Compare Atkins, IA Car Insurance Rates (2021)

Car insurance in Atkins, IA averages $244 a month. Atkins, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Atkins car insurance rates, compare quotes from the top car insurance companies in Atkins, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Atkins, IA after a DUI are $3,527/year
  • The cheapest car insurance company in Atkins for teen drivers is USAA
  • The cheapest car insurance company in Atkins is USAA

If you need to buy Atkins, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Atkins, IA is right here.

You’ll find Atkins car insurance rates, the cheapest Atkins, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Atkins, Iowa car insurance rates to Cedar Rapids car insurance rates, West Des Moines car insurance rates, and Ankeny car insurance rates.

Ready to find affordable Atkins, IA car insurance today? Enter your ZIP code for fast, free Atkins car insurance quotes.

Cheapest Atkins, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Atkins, IA car insurance rates? Every Atkins, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Atkins, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,823 $1,748 $1,627 $1,655 $5,312 $5,985 $1,975 $2,027
American Family $1,972 $1,972 $1,765 $1,765 $5,277 $7,395 $1,972 $2,376
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,722 $1,764 $1,537 $1,636 $4,030 $5,193 $1,957 $2,124
Progressive $1,700 $1,626 $1,401 $1,457 $4,396 $4,955 $2,048 $2,228
State Farm $1,496 $1,496 $1,316 $1,316 $4,064 $5,158 $1,682 $1,912
Travelers $2,446 $2,491 $2,404 $2,403 $11,227 $17,830 $2,560 $2,988
USAA $1,164 $1,171 $1,074 $1,087 $3,209 $3,392 $1,391 $1,531

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Minimum Car Insurance in Atkins, IA

Every driver must carry the minimum car insurance in Atkins, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Atkins, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Atkins, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Atkins, IA. Compare credit history car insurance rates in Atkins from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Atkins, Iowa

Insurance Company Poor Fair Good
Allstate $3,305 $2,632 $2,370
American Family $3,904 $2,870 $2,412
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $3,026 $2,378 $2,082
Progressive $2,909 $2,367 $2,153
State Farm $3,283 $2,031 $1,602
Travelers $6,221 $5,328 $5,082
USAA $2,296 $1,585 $1,376

Cheapest Atkins, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Atkins, IA to rates for a clean record with top companies.

Annual Atkins, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,352 $2,845 $3,246 $2,632
American Family $2,211 $3,235 $4,202 $2,599
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,813 $2,594 $3,526 $2,048
Progressive $1,984 $3,285 $2,153 $2,484
State Farm $2,133 $2,477 $2,305 $2,305
Travelers $4,017 $5,399 $7,239 $5,520
USAA $1,336 $1,799 $2,338 $1,536

Cheapest Atkins, IA Car Insurance for Teen Drivers

Teen car insurance in Atkins, IA can be expensive. Take a look at rates from the top car insurance companies in Atkins for teenagers.

Annual Car Insurance Rates for Teen Drivers in Atkins, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,312 $5,985
American Family $5,277 $7,395
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $4,030 $5,193
Progressive $4,396 $4,955
State Farm $4,064 $5,158
Travelers $11,227 $17,830
USAA $3,209 $3,392

Cheapest Atkins, IA Car Insurance for Seniors

Take a look at Atkins, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Atkins, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,627 $1,655
American Family $1,765 $1,765
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,537 $1,636
Progressive $1,401 $1,457
State Farm $1,316 $1,316
Travelers $2,404 $2,403
USAA $1,074 $1,087

Cheapest Atkins, IA Car Insurance Rates After a DUI

A DUI in Atkins, IA increases car insurance rates. Compare Atkins, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Atkins, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,246
American Family $4,202
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,526
Progressive $2,153
State Farm $2,305
Travelers $7,239
USAA $2,338

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Cheapest Atkins, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Atkins, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Atkins, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,704 $2,834
American Family $3,026 $3,098
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,495 $2,495
Progressive $2,476 $2,476
State Farm $2,249 $2,361
Travelers $5,544 $5,544
USAA $1,689 $1,816

The Best Cheap Car Insurance Companies in Atkins, IA

Take a look at a side-by-side comparison of the top car insurance companies in Atkins, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Atkins, Iowa

Insurance Company Average Annual Rates
Allstate $2,769
American Family $3,062
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,495
Progressive $2,476
State Farm $2,305
Travelers $5,544
USAA $1,752

Category Winners: Cheapest Car Insurance in Atkins, Iowa

Find the cheapest car insurance companies in Atkins, IA for each category right here.

Best Annual Car Insurance Rates by Company in Atkins, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Atkins, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Atkins car insurance rates. Find the cheapest Atkins, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Atkins, Iowa

Insurance Company Low Medium High
Allstate $2,673 $2,772 $2,862
American Family $3,078 $3,232 $2,875
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,594 $2,487 $2,405
Progressive $2,343 $2,485 $2,601
State Farm $2,187 $2,319 $2,409
Travelers $5,235 $5,626 $5,770
USAA $1,658 $1,758 $1,840

What affects car insurance rates in Atkins, Iowa?

What factors can have an impact on Atkins, IA car insurance? There are several reasons why Atkins car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Atkins, Iowa.

Commute Time in Atkins

The more time you spend in your car the higher the risk of an accident. The average commute length in Atkins, IA is 20.8 minutes according to City-Data.

Compare Car Insurance Quotes in Atkins, IA

Ready to find affordable Atkins, Iowa car insurance today? Enter your ZIP code for fast, free Atkins, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State