Compare Augusta, ME Car Insurance Rates (2021)

Car insurance in Augusta, ME averages $220 a month. Augusta, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Augusta car insurance rates, compare quotes from the top car insurance companies in Augusta, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Augusta for teen drivers is GEICO
  • Average car insurance rates in Augusta, ME after a DUI are $3,136/year
  • The cheapest car insurance company in Augusta is USAA

If you need to buy Augusta, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Augusta, ME is right here.

You’ll find Augusta car insurance rates, the cheapest Augusta, ME car insurance companies, and information on Maine car insurance laws. You can also compare Augusta, Maine car insurance rates to South Portland car insurance rates, Westbrook car insurance rates, and Sanford car insurance rates.

Ready to find affordable Augusta, ME car insurance today? Enter your ZIP code for fast, free Augusta car insurance quotes.

Cheapest Augusta, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Augusta, ME car insurance rates? Every Augusta, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Augusta, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,806 $1,856 $1,627 $1,763 $4,602 $6,159 $1,960 $2,188
Farmers $1,705 $1,721 $1,610 $1,717 $5,704 $6,218 $2,032 $2,099
GEICO $1,032 $1,069 $1,032 $1,032 $2,542 $3,303 $1,126 $1,200
Liberty Mutual $3,014 $3,014 $2,872 $2,872 $6,340 $9,460 $3,014 $4,222
Progressive $1,863 $1,827 $1,863 $1,827 $7,792 $8,753 $2,168 $2,446
State Farm $1,381 $1,381 $1,311 $1,311 $4,499 $5,620 $1,548 $1,691
Travelers $1,160 $1,196 $1,051 $1,074 $4,767 $6,438 $1,140 $1,299
USAA $888 $873 $884 $862 $2,929 $3,229 $1,127 $1,179

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Minimum Car Insurance in Augusta, ME

Every driver must carry the minimum car insurance in Augusta, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Augusta, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Augusta, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Augusta, ME. Compare credit history car insurance rates in Augusta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Augusta, Maine

Insurance Company Poor Fair Good
Allstate $3,449 $2,631 $2,156
Farmers $3,324 $2,723 $2,506
GEICO $2,075 $1,377 $1,174
Liberty Mutual $6,058 $3,925 $3,070
Progressive $4,030 $3,459 $3,213
State Farm $3,413 $2,038 $1,578
Travelers $2,668 $2,185 $1,945
USAA $1,959 $1,352 $1,178

Cheapest Augusta, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Augusta, ME to rates for a clean record with top companies.

Annual Augusta, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,233 $3,041 $3,177 $2,529
Farmers $2,490 $3,177 $2,755 $2,982
GEICO $1,123 $1,578 $2,345 $1,123
Liberty Mutual $3,320 $3,923 $6,539 $3,622
Progressive $2,858 $4,833 $3,183 $3,396
State Farm $2,121 $2,565 $2,343 $2,343
Travelers $1,886 $2,097 $2,635 $2,445
USAA $1,134 $1,496 $2,108 $1,248

Cheapest Augusta, ME Car Insurance for Teen Drivers

Teen car insurance in Augusta, ME can be expensive. Take a look at rates from the top car insurance companies in Augusta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Augusta, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,602 $6,159
Farmers $5,704 $6,218
GEICO $2,542 $3,303
Liberty Mutual $6,340 $9,460
Progressive $7,792 $8,753
State Farm $4,499 $5,620
Travelers $4,767 $6,438
USAA $2,929 $3,229

Cheapest Augusta, ME Car Insurance for Seniors

Take a look at Augusta, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Augusta, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,627 $1,763
Farmers $1,610 $1,717
GEICO $1,032 $1,032
Liberty Mutual $2,872 $2,872
Progressive $1,863 $1,827
State Farm $1,311 $1,311
Travelers $1,051 $1,074
USAA $884 $862

Cheapest Augusta, ME Car Insurance Rates After a DUI

A DUI in Augusta, ME increases car insurance rates. Compare Augusta, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Augusta, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,177
Farmers $2,755
GEICO $2,345
Liberty Mutual $6,539
Progressive $3,183
State Farm $2,343
Travelers $2,635
USAA $2,108

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Cheapest Augusta, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Augusta, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Augusta, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,745 $2,745
Farmers $2,851 $2,851
GEICO $1,517 $1,567
Liberty Mutual $4,263 $4,439
Progressive $3,567 $3,567
State Farm $2,266 $2,420
Travelers $2,266 $2,266
USAA $1,454 $1,538

The Best Cheap Car Insurance Companies in Augusta, ME

Take a look at a side-by-side comparison of the top car insurance companies in Augusta, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Augusta, Maine

Insurance Company Average Annual Rates
Allstate $2,745
Farmers $2,851
GEICO $1,542
Liberty Mutual $4,351
Progressive $3,567
State Farm $2,343
Travelers $2,266
USAA $1,496

Category Winners: Cheapest Car Insurance in Augusta, Maine

Find the cheapest car insurance companies in Augusta, ME for each category right here.

Best Annual Car Insurance Rates by Company in Augusta, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Augusta, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Augusta car insurance rates. Find the cheapest Augusta, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Augusta, Maine

Insurance Company Low Medium High
Allstate $2,711 $2,712 $2,813
Farmers $2,726 $2,745 $3,082
GEICO $1,511 $1,521 $1,595
Liberty Mutual $4,290 $4,290 $4,474
Progressive $3,488 $3,495 $3,718
State Farm $2,275 $2,316 $2,437
Travelers $2,225 $2,230 $2,342
USAA $1,463 $1,476 $1,549

What affects car insurance rates in Augusta, Maine?

What factors can have an impact on Augusta, ME car insurance? There are several reasons why Augusta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Augusta, Maine.

Commute Time in Augusta

The more time you spend in your car the higher the risk of an accident. The average commute length in Augusta, ME is 16.8 minutes according to City-Data.

Traffic in Augusta

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Augusta, ME traffic data from INRIX ranks Augusta as the 513th-most congested in the world.

Compare Car Insurance Quotes in Augusta, ME

Ready to find affordable Augusta, Maine car insurance today? Enter your ZIP code for fast, free Augusta, ME car insurance quotes.

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