Compare Atlanta, IL Car Insurance Rates (2021)

Car insurance in Atlanta, IL averages $251 a month. Atlanta, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Atlanta car insurance rates, compare quotes from the top car insurance companies in Atlanta, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Atlanta for teen drivers is Travelers
  • Average car insurance rates in Atlanta, IL are $3,017/year
  • The cheapest car insurance company in Atlanta is Liberty Mutual

If you need to buy Atlanta, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Atlanta, IL is right here.

You’ll find Atlanta car insurance rates, the cheapest Atlanta, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Atlanta, Illinois car insurance rates to Cicero car insurance rates, Springfield car insurance rates, and Aurora car insurance rates.

Ready to find affordable Atlanta, IL car insurance today? Enter your ZIP code for fast, free Atlanta car insurance quotes.

Cheapest Atlanta, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Atlanta, IL car insurance rates? Every Atlanta, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Atlanta, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,259 $3,274 $3,383 $3,383 $8,257 $10,766 $3,916 $4,232
American Family $2,287 $2,287 $2,092 $2,092 $6,420 $8,919 $2,287 $2,948
Farmers $2,250 $2,249 $1,998 $2,110 $9,532 $9,929 $2,574 $2,700
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,291 $1,392 $1,073 $1,197 $4,323 $4,807 $1,351 $1,424
Nationwide $1,577 $1,606 $1,407 $1,490 $4,229 $5,428 $1,827 $1,978
Progressive $1,823 $1,734 $1,503 $1,565 $6,432 $7,228 $2,179 $2,362
State Farm $1,375 $1,375 $1,225 $1,225 $3,929 $4,973 $1,554 $1,795
Travelers $1,364 $1,437 $1,239 $1,318 $3,832 $4,757 $1,446 $1,522
USAA $1,644 $1,675 $1,530 $1,509 $5,299 $5,845 $2,166 $2,384

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Minimum Car Insurance in Atlanta, IL

Every driver must carry the minimum car insurance in Atlanta, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Atlanta, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Atlanta, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Atlanta, IL. Compare credit history car insurance rates in Atlanta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Atlanta, Illinois

Insurance Company Poor Fair Good
Allstate $6,472 $4,648 $4,056
American Family $4,882 $3,316 $2,802
Farmers $4,741 $3,978 $3,784
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,972 $1,864 $1,486
Nationwide $2,910 $2,352 $2,066
Progressive $3,540 $3,000 $2,770
State Farm $3,172 $1,899 $1,473
Travelers $2,581 $2,075 $1,688
USAA $3,672 $2,521 $2,077

Cheapest Atlanta, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Atlanta, IL to rates for a clean record with top companies.

Annual Atlanta, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,694 $6,093 $5,679 $4,770
American Family $2,694 $3,831 $5,085 $3,056
Farmers $3,518 $4,533 $4,420 $4,199
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,757 $2,490 $2,189 $1,992
Nationwide $1,973 $2,546 $2,990 $2,262
Progressive $2,564 $3,779 $2,834 $3,236
State Farm $1,995 $2,368 $2,181 $2,181
Travelers $1,693 $2,209 $2,441 $2,115
USAA $1,965 $2,823 $3,867 $2,370

Cheapest Atlanta, IL Car Insurance for Teen Drivers

Teen car insurance in Atlanta, IL can be expensive. Take a look at rates from the top car insurance companies in Atlanta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Atlanta, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,257 $10,766
American Family $6,420 $8,919
Farmers $9,532 $9,929
GEICO $4,847 $5,129
Liberty Mutual $4,323 $4,807
Nationwide $4,229 $5,428
Progressive $6,432 $7,228
State Farm $3,929 $4,973
Travelers $3,832 $4,757
USAA $5,299 $5,845

Cheapest Atlanta, IL Car Insurance for Seniors

Take a look at Atlanta, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Atlanta, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,383 $3,383
American Family $2,092 $2,092
Farmers $1,998 $2,110
GEICO $1,521 $1,797
Liberty Mutual $1,073 $1,197
Nationwide $1,407 $1,490
Progressive $1,503 $1,565
State Farm $1,225 $1,225
Travelers $1,239 $1,318
USAA $1,530 $1,509

Cheapest Atlanta, IL Car Insurance Rates After a DUI

A DUI in Atlanta, IL increases car insurance rates. Compare Atlanta, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Atlanta, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,679
American Family $5,085
Farmers $4,420
GEICO $3,482
Liberty Mutual $2,189
Nationwide $2,990
Progressive $2,834
State Farm $2,181
Travelers $2,441
USAA $3,867

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Cheapest Atlanta, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Atlanta, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Atlanta, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,059 $5,059
American Family $3,619 $3,714
Farmers $4,168 $4,168
GEICO $2,519 $2,617
Liberty Mutual $2,107 $2,107
Nationwide $2,443 $2,443
Progressive $3,103 $3,103
State Farm $2,128 $2,235
Travelers $2,033 $2,196
USAA $2,679 $2,834

The Best Cheap Car Insurance Companies in Atlanta, IL

Take a look at a side-by-side comparison of the top car insurance companies in Atlanta, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Atlanta, Illinois

Insurance Company Average Annual Rates
Allstate $5,059
American Family $3,667
Farmers $4,168
GEICO $2,568
Liberty Mutual $2,107
Nationwide $2,443
Progressive $3,103
State Farm $2,181
Travelers $2,114
USAA $2,756

Category Winners: Cheapest Car Insurance in Atlanta, Illinois

Find the cheapest car insurance companies in Atlanta, IL for each category right here.

Best Annual Car Insurance Rates by Company in Atlanta, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Atlanta, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Atlanta car insurance rates. Find the cheapest Atlanta, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Atlanta, Illinois

Insurance Company Low Medium High
Allstate $4,928 $5,055 $5,194
American Family $3,539 $3,801 $3,661
Farmers $3,977 $4,075 $4,451
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,992 $2,103 $2,226
Nationwide $2,426 $2,463 $2,439
Progressive $2,876 $3,097 $3,338
State Farm $2,077 $2,185 $2,283
Travelers $2,004 $2,113 $2,227
USAA $2,572 $2,754 $2,944

What affects car insurance rates in Atlanta, Illinois?

What factors can have an impact on Atlanta, IL car insurance? There are several reasons why Atlanta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Atlanta, Illinois.

Commute Time in Atlanta

The more time you spend in your car the higher the risk of an accident. The average commute length in Atlanta, IL is 27.4 minutes according to City-Data.

Traffic in Atlanta

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Atlanta, IL traffic data from INRIX ranks Atlanta as the 174th-most congested in the world.

Compare Car Insurance Quotes in Atlanta, IL

Ready to find affordable Atlanta, Illinois car insurance today? Enter your ZIP code for fast, free Atlanta, IL car insurance quotes.

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