Compare Ault, CO Car Insurance Rates (2021)

Car insurance in Ault, CO averages $299 a month. Ault, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Ault car insurance rates, compare quotes from the top car insurance companies in Ault, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ault for teen drivers is USAA
  • Average car insurance rates in Ault, CO are $3,586/year
  • The cheapest car insurance company in Ault is Liberty Mutual

If you need to buy Ault, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Ault, CO is right here.

You’ll find Ault car insurance rates, the cheapest Ault, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Ault, Colorado car insurance rates to Boulder car insurance rates, Colorado Springs car insurance rates, and Aurora car insurance rates.

Ready to find affordable Ault, CO car insurance today? Enter your ZIP code for fast, free Ault car insurance quotes.

Cheapest Ault, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ault, CO car insurance rates? Every Ault, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ault, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,931 $2,758 $2,642 $2,669 $9,836 $10,342 $3,242 $3,260
American Family $2,462 $2,462 $2,223 $2,223 $5,947 $7,974 $2,462 $3,015
Farmers $3,006 $2,976 $2,720 $2,930 $11,513 $11,612 $3,323 $3,371
GEICO $1,848 $2,019 $1,950 $2,207 $5,747 $6,087 $1,692 $1,727
Liberty Mutual $1,742 $1,676 $1,482 $1,631 $5,424 $5,917 $1,761 $1,775
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,315 $2,169 $2,018 $2,013 $7,804 $8,709 $2,607 $2,534
State Farm $1,822 $1,822 $1,650 $1,650 $5,400 $6,824 $2,046 $2,425
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

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Minimum Car Insurance in Ault, CO

Every driver must carry the minimum car insurance in Ault, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Ault, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ault, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ault, CO. Compare credit history car insurance rates in Ault from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ault, Colorado

Insurance Company Poor Fair Good
Allstate $6,003 $4,628 $3,499
American Family $4,668 $3,327 $2,793
Farmers $6,007 $4,891 $4,646
GEICO $3,497 $2,910 $2,323
Liberty Mutual $3,818 $2,345 $1,865
Nationwide $4,099 $3,254 $2,838
Progressive $4,289 $3,662 $3,362
State Farm $4,105 $2,636 $2,124
USAA $4,549 $2,604 $2,090

Cheapest Ault, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ault, CO to rates for a clean record with top companies.

Annual Ault, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,046 $4,634 $5,605 $4,556
American Family $2,663 $3,777 $4,928 $3,017
Farmers $4,368 $5,624 $5,551 $5,183
GEICO $2,059 $3,192 $3,695 $2,692
Liberty Mutual $2,351 $2,746 $2,841 $2,765
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,269 $4,558 $3,448 $3,809
State Farm $2,707 $3,203 $2,955 $2,955
USAA $2,251 $2,747 $4,792 $2,534

Cheapest Ault, CO Car Insurance for Teen Drivers

Teen car insurance in Ault, CO can be expensive. Take a look at rates from the top car insurance companies in Ault for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ault, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,836 $10,342
American Family $5,947 $7,974
Farmers $11,513 $11,612
GEICO $5,747 $6,087
Liberty Mutual $5,424 $5,917
Nationwide $5,724 $7,310
Progressive $7,804 $8,709
State Farm $5,400 $6,824
USAA $5,179 $5,925

Cheapest Ault, CO Car Insurance for Seniors

Take a look at Ault, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ault, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,642 $2,669
American Family $2,223 $2,223
Farmers $2,720 $2,930
GEICO $1,950 $2,207
Liberty Mutual $1,482 $1,631
Nationwide $2,028 $2,139
Progressive $2,018 $2,013
State Farm $1,650 $1,650
USAA $1,967 $1,966

Cheapest Ault, CO Car Insurance Rates After a DUI

A DUI in Ault, CO increases car insurance rates. Compare Ault, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ault, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,605
American Family $4,928
Farmers $5,551
GEICO $3,695
Liberty Mutual $2,841
Nationwide $4,523
Progressive $3,448
State Farm $2,955
USAA $4,792

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Cheapest Ault, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ault, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ault, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,710 $4,710
American Family $3,519 $3,673
Farmers $5,181 $5,181
GEICO $2,847 $2,972
Liberty Mutual $2,676 $2,676
Nationwide $3,397 $3,397
Progressive $3,771 $3,771
State Farm $2,881 $3,029
USAA $2,994 $3,168

The Best Cheap Car Insurance Companies in Ault, CO

Take a look at a side-by-side comparison of the top car insurance companies in Ault, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ault, Colorado

Insurance Company Average Annual Rates
Allstate $4,710
American Family $3,596
Farmers $5,181
GEICO $2,910
Liberty Mutual $2,676
Nationwide $3,397
Progressive $3,771
State Farm $2,955
USAA $3,081

Category Winners: Cheapest Car Insurance in Ault, Colorado

Find the cheapest car insurance companies in Ault, CO for each category right here.

Best Annual Car Insurance Rates by Company in Ault, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Ault, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ault car insurance rates. Find the cheapest Ault, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ault, Colorado

Insurance Company Low Medium High
Allstate $4,431 $4,693 $5,007
American Family $3,412 $3,670 $3,706
Farmers $4,574 $5,112 $5,859
GEICO $2,620 $2,854 $3,255
Liberty Mutual $2,515 $2,665 $2,848
Nationwide $3,381 $3,402 $3,409
Progressive $3,483 $3,783 $4,047
State Farm $2,740 $2,958 $3,167
USAA $2,936 $3,081 $3,226

What affects car insurance rates in Ault, Colorado?

What factors can have an impact on Ault, CO car insurance? There are several reasons why Ault car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ault, Colorado.

Commute Time in Ault

The more time you spend in your car the higher the risk of an accident. The average commute length in Ault, CO is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in Ault, CO

Ready to find affordable Ault, Colorado car insurance today? Enter your ZIP code for fast, free Ault, CO car insurance quotes.

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