Compare Atmore, AL Car Insurance Rates (2021)

Car insurance in Atmore, AL averages $291 a month. Atmore, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Atmore car insurance rates, compare quotes from the top car insurance companies in Atmore, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Atmore is USAA
  • Average car insurance rates in Atmore, AL after a DUI are $3,984/year
  • The cheapest car insurance company in Atmore for teen drivers is USAA

If you need to buy Atmore, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Atmore, AL is right here.

You’ll find Atmore car insurance rates, the cheapest Atmore, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Atmore, Alabama car insurance rates to Hoover car insurance rates, Birmingham car insurance rates, and Tuscaloosa car insurance rates.

Ready to find affordable Atmore, AL car insurance today? Enter your ZIP code for fast, free Atmore car insurance quotes.

Cheapest Atmore, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Atmore, AL car insurance rates? Every Atmore, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Atmore, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,052 $1,968 $1,834 $1,873 $6,816 $7,306 $2,344 $2,416
Farmers $2,176 $2,159 $1,946 $2,059 $8,248 $8,489 $2,482 $2,595
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $2,980 $3,223 $2,448 $2,739 $10,497 $11,677 $3,183 $3,398
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,161 $2,041 $1,772 $1,879 $8,689 $9,728 $2,540 $2,721
State Farm $2,725 $2,725 $2,435 $2,435 $7,722 $9,724 $3,065 $3,500
Travelers $1,457 $1,481 $1,360 $1,357 $7,593 $11,889 $1,383 $1,601
USAA $1,255 $1,279 $1,171 $1,155 $3,671 $4,077 $1,633 $1,768

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Minimum Car Insurance in Atmore, AL

Every driver must carry the minimum car insurance in Atmore, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Atmore, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Atmore, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Atmore, AL. Compare credit history car insurance rates in Atmore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Atmore, Alabama

Insurance Company Poor Fair Good
Allstate $4,120 $3,222 $2,636
Farmers $4,226 $3,635 $3,446
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,193 $4,400 $3,461
Nationwide $3,171 $2,467 $2,229
Progressive $4,462 $3,810 $3,552
State Farm $6,946 $3,526 $2,402
Travelers $3,837 $3,323 $3,385
USAA $2,691 $1,750 $1,562

Cheapest Atmore, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Atmore, AL to rates for a clean record with top companies.

Annual Atmore, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,850 $3,341 $3,915 $3,198
Farmers $3,171 $4,097 $3,996 $3,813
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $3,941 $5,467 $5,366 $5,298
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,568 $4,464 $3,817 $3,916
State Farm $3,909 $4,759 $4,249 $4,249
Travelers $2,930 $3,076 $4,483 $3,570
USAA $1,541 $1,928 $2,868 $1,667

Cheapest Atmore, AL Car Insurance for Teen Drivers

Teen car insurance in Atmore, AL can be expensive. Take a look at rates from the top car insurance companies in Atmore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Atmore, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,816 $7,306
Farmers $8,248 $8,489
GEICO $5,380 $5,307
Liberty Mutual $10,497 $11,677
Nationwide $4,418 $5,752
Progressive $8,689 $9,728
State Farm $7,722 $9,724
Travelers $7,593 $11,889
USAA $3,671 $4,077

Cheapest Atmore, AL Car Insurance for Seniors

Take a look at Atmore, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Atmore, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,834 $1,873
Farmers $1,946 $2,059
GEICO $1,968 $1,996
Liberty Mutual $2,448 $2,739
Nationwide $1,577 $1,642
Progressive $1,772 $1,879
State Farm $2,435 $2,435
Travelers $1,360 $1,357
USAA $1,171 $1,155

Cheapest Atmore, AL Car Insurance Rates After a DUI

A DUI in Atmore, AL increases car insurance rates. Compare Atmore, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Atmore, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,915
Farmers $3,996
GEICO $3,808
Liberty Mutual $5,366
Nationwide $3,353
Progressive $3,817
State Farm $4,249
Travelers $4,483
USAA $2,868

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Cheapest Atmore, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Atmore, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Atmore, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,326 $3,326
Farmers $3,769 $3,769
GEICO $2,842 $2,954
Liberty Mutual $5,018 $5,018
Nationwide $2,623 $2,623
Progressive $3,941 $3,941
State Farm $4,188 $4,395
Travelers $3,515 $3,515
USAA $1,910 $2,092

The Best Cheap Car Insurance Companies in Atmore, AL

Take a look at a side-by-side comparison of the top car insurance companies in Atmore, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Atmore, Alabama

Insurance Company Average Annual Rates
Allstate $3,326
Farmers $3,769
GEICO $2,898
Liberty Mutual $5,018
Nationwide $2,623
Progressive $3,941
State Farm $4,291
Travelers $3,515
USAA $2,001

Category Winners: Cheapest Car Insurance in Atmore, Alabama

Find the cheapest car insurance companies in Atmore, AL for each category right here.

Best Annual Car Insurance Rates by Company in Atmore, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Atmore, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Atmore car insurance rates. Find the cheapest Atmore, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Atmore, Alabama

Insurance Company Low Medium High
Allstate $3,235 $3,322 $3,422
Farmers $3,584 $3,727 $3,997
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,801 $4,996 $5,258
Nationwide $2,624 $2,595 $2,649
Progressive $3,570 $3,924 $4,330
State Farm $4,068 $4,283 $4,523
Travelers $3,357 $3,585 $3,603
USAA $1,929 $1,990 $2,085

What affects car insurance rates in Atmore, Alabama?

What factors can have an impact on Atmore, AL car insurance? There are several reasons why Atmore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Atmore, Alabama.

Commute Time in Atmore

The more time you spend in your car the higher the risk of an accident. The average commute length in Atmore, AL is 22.6 minutes according to City-Data.

Compare Car Insurance Quotes in Atmore, AL

Ready to find affordable Atmore, Alabama car insurance today? Enter your ZIP code for fast, free Atmore, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State