Compare Aurora, CO Car Insurance Rates (2021)

Car insurance in Aurora, CO averages $374 a month. Aurora, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Aurora car insurance rates, compare quotes from the top car insurance companies in Aurora, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Aurora is 80016
  • Average car insurance rates in Aurora, CO after a DUI are $5,357/year
  • Average car insurance rates in Aurora, CO are $4,486/year

If you need to buy Aurora, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Aurora, CO is right here.

You’ll find Aurora car insurance rates, the cheapest Aurora, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Aurora, Colorado car insurance rates to Boulder car insurance rates, Fort Collins car insurance rates, and Denver car insurance rates.

Ready to find affordable Aurora, CO car insurance today? Enter your ZIP code for fast, free Aurora car insurance quotes.

Cheapest Aurora, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Aurora, CO car insurance rates? Every Aurora, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Aurora, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,802 $3,536 $3,465 $3,495 $13,905 $14,624 $4,108 $4,091
American Family $3,029 $3,029 $2,734 $2,734 $7,340 $9,878 $3,029 $3,703
Farmers $3,330 $3,298 $3,007 $3,256 $13,211 $13,335 $3,662 $3,681
GEICO $2,205 $2,440 $2,419 $2,815 $7,147 $7,506 $2,002 $2,002
Liberty Mutual $2,122 $2,032 $1,810 $1,999 $6,775 $7,386 $2,140 $2,141
Nationwide $3,138 $3,188 $2,806 $2,960 $8,109 $10,360 $3,630 $3,918
Progressive $2,841 $2,652 $2,517 $2,499 $10,055 $11,219 $3,189 $3,087
State Farm $2,351 $2,351 $2,148 $2,148 $7,136 $8,992 $2,645 $3,137
USAA $2,278 $2,256 $2,192 $2,174 $5,917 $6,758 $2,926 $3,158

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Minimum Car Insurance in Aurora, CO

Every driver must carry the minimum car insurance in Aurora, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Aurora, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Aurora, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Aurora, CO. Compare credit history car insurance rates in Aurora from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Aurora, Colorado

Insurance Company Poor Fair Good
Allstate $8,153 $6,270 $4,711
American Family $5,748 $4,107 $3,449
Farmers $6,768 $5,526 $5,248
GEICO $4,294 $3,567 $2,840
Liberty Mutual $4,712 $2,895 $2,295
Nationwide $5,759 $4,564 $3,969
Progressive $5,410 $4,622 $4,240
State Farm $5,360 $3,449 $2,782
USAA $5,091 $2,927 $2,353

Cheapest Aurora, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Aurora, CO to rates for a clean record with top companies.

Annual Aurora, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,388 $6,249 $7,723 $6,152
American Family $3,290 $4,623 $6,097 $3,729
Farmers $4,931 $6,363 $6,275 $5,821
GEICO $2,473 $3,921 $4,664 $3,210
Liberty Mutual $2,900 $3,393 $3,501 $3,409
Nationwide $3,659 $5,008 $6,359 $4,028
Progressive $4,093 $5,841 $4,322 $4,773
State Farm $3,527 $4,200 $3,864 $3,864
USAA $2,508 $3,083 $5,412 $2,826

Cheapest Aurora, CO Car Insurance for Teen Drivers

Teen car insurance in Aurora, CO can be expensive. Take a look at rates from the top car insurance companies in Aurora for teenagers.

Annual Car Insurance Rates for Teen Drivers in Aurora, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,905 $14,624
American Family $7,340 $9,878
Farmers $13,211 $13,335
GEICO $7,147 $7,506
Liberty Mutual $6,775 $7,386
Nationwide $8,109 $10,360
Progressive $10,055 $11,219
State Farm $7,136 $8,992
USAA $5,917 $6,758

Cheapest Aurora, CO Car Insurance for Seniors

Take a look at Aurora, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Aurora, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,465 $3,495
American Family $2,734 $2,734
Farmers $3,007 $3,256
GEICO $2,419 $2,815
Liberty Mutual $1,810 $1,999
Nationwide $2,806 $2,960
Progressive $2,517 $2,499
State Farm $2,148 $2,148
USAA $2,192 $2,174

Cheapest Aurora, CO Car Insurance Rates After a DUI

A DUI in Aurora, CO increases car insurance rates. Compare Aurora, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Aurora, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,723
American Family $6,097
Farmers $6,275
GEICO $4,664
Liberty Mutual $3,501
Nationwide $6,359
Progressive $4,322
State Farm $3,864
USAA $5,412

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Cheapest Aurora, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Aurora, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Aurora, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,378 $6,378
American Family $4,339 $4,531
Farmers $5,848 $5,848
GEICO $3,495 $3,639
Liberty Mutual $3,301 $3,301
Nationwide $4,764 $4,764
Progressive $4,757 $4,757
State Farm $3,766 $3,961
USAA $3,359 $3,555

Cheapest Aurora, CO Car Insurance Rates by ZIP Code

Aurora car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Aurora, CO.

Annual Car Insurance Rates by ZIP Code in Aurora, Colorado

ZIP Code Average Annual Rates
80010 $4,371
80011 $4,207
80012 $4,323
80013 $4,069
80014 $4,191
80015 $3,930
80016 $3,884
80017 $4,162
80018 $4,071
80019 $3,986
80045 $4,268
80047 $4,199

The Best Cheap Car Insurance Companies in Aurora, CO

Take a look at a side-by-side comparison of the top car insurance companies in Aurora, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Aurora, Colorado

Insurance Company Average Annual Rates
Allstate $6,378
American Family $4,435
Farmers $5,848
GEICO $3,567
Liberty Mutual $3,301
Nationwide $4,764
Progressive $4,757
State Farm $3,864
USAA $3,457

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Category Winners: Cheapest Car Insurance in Aurora, Colorado

Find the cheapest car insurance companies in Aurora, CO for each category right here.

Best Annual Car Insurance Rates by Company in Aurora, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Aurora, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Aurora car insurance rates. Find the cheapest Aurora, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Aurora, Colorado

Insurance Company Low Medium High
Allstate $5,940 $6,350 $6,843
American Family $4,198 $4,524 $4,581
Farmers $5,064 $5,756 $6,723
GEICO $3,086 $3,477 $4,139
Liberty Mutual $3,085 $3,287 $3,530
Nationwide $4,726 $4,771 $4,794
Progressive $4,284 $4,776 $5,213
State Farm $3,552 $3,868 $4,170
USAA $3,279 $3,458 $3,635

What affects car insurance rates in Aurora, Colorado?

What factors can have an impact on Aurora, CO car insurance? There are several reasons why Aurora car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Aurora, Colorado.

Commute Time in Aurora

The more time you spend in your car the higher the risk of an accident. The average commute length in Aurora, CO is 29.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Aurora, CO

Ready to find affordable Aurora, Colorado car insurance today? Enter your ZIP code for fast, free Aurora, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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