Compare Audi A8 Insurance Quotes [Comprehensive Guide]

Average car insurance rates for an Audi A8 cost $1,912 a year, or around $159 a month. Good drivers can save as much as $2,949 a year over higher risk drivers.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 25, 2020

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Key Takeaways:

  • Full coverage costs around $1,912 a year or $159 each month
  • A liability-only policy costs around $766 a year or $64 each month
  • Highest rates are for teenage drivers at around $6,988 a year or $582 each month
  • Good drivers can save as much as $788 a year by earning policy discounts
  • Audi A8 insurance costs around $393 more per year than the average vehicle

Audi A8 car insurance rates cost drivers an average of $1,912 a year, or around $159 per month for full coverage. If you are only interested in minimum coverage, Audi A8 rates for a liability policy cost an average of $766 a year or $64 every month. In order to assist you in your search for the best Audi A8 insurance rates, use the information contained in this comprehensive article.

You can start comparing quotes for Audi A8 car insurance rates from some of the best car insurance companies by using our free online tool now.

Audi A8 Insurance Cost

The average Audi A8 car insurance rates are $1,912 a year or $159 a month.

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Are Audi A8s Expensive to Insure?

The chart below details how Audi A8 insurance rates compare to other luxury cars like the Audi A7, Lexus IS 300, and Audi A4.

Vehicle Comprehensive Collision Liability Total
Audi A8 $464 $900 $390 $1,912
Audi A7 $406 $834 $398 $1,796
Lexus IS 300 $356 $686 $398 $1,598
Audi A4 $332 $656 $398 $1,544
Acura TLX $332 $686 $398 $1,574
Jaguar XE $382 $774 $398 $1,712
Mercedes-Benz E300 $394 $744 $338 $1,612
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However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi A8 Insurance?

The Audi A8 trim and model you choose can impact the total price you will pay for Audi A8 insurance coverage.

Age of the Vehicle

The average Audi A8 car insurance rates are higher for newer models. For example, car insurance for a 2019 Audi A8 costs $1,912, while 2010 Audi A8 insurance costs are $1,478, a difference of $434.

Model Year Comprehensive Collision Liability Total
2019 Audi A8 $464 $900 $390 $1,912
2018 Audi A8 $444 $894 $398 $1,894
2017 Audi A8 $430 $872 $416 $1,876
2016 Audi A8 $414 $836 $430 $1,838
2015 Audi A8 $392 $806 $442 $1,798
2014 Audi A8 $376 $748 $452 $1,734
2013 Audi A8 $362 $704 $456 $1,680
2012 Audi A8 $346 $632 $460 $1,596
2011 Audi A8 $324 $580 $460 $1,522
2010 Audi A8 $312 $544 $464 $1,478
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Driver Age

Driver age can have a significant effect on Audi A8 car insurance rates. As an example, a 30-year-old driver pays around $84 more each year for their Audi A8 car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Audi A8 insurance rates. For example, drivers in New York may pay $497 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on your Audi A8 car insurance rates. Teens and drivers in their 20’s see the highest jump in their Audi A8 car insurance with violations on their driving record.

Audi A8 Safety Features

The numerous safety features of the Audi A8 help contribute to lower insurance rates. The 2020 Audi A8 has the following safety features:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Emergency Sos
  • Front And Rear Parking Sensors
  • Audi pre sense basic
  • Audi active lane departure warning Lane Departure Warning
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • SIDEGUARD Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag and Rear Side-Impact Airbag
  • Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
  • Back-Up Camera

Audi A8 Insurance Loss Probability

Another contributing factor that affects Audi A8 car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision 189%
Property Damage 8%
Comprehensive 161%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Audi A8 Finance and Insurance Cost

If you are financing a Audi A8, you will pay more if you purchase Audi A8 car insurance at the dealership, so be sure to shop around and compare Audi A8 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Audi A8 Insurance

There are many ways that you can save on Audi A8 car insurance. Below are five actions you can take to find cheap Audi A8 auto insurance rates.

  • Ask About Mature Driver Discounts for Drivers Over 50
  • Talk to Your Credit Card Company to Save on Rental Car Costs
  • Use an Accurate Job Title When Requesting Audi A8 Auto Insurance
  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Ask About Seasonal Insurance for Your Audi A8

Top Audi A8 Insurance Companies

The best auto insurance companies for Audi A8 car insurance rates will offer competitive rates, discounts, and account for the Audi A8’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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