Compare Auburn, AL Car Insurance Rates (2021)

Car insurance in Auburn, AL averages $291 a month. Auburn, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Auburn car insurance rates, compare quotes from the top car insurance companies in Auburn, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Auburn, AL are $3,486/year
  • The cheapest ZIP code in Auburn is 36830
  • The cheapest car insurance company in Auburn is USAA

If you need to buy Auburn, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Auburn, AL is right here.

You’ll find Auburn car insurance rates, the cheapest Auburn, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Auburn, Alabama car insurance rates to Huntsville car insurance rates, Birmingham car insurance rates, and Hoover car insurance rates.

Ready to find affordable Auburn, AL car insurance today? Enter your ZIP code for fast, free Auburn car insurance quotes.

Cheapest Auburn, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Auburn, AL car insurance rates? Every Auburn, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Auburn, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,200 $2,184 $1,966 $2,088 $8,468 $8,714 $2,497 $2,595
GEICO $2,007 $1,985 $1,897 $1,951 $5,231 $5,122 $2,121 $1,968
Liberty Mutual $3,045 $3,291 $2,495 $2,792 $11,073 $12,318 $3,247 $3,462
Nationwide $1,670 $1,691 $1,522 $1,577 $4,321 $5,576 $1,850 $2,068
Progressive $2,129 $1,990 $1,753 $1,867 $8,994 $10,029 $2,498 $2,669
State Farm $2,762 $2,762 $2,507 $2,507 $8,428 $10,571 $3,122 $3,584
Travelers $1,361 $1,381 $1,280 $1,275 $7,230 $11,350 $1,290 $1,473
USAA $1,308 $1,327 $1,222 $1,197 $3,887 $4,307 $1,700 $1,835

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Minimum Car Insurance in Auburn, AL

Every driver must carry the minimum car insurance in Auburn, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Auburn, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Auburn, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Auburn, AL. Compare credit history car insurance rates in Auburn from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Auburn, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,304 $3,703 $3,510
GEICO $3,543 $2,527 $2,286
Liberty Mutual $7,470 $4,580 $3,597
Nationwide $3,056 $2,387 $2,160
Progressive $4,488 $3,866 $3,619
State Farm $7,347 $3,718 $2,526
Travelers $3,632 $3,149 $3,209
USAA $2,818 $1,836 $1,640

Cheapest Auburn, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Auburn, AL to rates for a clean record with top companies.

Annual Auburn, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,231 $4,178 $4,076 $3,870
GEICO $1,885 $3,026 $3,713 $2,517
Liberty Mutual $4,091 $5,693 $5,570 $5,508
Nationwide $2,219 $2,219 $3,225 $2,475
Progressive $3,598 $4,543 $3,882 $3,942
State Farm $4,084 $5,075 $4,481 $4,481
Travelers $2,774 $2,911 $4,255 $3,379
USAA $1,614 $2,025 $3,006 $1,746

Cheapest Auburn, AL Car Insurance for Teen Drivers

Teen car insurance in Auburn, AL can be expensive. Take a look at rates from the top car insurance companies in Auburn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Auburn, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $8,468 $8,714
GEICO $5,231 $5,122
Liberty Mutual $11,073 $12,318
Nationwide $4,321 $5,576
Progressive $8,994 $10,029
State Farm $8,428 $10,571
Travelers $7,230 $11,350
USAA $3,887 $4,307

Cheapest Auburn, AL Car Insurance for Seniors

Take a look at Auburn, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Auburn, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $1,966 $2,088
GEICO $1,897 $1,951
Liberty Mutual $2,495 $2,792
Nationwide $1,522 $1,577
Progressive $1,753 $1,867
State Farm $2,507 $2,507
Travelers $1,280 $1,275
USAA $1,222 $1,197

Cheapest Auburn, AL Car Insurance Rates After a DUI

A DUI in Auburn, AL increases car insurance rates. Compare Auburn, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Auburn, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
Farmers $4,076
GEICO $3,713
Liberty Mutual $5,570
Nationwide $3,225
Progressive $3,882
State Farm $4,481
Travelers $4,255
USAA $3,006

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Cheapest Auburn, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Auburn, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Auburn, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $3,839 $3,839
GEICO $2,734 $2,836
Liberty Mutual $5,216 $5,216
Nationwide $2,534 $2,534
Progressive $3,991 $3,991
State Farm $4,418 $4,643
Travelers $3,330 $3,330
USAA $2,002 $2,194

Cheapest Auburn, AL Car Insurance Rates by ZIP Code

Auburn car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Auburn, AL.

Annual Car Insurance Rates by ZIP Code in Auburn, Alabama

ZIP Code Average Annual Rates
36830 $3,531
36832 $3,607

The Best Cheap Car Insurance Companies in Auburn, AL

Take a look at a side-by-side comparison of the top car insurance companies in Auburn, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Auburn, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $3,839
GEICO $2,785
Liberty Mutual $5,216
Nationwide $2,534
Progressive $3,991
State Farm $4,530
Travelers $3,330
USAA $2,098

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Category Winners: Cheapest Car Insurance in Auburn, Alabama

Find the cheapest car insurance companies in Auburn, AL for each category right here.

Best Annual Car Insurance Rates by Company in Auburn, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Auburn, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Auburn car insurance rates. Find the cheapest Auburn, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Auburn, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $3,623 $3,789 $4,105
GEICO $2,572 $2,773 $3,010
Liberty Mutual $4,979 $5,191 $5,477
Nationwide $2,517 $2,512 $2,574
Progressive $3,593 $3,974 $4,407
State Farm $4,261 $4,525 $4,805
Travelers $3,158 $3,396 $3,435
USAA $2,021 $2,086 $2,185

What affects car insurance rates in Auburn, Alabama?

What factors can have an impact on Auburn, AL car insurance? There are several reasons why Auburn car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Auburn, Alabama.

Car Theft in Auburn

High levels of vehicle theft can make car insurance more expensive. Auburn, AL car theft statistics from the FBI indicate 75 vehicle thefts a year.

Commute Time in Auburn

The more time you spend in your car the higher the risk of an accident. The average commute length in Auburn, AL is 20.2 minutes according to City-Data.

Traffic in Auburn

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Auburn, AL traffic data from INRIX ranks Auburn as the 843rd-most congested in the world.

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Compare Car Insurance Quotes in Auburn, AL

Ready to find affordable Auburn, Alabama car insurance today? Enter your ZIP code for fast, free Auburn, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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