Compare Atwater, OH Car Insurance Rates (2021)

Car insurance in Atwater, OH averages $229 a month. Atwater, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Atwater car insurance rates, compare quotes from the top car insurance companies in Atwater, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Atwater, OH after a DUI are $3,193/year
  • Average car insurance rates in Atwater, OH are $2,754/year
  • The cheapest car insurance company in Atwater for teen drivers is American Family

If you need to buy Atwater, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Atwater, OH is right here.

You’ll find Atwater car insurance rates, the cheapest Atwater, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Atwater, Ohio car insurance rates to Canton car insurance rates, Dayton car insurance rates, and Akron car insurance rates.

Ready to find affordable Atwater, OH car insurance today? Enter your ZIP code for fast, free Atwater car insurance quotes.

Cheapest Atwater, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Atwater, OH car insurance rates? Every Atwater, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Atwater, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,054 $2,049 $1,853 $1,982 $5,647 $6,446 $2,156 $2,302
American Family $876 $909 $799 $802 $2,661 $2,887 $1,083 $1,139
Farmers $1,859 $1,857 $1,636 $1,727 $8,344 $8,681 $2,084 $2,175
GEICO $1,235 $1,199 $1,170 $1,191 $3,317 $3,077 $1,372 $1,153
Liberty Mutual $1,885 $2,058 $1,449 $1,769 $9,873 $11,141 $1,999 $2,177
Nationwide $2,114 $2,123 $1,909 $1,921 $5,428 $6,991 $2,264 $2,632
Progressive $1,850 $1,742 $1,539 $1,589 $8,228 $9,277 $2,212 $2,287
State Farm $1,497 $1,497 $1,342 $1,342 $4,693 $5,905 $1,738 $1,986
Travelers $1,387 $1,408 $1,377 $1,371 $5,990 $9,475 $1,445 $1,647
USAA $915 $923 $868 $869 $2,796 $3,116 $1,223 $1,316

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Minimum Car Insurance in Atwater, OH

Every driver must carry the minimum car insurance in Atwater, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Atwater, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Atwater, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Atwater, OH. Compare credit history car insurance rates in Atwater from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Atwater, Ohio

Insurance Company Poor Fair Good
Allstate $3,934 $2,861 $2,388
American Family $1,852 $1,263 $1,069
Farmers $4,012 $3,393 $3,231
GEICO $2,054 $1,714 $1,375
Liberty Mutual $5,783 $3,556 $2,792
Nationwide $3,828 $3,085 $2,605
Progressive $4,029 $3,485 $3,258
State Farm $3,563 $2,202 $1,735
Travelers $3,367 $2,931 $2,739
USAA $1,951 $1,381 $1,178

Cheapest Atwater, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Atwater, OH to rates for a clean record with top companies.

Annual Atwater, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,574 $3,116 $3,644 $2,910
American Family $1,337 $1,414 $1,414 $1,414
Farmers $2,924 $3,766 $3,673 $3,817
GEICO $1,162 $1,677 $2,447 $1,572
Liberty Mutual $3,396 $4,365 $4,453 $3,961
Nationwide $2,545 $3,234 $4,099 $2,813
Progressive $3,096 $4,207 $3,298 $3,761
State Farm $2,277 $2,723 $2,500 $2,500
Travelers $2,220 $2,892 $4,360 $2,578
USAA $1,153 $1,545 $2,037 $1,278

Cheapest Atwater, OH Car Insurance for Teen Drivers

Teen car insurance in Atwater, OH can be expensive. Take a look at rates from the top car insurance companies in Atwater for teenagers.

Annual Car Insurance Rates for Teen Drivers in Atwater, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,647 $6,446
American Family $2,661 $2,887
Farmers $8,344 $8,681
GEICO $3,317 $3,077
Liberty Mutual $9,873 $11,141
Nationwide $5,428 $6,991
Progressive $8,228 $9,277
State Farm $4,693 $5,905
Travelers $5,990 $9,475
USAA $2,796 $3,116

Cheapest Atwater, OH Car Insurance for Seniors

Take a look at Atwater, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Atwater, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,853 $1,982
American Family $799 $802
Farmers $1,636 $1,727
GEICO $1,170 $1,191
Liberty Mutual $1,449 $1,769
Nationwide $1,909 $1,921
Progressive $1,539 $1,589
State Farm $1,342 $1,342
Travelers $1,377 $1,371
USAA $868 $869

Cheapest Atwater, OH Car Insurance Rates After a DUI

A DUI in Atwater, OH increases car insurance rates. Compare Atwater, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Atwater, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,644
American Family $1,414
Farmers $3,673
GEICO $2,447
Liberty Mutual $4,453
Nationwide $4,099
Progressive $3,298
State Farm $2,500
Travelers $4,360
USAA $2,037

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Cheapest Atwater, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Atwater, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Atwater, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,061 $3,061
American Family $1,378 $1,411
Farmers $3,545 $3,545
GEICO $1,685 $1,744
Liberty Mutual $4,044 $4,044
Nationwide $3,173 $3,173
Progressive $3,591 $3,591
State Farm $2,437 $2,563
Travelers $3,012 $3,012
USAA $1,445 $1,561

The Best Cheap Car Insurance Companies in Atwater, OH

Take a look at a side-by-side comparison of the top car insurance companies in Atwater, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Atwater, Ohio

Insurance Company Average Annual Rates
Allstate $3,061
American Family $1,395
Farmers $3,545
GEICO $1,714
Liberty Mutual $4,044
Nationwide $3,173
Progressive $3,591
State Farm $2,500
Travelers $3,012
USAA $1,503

Category Winners: Cheapest Car Insurance in Atwater, Ohio

Find the cheapest car insurance companies in Atwater, OH for each category right here.

Best Annual Car Insurance Rates by Company in Atwater, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Atwater, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Atwater car insurance rates. Find the cheapest Atwater, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Atwater, Ohio

Insurance Company Low Medium High
Allstate $2,950 $3,054 $3,179
American Family $1,372 $1,405 $1,406
Farmers $3,351 $3,487 $3,798
GEICO $1,653 $1,706 $1,784
Liberty Mutual $3,878 $4,067 $4,187
Nationwide $3,503 $3,076 $2,940
Progressive $3,437 $3,558 $3,777
State Farm $2,368 $2,509 $2,623
Travelers $2,927 $3,053 $3,058
USAA $1,433 $1,502 $1,575

What affects car insurance rates in Atwater, Ohio?

What factors can have an impact on Atwater, OH car insurance? There are several reasons why Atwater car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Atwater, Ohio.

Commute Time in Atwater

The more time you spend in your car the higher the risk of an accident. The average commute length in Atwater, OH is 26.7 minutes according to City-Data.

Compare Car Insurance Quotes in Atwater, OH

Ready to find affordable Atwater, Ohio car insurance today? Enter your ZIP code for fast, free Atwater, OH car insurance quotes.

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