Compare Atlanta, GA Car Insurance Rates (2021)

Car insurance in Atlanta, GA averages $517 a month. Atlanta, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Atlanta car insurance rates, compare quotes from the top car insurance companies in Atlanta, GA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Atlanta is USAA
  • Average car insurance rates in Atlanta, GA are $6,200/year
  • The cheapest car insurance company in Atlanta for teen drivers is USAA

If you need to buy Atlanta, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Atlanta, GA is right here.

You’ll find Atlanta car insurance rates, the cheapest Atlanta, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Atlanta, Georgia car insurance rates to Marietta car insurance rates, Albany car insurance rates, and Smyrna car insurance rates.

Ready to find affordable Atlanta, GA car insurance today? Enter your ZIP code for fast, free Atlanta car insurance quotes.

Cheapest Atlanta, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Atlanta, GA car insurance rates? Every Atlanta, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Atlanta, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,507 $3,507 $3,364 $3,364 $8,262 $10,626 $3,924 $4,283
GEICO $2,322 $2,304 $2,262 $2,262 $7,375 $8,828 $3,031 $3,364
Liberty Mutual $6,661 $7,250 $5,451 $6,196 $28,981 $32,365 $7,044 $7,473
Nationwide $4,763 $4,923 $4,732 $5,197 $15,007 $19,302 $5,829 $6,322
Progressive $3,573 $3,262 $3,078 $3,249 $11,575 $12,808 $4,116 $4,288
State Farm $2,645 $2,645 $2,380 $2,380 $7,204 $9,457 $2,909 $3,149
USAA $1,946 $1,940 $1,823 $1,819 $7,223 $8,526 $2,429 $2,676

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Minimum Car Insurance in Atlanta, GA

Every driver must carry the minimum car insurance in Atlanta, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Atlanta, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Atlanta, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Atlanta, GA. Compare credit history car insurance rates in Atlanta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Atlanta, Georgia

Insurance Company Poor Fair Good
Allstate $6,610 $4,602 $4,102
GEICO $5,176 $3,385 $3,344
Liberty Mutual $18,149 $11,152 $8,732
Nationwide $9,828 $7,976 $6,974
Progressive $6,441 $5,600 $5,191
State Farm $5,812 $3,615 $2,862
USAA $4,605 $3,255 $2,784

Cheapest Atlanta, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Atlanta, GA to rates for a clean record with top companies.

Annual Atlanta, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,181 $6,524 $5,307 $4,407
GEICO $2,615 $3,257 $7,010 $2,992
Liberty Mutual $9,617 $13,162 $15,123 $12,808
Nationwide $6,357 $7,467 $11,502 $7,711
Progressive $4,462 $7,994 $5,320 $5,200
State Farm $3,723 $4,469 $4,096 $4,096
USAA $2,709 $3,446 $5,011 $3,025

Cheapest Atlanta, GA Car Insurance for Teen Drivers

Teen car insurance in Atlanta, GA can be expensive. Take a look at rates from the top car insurance companies in Atlanta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Atlanta, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,262 $10,626
GEICO $7,375 $8,828
Liberty Mutual $28,981 $32,365
Nationwide $15,007 $19,302
Progressive $11,575 $12,808
State Farm $7,204 $9,457
USAA $7,223 $8,526

Cheapest Atlanta, GA Car Insurance for Seniors

Take a look at Atlanta, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Atlanta, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,364 $3,364
GEICO $2,262 $2,262
Liberty Mutual $5,451 $6,196
Nationwide $4,732 $5,197
Progressive $3,078 $3,249
State Farm $2,380 $2,380
USAA $1,823 $1,819

Cheapest Atlanta, GA Car Insurance Rates After a DUI

A DUI in Atlanta, GA increases car insurance rates. Compare Atlanta, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Atlanta, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,307
GEICO $7,010
Liberty Mutual $15,123
Nationwide $11,502
Progressive $5,320
State Farm $4,096
USAA $5,011

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Cheapest Atlanta, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Atlanta, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Atlanta, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,987 $5,222
GEICO $3,904 $4,033
Liberty Mutual $12,678 $12,678
Nationwide $8,259 $8,259
Progressive $5,744 $5,744
State Farm $4,096 $4,096
USAA $3,386 $3,710

Cheapest Atlanta, GA Car Insurance Rates by ZIP Code

Atlanta car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Atlanta, GA.

Annual Car Insurance Rates by ZIP Code in Atlanta, Georgia

ZIP Code Average Annual Rates
30303 $6,585
30304 $6,609
30305 $5,510
30306 $5,557
30307 $5,626
30308 $5,519
30309 $5,519
30310 $6,665
30311 $6,544
30312 $6,404
30313 $6,376
30314 $6,767
30315 $6,660
30316 $6,439
30317 $6,130
30318 $6,402
30319 $5,356
30326 $5,509
30327 $5,542
30331 $6,448
30334 $6,673
30336 $5,940
30337 $6,213
30339 $5,431
30340 $5,988
30341 $5,837
30342 $5,301
30345 $5,808
30349 $6,344
30354 $6,248
30360 $5,939
30361 $5,751
30363 $5,523
30369 $5,809

The Best Cheap Car Insurance Companies in Atlanta, GA

Take a look at a side-by-side comparison of the top car insurance companies in Atlanta, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Atlanta, Georgia

Insurance Company Average Annual Rates
Allstate $5,105
GEICO $3,969
Liberty Mutual $12,678
Nationwide $8,259
Progressive $5,744
State Farm $4,096
USAA $3,548

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Category Winners: Cheapest Car Insurance in Atlanta, Georgia

Find the cheapest car insurance companies in Atlanta, GA for each category right here.

Best Annual Car Insurance Rates by Company in Atlanta, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Atlanta, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Atlanta car insurance rates. Find the cheapest Atlanta, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Atlanta, Georgia

Insurance Company Low Medium High
Allstate $4,706 $5,159 $5,449
GEICO $3,660 $3,990 $4,255
Liberty Mutual $12,122 $12,603 $13,307
Nationwide $8,036 $8,421 $8,321
Progressive $5,216 $5,643 $6,372
State Farm $3,828 $4,101 $4,360
USAA $3,380 $3,530 $3,734

What affects car insurance rates in Atlanta, Georgia?

What factors can have an impact on Atlanta, GA car insurance? There are several reasons why Atlanta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Atlanta, Georgia.

Commute Time in Atlanta

The more time you spend in your car the higher the risk of an accident. The average commute length in Atlanta, GA is 27.2 minutes according to City-Data.

Traffic in Atlanta

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Atlanta, GA traffic data from INRIX ranks Atlanta as the 174th-most congested in the world.

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Compare Car Insurance Quotes in Atlanta, GA

Ready to find affordable Atlanta, Georgia car insurance today? Enter your ZIP code for fast, free Atlanta, GA car insurance quotes.

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