Compare Auburn, MI Car Insurance Rates (2021)

Car insurance in Auburn, MI averages $687 a month. Auburn, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Auburn car insurance rates, compare quotes from the top car insurance companies in Auburn, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Auburn is USAA
  • Average car insurance rates in Auburn, MI are $8,243/year
  • The cheapest car insurance company in Auburn for teen drivers is USAA

If you need to buy Auburn, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Auburn, MI is right here.

You’ll find Auburn car insurance rates, the cheapest Auburn, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Auburn, Michigan car insurance rates to Grand Rapids car insurance rates, Sterling Heights car insurance rates, and Dearborn car insurance rates.

Ready to find affordable Auburn, MI car insurance today? Enter your ZIP code for fast, free Auburn car insurance quotes.

Cheapest Auburn, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Auburn, MI car insurance rates? Every Auburn, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Auburn, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,012 $14,012 $13,008 $13,008 $34,695 $34,695 $14,761 $14,761
Farmers $3,691 $3,691 $3,454 $3,454 $8,126 $8,126 $4,140 $4,140
GEICO $3,399 $3,399 $3,487 $3,487 $9,738 $9,738 $3,253 $3,253
Liberty Mutual $9,771 $9,771 $9,675 $9,675 $22,878 $22,878 $9,771 $9,771
Nationwide $4,395 $4,395 $3,913 $3,913 $11,679 $11,679 $4,824 $4,824
Progressive $2,752 $2,555 $2,442 $2,720 $10,143 $10,816 $3,195 $2,951
State Farm $6,156 $6,156 $5,717 $5,717 $21,751 $21,751 $7,239 $7,239
Travelers $5,197 $5,197 $4,463 $4,463 $15,651 $15,651 $5,644 $5,644
USAA $2,488 $2,343 $2,345 $2,206 $6,012 $5,672 $3,011 $2,868

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Minimum Car Insurance in Auburn, MI

Every driver must carry the minimum car insurance in Auburn, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Auburn, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Auburn, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Auburn, MI. Compare credit history car insurance rates in Auburn from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Auburn, Michigan

Insurance Company Poor Fair Good
Allstate $29,034 $16,060 $12,263
Farmers $6,419 $4,233 $3,906
GEICO $6,381 $4,698 $3,828
Liberty Mutual $20,558 $11,906 $6,608
Nationwide $7,774 $5,859 $4,975
Progressive $5,403 $4,565 $4,122
State Farm $16,552 $8,389 $5,706
Travelers $7,930 $7,692 $7,595
USAA $5,025 $2,884 $2,195

Cheapest Auburn, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Auburn, MI to rates for a clean record with top companies.

Annual Auburn, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,356 $12,484 $41,582 $13,054
Farmers $4,086 $5,193 $5,131 $5,003
GEICO $1,737 $3,706 $11,209 $3,225
Liberty Mutual $9,083 $10,987 $20,384 $11,642
Nationwide $5,302 $7,103 $6,434 $5,971
Progressive $3,991 $5,229 $4,699 $4,867
State Farm $6,445 $7,756 $16,938 $9,724
Travelers $5,226 $7,473 $12,078 $6,178
USAA $2,713 $3,385 $4,421 $2,954

Cheapest Auburn, MI Car Insurance for Teen Drivers

Teen car insurance in Auburn, MI can be expensive. Take a look at rates from the top car insurance companies in Auburn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Auburn, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,695 $34,695
Farmers $8,126 $8,126
GEICO $9,738 $9,738
Liberty Mutual $22,878 $22,878
Nationwide $11,679 $11,679
Progressive $10,143 $10,816
State Farm $21,751 $21,751
Travelers $15,651 $15,651
USAA $6,012 $5,672

Cheapest Auburn, MI Car Insurance for Seniors

Take a look at Auburn, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Auburn, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,008 $13,008
Farmers $3,454 $3,454
GEICO $3,487 $3,487
Liberty Mutual $9,675 $9,675
Nationwide $3,913 $3,913
Progressive $2,442 $2,720
State Farm $5,717 $5,717
Travelers $4,463 $4,463
USAA $2,345 $2,206

Cheapest Auburn, MI Car Insurance Rates After a DUI

A DUI in Auburn, MI increases car insurance rates. Compare Auburn, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Auburn, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,582
Farmers $5,131
GEICO $11,209
Liberty Mutual $20,384
Nationwide $6,434
Progressive $4,699
State Farm $16,938
Travelers $12,078
USAA $4,421

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Cheapest Auburn, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Auburn, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Auburn, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,119 $19,119
Farmers $4,853 $4,853
GEICO $4,859 $5,080
Liberty Mutual $12,578 $13,469
Nationwide $6,203 $6,203
Progressive $4,697 $4,697
State Farm $9,948 $10,483
Travelers $7,694 $7,783
USAA $3,330 $3,407

The Best Cheap Car Insurance Companies in Auburn, MI

Take a look at a side-by-side comparison of the top car insurance companies in Auburn, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Auburn, Michigan

Insurance Company Average Annual Rates
Allstate $19,119
Farmers $4,853
GEICO $4,969
Liberty Mutual $13,024
Nationwide $6,203
Progressive $4,697
State Farm $10,216
Travelers $7,739
USAA $3,368

Category Winners: Cheapest Car Insurance in Auburn, Michigan

Find the cheapest car insurance companies in Auburn, MI for each category right here.

Best Annual Car Insurance Rates by Company in Auburn, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Auburn, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Auburn car insurance rates. Find the cheapest Auburn, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Auburn, Michigan

Insurance Company Low Medium High
Allstate $18,690 $19,157 $19,510
Farmers $4,727 $4,843 $4,989
GEICO $4,647 $4,926 $5,335
Liberty Mutual $12,668 $12,990 $13,414
Nationwide $6,495 $6,097 $6,016
Progressive $4,551 $4,703 $4,836
State Farm $9,734 $10,275 $10,638
Travelers $7,658 $7,747 $7,811
USAA $3,262 $3,377 $3,465

What affects car insurance rates in Auburn, Michigan?

What factors can have an impact on Auburn, MI car insurance? There are several reasons why Auburn car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Auburn, Michigan.

Commute Time in Auburn

The more time you spend in your car the higher the risk of an accident. The average commute length in Auburn, MI is 22.7 minutes according to City-Data.

Traffic in Auburn

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Auburn, MI traffic data from INRIX ranks Auburn as the 843rd-most congested in the world.

Compare Car Insurance Quotes in Auburn, MI

Ready to find affordable Auburn, Michigan car insurance today? Enter your ZIP code for fast, free Auburn, MI car insurance quotes.

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