Compare Augusta, KY Car Insurance Rates (2021)

Car insurance in Augusta, KY averages $380 a month. Augusta, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Augusta car insurance rates, compare quotes from the top car insurance companies in Augusta, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Augusta for teen drivers is USAA
  • The cheapest car insurance company in Augusta is USAA
  • Average car insurance rates in Augusta, KY after a DUI are $5,440/year

If you need to buy Augusta, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Augusta, KY is right here.

You’ll find Augusta car insurance rates, the cheapest Augusta, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Augusta, Kentucky car insurance rates to Covington car insurance rates, Hopkinsville car insurance rates, and Henderson car insurance rates.

Ready to find affordable Augusta, KY car insurance today? Enter your ZIP code for fast, free Augusta car insurance quotes.

Cheapest Augusta, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Augusta, KY car insurance rates? Every Augusta, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Augusta, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,266 $3,230 $2,955 $3,149 $12,078 $13,570 $3,612 $3,815
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,864 $3,105 $2,443 $2,727 $11,554 $12,761 $2,997 $3,120
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,373 $2,273 $2,109 $2,126 $11,218 $12,724 $2,953 $3,049
State Farm $2,313 $2,313 $2,066 $2,066 $7,056 $8,905 $2,584 $2,914
Travelers $2,147 $2,185 $2,111 $2,109 $10,041 $15,886 $2,248 $2,610
USAA $1,982 $1,993 $1,779 $1,819 $5,206 $5,502 $2,512 $2,760

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Minimum Car Insurance in Augusta, KY

Every driver must carry the minimum car insurance in Augusta, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Augusta, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Augusta, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Augusta, KY. Compare credit history car insurance rates in Augusta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Augusta, Kentucky

Insurance Company Poor Fair Good
Allstate $7,563 $5,219 $4,346
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,439 $4,555 $3,595
Nationwide $5,647 $4,437 $3,858
Progressive $5,446 $4,722 $4,392
State Farm $5,473 $3,294 $2,565
Travelers $5,493 $4,640 $4,619
USAA $4,399 $2,446 $1,988

Cheapest Augusta, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Augusta, KY to rates for a clean record with top companies.

Annual Augusta, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,736 $6,174 $6,586 $5,341
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,335 $6,660 $5,182 $4,607
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $4,017 $5,913 $4,590 $4,893
State Farm $3,444 $4,111 $3,777 $3,777
Travelers $4,282 $4,407 $6,375 $4,604
USAA $2,219 $3,142 $3,746 $2,670

Cheapest Augusta, KY Car Insurance for Teen Drivers

Teen car insurance in Augusta, KY can be expensive. Take a look at rates from the top car insurance companies in Augusta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Augusta, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,078 $13,570
GEICO $7,170 $8,568
Liberty Mutual $11,554 $12,761
Nationwide $7,450 $9,339
Progressive $11,218 $12,724
State Farm $7,056 $8,905
Travelers $10,041 $15,886
USAA $5,206 $5,502

Cheapest Augusta, KY Car Insurance for Seniors

Take a look at Augusta, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Augusta, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,955 $3,149
GEICO $3,742 $3,389
Liberty Mutual $2,443 $2,727
Nationwide $2,972 $3,117
Progressive $2,109 $2,126
State Farm $2,066 $2,066
Travelers $2,111 $2,109
USAA $1,779 $1,819

Cheapest Augusta, KY Car Insurance Rates After a DUI

A DUI in Augusta, KY increases car insurance rates. Compare Augusta, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Augusta, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,586
GEICO $7,199
Liberty Mutual $5,182
Nationwide $6,064
Progressive $4,590
State Farm $3,777
Travelers $6,375
USAA $3,746

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Cheapest Augusta, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Augusta, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Augusta, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,709 $5,709
GEICO $4,371 $4,456
Liberty Mutual $5,196 $5,196
Nationwide $4,647 $4,647
Progressive $4,853 $4,853
State Farm $3,687 $3,868
Travelers $4,917 $4,917
USAA $2,835 $3,054

The Best Cheap Car Insurance Companies in Augusta, KY

Take a look at a side-by-side comparison of the top car insurance companies in Augusta, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Augusta, Kentucky

Insurance Company Average Annual Rates
Allstate $5,709
GEICO $4,413
Liberty Mutual $5,196
Nationwide $4,647
Progressive $4,853
State Farm $3,777
Travelers $4,917
USAA $2,944

Category Winners: Cheapest Car Insurance in Augusta, Kentucky

Find the cheapest car insurance companies in Augusta, KY for each category right here.

Best Annual Car Insurance Rates by Company in Augusta, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Augusta, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Augusta car insurance rates. Find the cheapest Augusta, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Augusta, Kentucky

Insurance Company Low Medium High
Allstate $5,314 $5,688 $6,126
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,967 $5,165 $5,457
Nationwide $4,735 $4,596 $4,611
Progressive $4,562 $4,808 $5,189
State Farm $3,594 $3,777 $3,961
Travelers $4,718 $4,946 $5,087
USAA $2,827 $2,938 $3,068

What affects car insurance rates in Augusta, Kentucky?

What factors can have an impact on Augusta, KY car insurance? There are several reasons why Augusta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Augusta, Kentucky.

Commute Time in Augusta

The more time you spend in your car the higher the risk of an accident. The average commute length in Augusta, KY is 26.7 minutes according to City-Data.

Traffic in Augusta

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Augusta, KY traffic data from INRIX ranks Augusta as the 513th-most congested in the world.

Compare Car Insurance Quotes in Augusta, KY

Ready to find affordable Augusta, Kentucky car insurance today? Enter your ZIP code for fast, free Augusta, KY car insurance quotes.

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