Compare Athens, WI Car Insurance Rates (2021)

Car insurance in Athens, WI averages $241 a month. Athens, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Athens car insurance rates, compare quotes from the top car insurance companies in Athens, WI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Athens, WI after a DUI are $3,215/year
  • Average car insurance rates in Athens, WI are $2,897/year
  • The cheapest car insurance company in Athens for teen drivers is American Family

If you need to buy Athens, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Athens, WI is right here.

You’ll find Athens car insurance rates, the cheapest Athens, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Athens, Wisconsin car insurance rates to Milwaukee car insurance rates, La Crosse car insurance rates, and Waukesha car insurance rates.

Ready to find affordable Athens, WI car insurance today? Enter your ZIP code for fast, free Athens car insurance quotes.

Cheapest Athens, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Athens, WI car insurance rates? Every Athens, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Athens, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,147 $2,259 $1,987 $2,193 $7,011 $8,980 $2,176 $2,363
American Family $989 $1,037 $918 $931 $2,637 $2,920 $1,157 $1,234
Farmers $1,873 $1,876 $1,669 $1,756 $8,347 $8,644 $2,124 $2,240
GEICO $1,375 $1,502 $1,392 $1,565 $4,431 $4,781 $1,276 $1,328
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $3,563 $3,759 $2,940 $3,104 $7,150 $10,928 $4,325 $5,169
Progressive $1,631 $1,560 $1,337 $1,389 $6,059 $6,844 $1,959 $2,121
State Farm $1,380 $1,380 $1,218 $1,218 $3,787 $4,809 $1,553 $1,761
USAA $1,366 $1,367 $1,232 $1,260 $3,423 $3,984 $1,779 $1,959

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Athens, WI

Every driver must carry the minimum car insurance in Athens, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Athens, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Athens, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Athens, WI. Compare credit history car insurance rates in Athens from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Athens, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,777 $3,289 $2,853
American Family $1,977 $1,304 $1,153
Farmers $4,046 $3,399 $3,253
GEICO $2,897 $2,065 $1,657
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $5,753 $4,799 $4,799
Progressive $3,266 $2,760 $2,561
State Farm $3,190 $1,831 $1,394
USAA $3,162 $1,657 $1,320

Cheapest Athens, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Athens, WI to rates for a clean record with top companies.

Annual Athens, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,969 $4,083 $3,820 $3,686
American Family $1,414 $1,499 $1,499 $1,499
Farmers $3,114 $3,911 $3,708 $3,531
GEICO $1,548 $2,475 $2,771 $2,030
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,326 $5,004 $6,134 $5,004
Progressive $2,625 $3,168 $2,721 $2,937
State Farm $1,976 $2,300 $2,138 $2,138
USAA $1,607 $2,018 $2,730 $1,831

Cheapest Athens, WI Car Insurance for Teen Drivers

Teen car insurance in Athens, WI can be expensive. Take a look at rates from the top car insurance companies in Athens for teenagers.

Annual Car Insurance Rates for Teen Drivers in Athens, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,011 $8,980
American Family $2,637 $2,920
Farmers $8,347 $8,644
GEICO $4,431 $4,781
Liberty Mutual $5,914 $6,647
Nationwide $7,150 $10,928
Progressive $6,059 $6,844
State Farm $3,787 $4,809
USAA $3,423 $3,984

Cheapest Athens, WI Car Insurance for Seniors

Take a look at Athens, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Athens, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,987 $2,193
American Family $918 $931
Farmers $1,669 $1,756
GEICO $1,392 $1,565
Liberty Mutual $1,555 $1,774
Nationwide $2,940 $3,104
Progressive $1,337 $1,389
State Farm $1,218 $1,218
USAA $1,232 $1,260

Cheapest Athens, WI Car Insurance Rates After a DUI

A DUI in Athens, WI increases car insurance rates. Compare Athens, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Athens, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,820
American Family $1,499
Farmers $3,708
GEICO $2,771
Liberty Mutual $3,411
Nationwide $6,134
Progressive $2,721
State Farm $2,138
USAA $2,730

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Athens, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Athens, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Athens, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,552 $3,727
American Family $1,453 $1,502
Farmers $3,566 $3,566
GEICO $2,158 $2,254
Liberty Mutual $3,022 $3,022
Nationwide $5,117 $5,117
Progressive $2,862 $2,862
State Farm $2,085 $2,191
USAA $2,020 $2,073

The Best Cheap Car Insurance Companies in Athens, WI

Take a look at a side-by-side comparison of the top car insurance companies in Athens, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Athens, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,640
American Family $1,478
Farmers $3,566
GEICO $2,206
Liberty Mutual $3,022
Nationwide $5,117
Progressive $2,862
State Farm $2,138
USAA $2,046

Category Winners: Cheapest Car Insurance in Athens, Wisconsin

Find the cheapest car insurance companies in Athens, WI for each category right here.

Best Annual Car Insurance Rates by Company in Athens, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Athens, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Athens car insurance rates. Find the cheapest Athens, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Athens, Wisconsin

Insurance Company Low Medium High
Allstate $3,478 $3,630 $3,811
American Family $1,465 $1,491 $1,478
Farmers $3,336 $3,544 $3,818
GEICO $2,094 $2,205 $2,319
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $4,977 $5,116 $5,259
Progressive $2,699 $2,885 $3,003
State Farm $2,024 $2,145 $2,246
USAA $1,976 $2,048 $2,115

What affects car insurance rates in Athens, Wisconsin?

What factors can have an impact on Athens, WI car insurance? There are several reasons why Athens car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Athens, Wisconsin.

Car Theft in Athens

High levels of vehicle theft can make car insurance more expensive. Athens, WI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Athens

The more time you spend in your car the higher the risk of an accident. The average commute length in Athens, WI is 20.5 minutes according to City-Data.

Traffic in Athens

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Athens, WI traffic data from INRIX ranks Athens as the 35th-most congested in the world.

Compare Car Insurance Quotes in Athens, WI

Ready to find affordable Athens, Wisconsin car insurance today? Enter your ZIP code for fast, free Athens, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption