Compare Atlanta, TX Car Insurance Rates (2021)

Car insurance in Atlanta, TX averages $317 a month. Atlanta, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Atlanta car insurance rates, compare quotes from the top car insurance companies in Atlanta, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Atlanta for teen drivers is USAA
  • The cheapest car insurance company in Atlanta is USAA
  • Average car insurance rates in Atlanta, TX are $3,808/year

If you need to buy Atlanta, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Atlanta, TX is right here.

You’ll find Atlanta car insurance rates, the cheapest Atlanta, TX car insurance companies, and information on Texas car insurance laws. You can also compare Atlanta, Texas car insurance rates to Laredo car insurance rates, Arlington car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Atlanta, TX car insurance today? Enter your ZIP code for fast, free Atlanta car insurance quotes.

Cheapest Atlanta, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Atlanta, TX car insurance rates? Every Atlanta, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Atlanta, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,292 $3,327 $3,249 $3,249 $8,711 $10,542 $4,087 $4,272
American Family $2,785 $3,098 $2,594 $2,970 $7,366 $9,679 $3,997 $4,565
GEICO $2,563 $2,751 $2,442 $2,735 $5,515 $5,796 $2,775 $2,799
Nationwide $2,323 $2,371 $2,047 $2,177 $6,484 $8,366 $2,717 $2,948
Progressive $2,346 $2,240 $2,086 $2,124 $9,732 $10,893 $2,790 $2,847
State Farm $2,048 $2,048 $1,813 $1,813 $4,766 $6,049 $2,217 $2,289
USAA $1,643 $1,659 $1,566 $1,561 $4,570 $4,996 $2,195 $2,367

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Atlanta, TX

Every driver must carry the minimum car insurance in Atlanta, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Atlanta, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Atlanta, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Atlanta, TX. Compare credit history car insurance rates in Atlanta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Atlanta, Texas

Insurance Company Poor Fair Good
Allstate $6,465 $4,746 $4,063
American Family $6,379 $4,010 $3,506
GEICO $5,287 $2,989 $1,990
Nationwide $4,421 $3,538 $3,078
Progressive $4,942 $4,261 $3,944
State Farm $4,084 $2,537 $2,019
USAA $3,786 $2,176 $1,747

Cheapest Atlanta, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Atlanta, TX to rates for a clean record with top companies.

Annual Atlanta, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $6,082 $6,355 $3,964
American Family $4,220 $5,377 $4,710 $4,220
GEICO $2,904 $3,814 $3,222 $3,748
Nationwide $3,184 $3,184 $4,744 $3,604
Progressive $3,823 $4,934 $4,469 $4,304
State Farm $2,574 $2,933 $3,440 $2,574
USAA $1,919 $2,826 $3,330 $2,203

Cheapest Atlanta, TX Car Insurance for Teen Drivers

Teen car insurance in Atlanta, TX can be expensive. Take a look at rates from the top car insurance companies in Atlanta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Atlanta, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,711 $10,542
American Family $7,366 $9,679
GEICO $5,515 $5,796
Nationwide $6,484 $8,366
Progressive $9,732 $10,893
State Farm $4,766 $6,049
USAA $4,570 $4,996

Cheapest Atlanta, TX Car Insurance for Seniors

Take a look at Atlanta, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Atlanta, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,249 $3,249
American Family $2,594 $2,970
GEICO $2,442 $2,735
Nationwide $2,047 $2,177
Progressive $2,086 $2,124
State Farm $1,813 $1,813
USAA $1,566 $1,561

Cheapest Atlanta, TX Car Insurance Rates After a DUI

A DUI in Atlanta, TX increases car insurance rates. Compare Atlanta, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Atlanta, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,355
American Family $4,710
GEICO $3,222
Nationwide $4,744
Progressive $4,469
State Farm $3,440
USAA $3,330

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Atlanta, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Atlanta, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Atlanta, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,971 $5,211
American Family $4,632 $4,632
GEICO $3,355 $3,489
Nationwide $3,679 $3,679
Progressive $4,382 $4,382
State Farm $2,880 $2,880
USAA $2,537 $2,602

The Best Cheap Car Insurance Companies in Atlanta, TX

Take a look at a side-by-side comparison of the top car insurance companies in Atlanta, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Atlanta, Texas

Insurance Company Average Annual Rates
Allstate $5,091
American Family $4,632
GEICO $3,422
Nationwide $3,679
Progressive $4,382
State Farm $2,880
USAA $2,570

Category Winners: Cheapest Car Insurance in Atlanta, Texas

Find the cheapest car insurance companies in Atlanta, TX for each category right here.

Best Annual Car Insurance Rates by Company in Atlanta, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Atlanta, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Atlanta car insurance rates. Find the cheapest Atlanta, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Atlanta, Texas

Insurance Company Low Medium High
Allstate $4,998 $5,056 $5,220
American Family $4,316 $4,461 $5,118
GEICO $3,265 $3,382 $3,619
Nationwide $3,984 $3,517 $3,536
Progressive $4,177 $4,364 $4,605
State Farm $2,742 $2,871 $3,028
USAA $2,486 $2,559 $2,663

What affects car insurance rates in Atlanta, Texas?

What factors can have an impact on Atlanta, TX car insurance? There are several reasons why Atlanta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Atlanta, Texas.

Car Theft in Atlanta

High levels of vehicle theft can make car insurance more expensive. Atlanta, TX car theft statistics from the FBI indicate 6 vehicle thefts a year.

Commute Time in Atlanta

The more time you spend in your car the higher the risk of an accident. The average commute length in Atlanta, TX is 18.2 minutes according to City-Data.

Traffic in Atlanta

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Atlanta, TX traffic data from INRIX ranks Atlanta as the 174th-most congested in the world.

Compare Car Insurance Quotes in Atlanta, TX

Ready to find affordable Atlanta, Texas car insurance today? Enter your ZIP code for fast, free Atlanta, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption