens, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,063 $2,063
GEICO $1,892 $1,639
Liberty Mutual $3,696 $3,696
Nationwide $1,571 $1,571
Progressive $2,224 $2,224
State Farm $1,238 $1,238
Travelers $1,846 $1,846
USAA $978 $978

Cheapest Athens, PA Car Insurance Rates After a DUI

A DUI in Athens, PA increases car insurance rates. Compare Athens, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Athens, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,310
GEICO $2,550
Liberty Mutual $6,330
Nationwide $3,278
Progressive $3,735
State Farm $2,289
Travelers $9,524
USAA $1,969

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Cheapest Athens, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Athens, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Athens, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,386 $3,510
GEICO $2,532 $2,623
Liberty Mutual $6,039 $6,360
Nationwide $2,431 $2,431
Progressive $4,002 $4,002
State Farm $2,221 $2,356
Travelers $7,529 $7,529
USAA $1,616 $1,712

The Best Cheap Car Insurance Companies in Athens, PA

Take a look at a side-by-side comparison of the top car insurance companies in Athens, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Athens, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,448
GEICO $2,578
Liberty Mutual $6,199
Nationwide $2,431
Progressive $4,002
State Farm $2,289
Travelers $7,529
USAA $1,664

Category Winners: Cheapest Car Insurance in Athens, Pennsylvania

Find the cheapest car insurance companies in Athens, PA for each category right here.

Best Annual Car Insurance Rates by Company in Athens, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Athens, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Athens car insurance rates. Find the cheapest Athens, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Athens, Pennsylvania

Insurance Company Low Medium High
Allstate $3,318 $3,465 $3,561
GEICO $2,381 $2,597 $2,755
Liberty Mutual $5,965 $6,233 $6,399
Nationwide $2,460 $2,456 $2,376
Progressive $3,708 $4,027 $4,273
State Farm $2,153 $2,316 $2,397
Travelers $7,717 $7,507 $7,362
USAA $1,559 $1,677 $1,756

What affects car insurance rates in Athens, Pennsylvania?

What factors can have an impact on Athens, PA car insurance? There are several reasons why Athens car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Athens, Pennsylvania.

Commute Time in Athens

The more time you spend in your car the higher the risk of an accident. The average commute length in Athens, PA is 17.6 minutes according to City-Data.

Traffic in Athens

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Athens, PA traffic data from INRIX ranks Athens as the 35th-most congested in the world.

Compare Car Insurance Quotes in Athens, PA

Ready to find affordable Athens, Pennsylvania car insurance today? Enter your ZIP code for fast, free Athens, PA car insurance quotes.

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