Compare Atherton, CA Car Insurance Rates (2021)

Car insurance in Atherton, CA averages $289 a month. Atherton, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Atherton car insurance rates, compare quotes from the top car insurance companies in Atherton, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Atherton for teen drivers is USAA
  • The cheapest car insurance company in Atherton is Liberty Mutual
  • Average car insurance rates in Atherton, CA are $3,470/year

If you need to buy Atherton, California car insurance, the options can be confusing. Everything you need to know about car insurance in Atherton, CA is right here.

You’ll find Atherton car insurance rates, the cheapest Atherton, CA car insurance companies, and information on California car insurance laws. You can also compare Atherton, California car insurance rates to Long Beach car insurance rates, Bakersfield car insurance rates, and San Francisco car insurance rates.

Ready to find affordable Atherton, CA car insurance today? Enter your ZIP code for fast, free Atherton car insurance quotes.

Cheapest Atherton, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Atherton, CA car insurance rates? Every Atherton, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Atherton, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,683 $2,689 $1,972 $1,988 $7,539 $9,507 $3,440 $3,785
Farmers $2,214 $2,214 $2,009 $2,009 $7,161 $11,747 $2,635 $2,945
GEICO $1,834 $1,834 $1,723 $1,723 $5,596 $5,698 $2,636 $2,696
Liberty Mutual $1,959 $1,854 $1,829 $1,773 $4,293 $4,574 $2,204 $2,221
Nationwide $3,123 $2,977 $2,735 $2,574 $8,042 $8,850 $3,748 $3,698
Progressive $1,922 $1,979 $1,636 $1,944 $5,182 $6,248 $2,778 $2,990
State Farm $3,127 $3,127 $2,796 $2,796 $5,794 $7,183 $3,466 $3,574
Travelers $2,327 $2,251 $2,064 $2,043 $4,831 $5,510 $3,021 $2,957
USAA $1,928 $1,826 $1,880 $1,887 $4,411 $4,444 $2,674 $2,526

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Minimum Car Insurance in Atherton, CA

Every driver must carry the minimum car insurance in Atherton, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Atherton, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Atherton, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Atherton, CA to rates for a clean record with top companies.

Annual Atherton, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,538 $4,261 $6,673 $3,330
Farmers $3,044 $4,145 $5,161 $4,118
GEICO $2,073 $3,208 $4,016 $2,572
Liberty Mutual $2,247 $3,010 $2,716 $2,381
Nationwide $3,121 $3,998 $6,757 $3,998
Progressive $2,016 $3,435 $3,983 $2,906
State Farm $2,845 $3,391 $6,396 $3,300
Travelers $2,094 $3,390 $3,945 $3,073
USAA $1,791 $2,670 $4,364 $1,962

Cheapest Atherton, CA Car Insurance for Teen Drivers

Teen car insurance in Atherton, CA can be expensive. Take a look at rates from the top car insurance companies in Atherton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Atherton, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,539 $9,507
Farmers $7,161 $11,747
GEICO $5,596 $5,698
Liberty Mutual $4,293 $4,574
Nationwide $8,042 $8,850
Progressive $5,182 $6,248
State Farm $5,794 $7,183
Travelers $4,831 $5,510
USAA $4,411 $4,444

Cheapest Atherton, CA Car Insurance for Seniors

Take a look at Atherton, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Atherton, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,972 $1,988
Farmers $2,009 $2,009
GEICO $1,723 $1,723
Liberty Mutual $1,829 $1,773
Nationwide $2,735 $2,574
Progressive $1,636 $1,944
State Farm $2,796 $2,796
Travelers $2,064 $2,043
USAA $1,880 $1,887

Cheapest Atherton, CA Car Insurance Rates After a DUI

A DUI in Atherton, CA increases car insurance rates. Compare Atherton, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Atherton, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,673
Farmers $5,161
GEICO $4,016
Liberty Mutual $2,716
Nationwide $6,757
Progressive $3,983
State Farm $6,396
Travelers $3,945
USAA $4,364

Cheapest Atherton, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Atherton, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Atherton, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,793 $4,608
Farmers $3,735 $4,498
GEICO $2,696 $3,239
Liberty Mutual $2,380 $2,797
Nationwide $3,944 $4,992
Progressive $2,798 $3,372
State Farm $3,839 $4,127
Travelers $2,812 $3,438
USAA $2,486 $2,908

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The Best Cheap Car Insurance Companies in Atherton, CA

Take a look at a side-by-side comparison of the top car insurance companies in Atherton, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Atherton, California

Insurance Company Average Annual Rates
Allstate $4,200
Farmers $4,117
GEICO $2,968
Liberty Mutual $2,588
Nationwide $4,468
Progressive $3,085
State Farm $3,983
Travelers $3,125
USAA $2,697

Category Winners: Cheapest Car Insurance in Atherton, California

Find the cheapest car insurance companies in Atherton, CA for each category right here.

Best Annual Car Insurance Rates by Company in Atherton, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Atherton, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Atherton car insurance rates. Find the cheapest Atherton, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Atherton, California

Insurance Company Low Medium High
Allstate $4,007 $4,234 $4,361
Farmers $3,843 $4,152 $4,356
GEICO $2,697 $2,999 $3,207
Liberty Mutual $2,412 $2,614 $2,739
Nationwide $4,034 $4,553 $4,819
Progressive $2,759 $3,180 $3,315
State Farm $3,583 $4,056 $4,310
Travelers $2,728 $3,216 $3,432
USAA $2,453 $2,748 $2,889

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What affects car insurance rates in Atherton, California?

What factors can have an impact on Atherton, CA car insurance? There are several reasons why Atherton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Atherton, California.

Car Theft in Atherton

High levels of vehicle theft can make car insurance more expensive. Atherton, CA car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Atherton

The more time you spend in your car the higher the risk of an accident. The average commute length in Atherton, CA is 22.8 minutes according to City-Data.

Compare Car Insurance Quotes in Atherton, CA

Ready to find affordable Atherton, California car insurance today? Enter your ZIP code for fast, free Atherton, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State