Compare Audubon, IA Car Insurance Rates (2021)

Car insurance in Audubon, IA averages $251 a month. Audubon, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Audubon car insurance rates, compare quotes from the top car insurance companies in Audubon, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Audubon for teen drivers is USAA
  • Average car insurance rates in Audubon, IA after a DUI are $3,628/year
  • The cheapest car insurance company in Audubon is USAA

If you need to buy Audubon, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Audubon, IA is right here.

You’ll find Audubon car insurance rates, the cheapest Audubon, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Audubon, Iowa car insurance rates to Ankeny car insurance rates, Des Moines car insurance rates, and Iowa City car insurance rates.

Ready to find affordable Audubon, IA car insurance today? Enter your ZIP code for fast, free Audubon car insurance quotes.

Cheapest Audubon, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Audubon, IA car insurance rates? Every Audubon, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Audubon, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,086 $2,005 $1,848 $1,882 $5,978 $6,727 $2,277 $2,347
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,741 $1,789 $1,551 $1,657 $4,001 $5,180 $1,971 $2,144
Progressive $1,800 $1,744 $1,482 $1,534 $4,265 $4,825 $2,171 $2,353
State Farm $1,469 $1,469 $1,283 $1,283 $3,876 $4,924 $1,649 $1,876
Travelers $2,567 $2,623 $2,477 $2,486 $11,028 $17,492 $2,665 $3,184
USAA $1,300 $1,319 $1,188 $1,218 $3,461 $3,687 $1,565 $1,732

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Minimum Car Insurance in Audubon, IA

Every driver must carry the minimum car insurance in Audubon, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Audubon, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Audubon, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Audubon, IA. Compare credit history car insurance rates in Audubon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Audubon, Iowa

Insurance Company Poor Fair Good
Allstate $3,765 $2,985 $2,681
American Family $3,960 $2,910 $2,445
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,043 $2,382 $2,087
Progressive $2,993 $2,402 $2,170
State Farm $3,174 $1,963 $1,548
Travelers $6,273 $5,341 $5,083
USAA $2,547 $1,745 $1,510

Cheapest Audubon, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Audubon, IA to rates for a clean record with top companies.

Annual Audubon, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,675 $3,238 $3,674 $2,988
American Family $2,242 $3,279 $4,262 $2,636
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,811 $2,604 $3,552 $2,050
Progressive $2,032 $3,308 $2,200 $2,546
State Farm $2,069 $2,387 $2,228 $2,228
Travelers $4,070 $5,402 $7,221 $5,568
USAA $1,478 $1,982 $2,578 $1,696

Cheapest Audubon, IA Car Insurance for Teen Drivers

Teen car insurance in Audubon, IA can be expensive. Take a look at rates from the top car insurance companies in Audubon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Audubon, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,978 $6,727
American Family $5,344 $7,497
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,001 $5,180
Progressive $4,265 $4,825
State Farm $3,876 $4,924
Travelers $11,028 $17,492
USAA $3,461 $3,687

Cheapest Audubon, IA Car Insurance for Seniors

Take a look at Audubon, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Audubon, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,848 $1,882
American Family $1,790 $1,790
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,551 $1,657
Progressive $1,482 $1,534
State Farm $1,283 $1,283
Travelers $2,477 $2,486
USAA $1,188 $1,218

Cheapest Audubon, IA Car Insurance Rates After a DUI

A DUI in Audubon, IA increases car insurance rates. Compare Audubon, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Audubon, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,674
American Family $4,262
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,552
Progressive $2,200
State Farm $2,228
Travelers $7,221
USAA $2,578

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Cheapest Audubon, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Audubon, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Audubon, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,219
American Family $3,069 $3,141
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,504 $2,504
Progressive $2,522 $2,522
State Farm $2,175 $2,281
Travelers $5,565 $5,565
USAA $1,863 $2,004

The Best Cheap Car Insurance Companies in Audubon, IA

Take a look at a side-by-side comparison of the top car insurance companies in Audubon, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Audubon, Iowa

Insurance Company Average Annual Rates
Allstate $3,144
American Family $3,105
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,504
Progressive $2,522
State Farm $2,228
Travelers $5,565
USAA $1,934

Category Winners: Cheapest Car Insurance in Audubon, Iowa

Find the cheapest car insurance companies in Audubon, IA for each category right here.

Best Annual Car Insurance Rates by Company in Audubon, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Audubon, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Audubon car insurance rates. Find the cheapest Audubon, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Audubon, Iowa

Insurance Company Low Medium High
Allstate $3,018 $3,147 $3,266
American Family $3,125 $3,277 $2,913
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,617 $2,491 $2,405
Progressive $2,401 $2,528 $2,636
State Farm $2,130 $2,239 $2,315
Travelers $5,263 $5,648 $5,785
USAA $1,835 $1,940 $2,026

What affects car insurance rates in Audubon, Iowa?

What factors can have an impact on Audubon, IA car insurance? There are several reasons why Audubon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Audubon, Iowa.

Commute Time in Audubon

The more time you spend in your car the higher the risk of an accident. The average commute length in Audubon, IA is 16.6 minutes according to City-Data.

Compare Car Insurance Quotes in Audubon, IA

Ready to find affordable Audubon, Iowa car insurance today? Enter your ZIP code for fast, free Audubon, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State