Compare Atlantic City, NJ Car Insurance Rates (2021)

Car insurance in Atlantic City, NJ averages $630 a month. Atlantic City, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Atlantic City car insurance rates, compare quotes from the top car insurance companies in Atlantic City, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Atlantic City, NJ are $7,565/year
  • The cheapest car insurance company in Atlantic City for teen drivers is GEICO
  • Average car insurance rates in Atlantic City, NJ after a DUI are $8,754/year

If you need to buy Atlantic City, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Atlantic City, NJ is right here.

You’ll find Atlantic City car insurance rates, the cheapest Atlantic City, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Atlantic City, New Jersey car insurance rates to Passaic car insurance rates, Elizabeth car insurance rates, and Clifton car insurance rates.

Ready to find affordable Atlantic City, NJ car insurance today? Enter your ZIP code for fast, free Atlantic City car insurance quotes.

Cheapest Atlantic City, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Atlantic City, NJ car insurance rates? Every Atlantic City, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Atlantic City, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,655 $4,633 $4,549 $4,549 $14,613 $17,535 $5,517 $5,591
Farmers $7,550 $7,622 $7,349 $7,167 $22,279 $25,623 $8,985 $9,114
GEICO $2,960 $2,908 $2,892 $2,892 $5,401 $5,326 $3,416 $3,292
Liberty Mutual $6,429 $6,429 $7,072 $7,072 $16,886 $19,183 $7,072 $8,141
Progressive $3,053 $2,797 $2,738 $2,839 $14,191 $15,460 $3,625 $3,407
State Farm $4,830 $4,830 $4,383 $4,383 $15,955 $20,476 $5,516 $6,160
Travelers $4,308 $4,113 $3,978 $3,972 $9,390 $10,358 $4,126 $4,033

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Minimum Car Insurance in Atlantic City, NJ

Every driver must carry the minimum car insurance in Atlantic City, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Atlantic City, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Atlantic City, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Atlantic City, NJ. Compare credit history car insurance rates in Atlantic City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Atlantic City, New Jersey

Insurance Company Poor Fair Good
Allstate $10,854 $6,864 $5,399
Farmers $14,327 $11,099 $10,457
GEICO $5,509 $3,141 $2,259
Liberty Mutual $12,437 $9,186 $7,733
Progressive $6,776 $5,872 $5,393
State Farm $12,044 $7,255 $5,651
Travelers $7,554 $5,434 $3,617

Cheapest Atlantic City, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Atlantic City, NJ to rates for a clean record with top companies.

Annual Atlantic City, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,753 $9,667 $8,380 $7,021
Farmers $9,241 $15,781 $12,825 $9,997
GEICO $2,811 $3,720 $5,201 $2,811
Liberty Mutual $9,392 $10,768 $9,590 $9,392
Progressive $5,116 $6,991 $5,918 $6,030
State Farm $4,509 $8,230 $13,239 $7,288
Travelers $4,223 $6,388 $6,126 $5,402

Cheapest Atlantic City, NJ Car Insurance for Teen Drivers

Teen car insurance in Atlantic City, NJ can be expensive. Take a look at rates from the top car insurance companies in Atlantic City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Atlantic City, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,613 $17,535
Farmers $22,279 $25,623
GEICO $5,401 $5,326
Liberty Mutual $16,886 $19,183
Progressive $14,191 $15,460
State Farm $15,955 $20,476
Travelers $9,390 $10,358

Cheapest Atlantic City, NJ Car Insurance for Seniors

Take a look at Atlantic City, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Atlantic City, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,549 $4,549
Farmers $7,349 $7,167
GEICO $2,892 $2,892
Liberty Mutual $7,072 $7,072
Progressive $2,738 $2,839
State Farm $4,383 $4,383
Travelers $3,978 $3,972

Cheapest Atlantic City, NJ Car Insurance Rates After a DUI

A DUI in Atlantic City, NJ increases car insurance rates. Compare Atlantic City, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Atlantic City, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,380
Farmers $12,825
GEICO $5,201
Liberty Mutual $9,590
Progressive $5,918
State Farm $13,239
Travelers $6,126

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Cheapest Atlantic City, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Atlantic City, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Atlantic City, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,691 $7,719
Farmers $11,961 $11,961
GEICO $3,605 $3,667
Liberty Mutual $9,689 $9,882
Progressive $6,014 $6,014
State Farm $8,098 $8,535
Travelers $5,535 $5,535

The Best Cheap Car Insurance Companies in Atlantic City, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Atlantic City, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Atlantic City, New Jersey

Insurance Company Average Annual Rates
Allstate $7,705
Farmers $11,961
GEICO $3,636
Liberty Mutual $9,786
Progressive $6,014
State Farm $8,316
Travelers $5,535

Category Winners: Cheapest Car Insurance in Atlantic City, New Jersey

Find the cheapest car insurance companies in Atlantic City, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Atlantic City, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Atlantic City, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Atlantic City car insurance rates. Find the cheapest Atlantic City, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Atlantic City, New Jersey

Insurance Company Low Medium High
Allstate $7,023 $7,832 $8,261
Farmers $10,728 $11,879 $13,277
GEICO $3,228 $3,707 $3,973
Liberty Mutual $8,739 $10,085 $10,533
Progressive $5,431 $6,104 $6,506
State Farm $7,690 $8,432 $8,828
Travelers $5,070 $5,530 $6,004

What affects car insurance rates in Atlantic City, New Jersey?

What factors can have an impact on Atlantic City, NJ car insurance? There are several reasons why Atlantic City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Atlantic City, New Jersey.

Commute Time in Atlantic City

The more time you spend in your car the higher the risk of an accident. The average commute length in Atlantic City, NJ is 22.1 minutes according to City-Data.

Traffic in Atlantic City

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Atlantic City, NJ traffic data from INRIX ranks Atlantic City as the 906th-most congested in the world.

Compare Car Insurance Quotes in Atlantic City, NJ

Ready to find affordable Atlantic City, New Jersey car insurance today? Enter your ZIP code for fast, free Atlantic City, NJ car insurance quotes.

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