Compare Aurora, IA Car Insurance Rates (2021)

Car insurance in Aurora, IA averages $243 a month. Aurora, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Aurora car insurance rates, compare quotes from the top car insurance companies in Aurora, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Aurora, IA are $2,918/year
  • The cheapest car insurance company in Aurora for teen drivers is USAA
  • The cheapest car insurance company in Aurora is USAA

If you need to buy Aurora, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Aurora, IA is right here.

You’ll find Aurora car insurance rates, the cheapest Aurora, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Aurora, Iowa car insurance rates to Ames car insurance rates, Cedar Rapids car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Aurora, IA car insurance today? Enter your ZIP code for fast, free Aurora car insurance quotes.

Cheapest Aurora, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Aurora, IA car insurance rates? Every Aurora, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Aurora, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $1,953 $1,953 $1,747 $1,747 $5,210 $7,309 $1,953 $2,353
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,722 $1,764 $1,537 $1,636 $4,030 $5,193 $1,957 $2,124
Progressive $1,688 $1,627 $1,389 $1,443 $4,121 $4,655 $2,031 $2,199
State Farm $1,443 $1,443 $1,260 $1,260 $3,795 $4,825 $1,620 $1,840
Travelers $2,470 $2,522 $2,388 $2,397 $10,784 $17,154 $2,566 $3,053
USAA $1,279 $1,292 $1,174 $1,194 $3,504 $3,716 $1,536 $1,696

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Minimum Car Insurance in Aurora, IA

Every driver must carry the minimum car insurance in Aurora, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Aurora, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Aurora, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Aurora, IA. Compare credit history car insurance rates in Aurora from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Aurora, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,862 $2,838 $2,385
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $3,026 $2,378 $2,082
Progressive $2,831 $2,284 $2,068
State Farm $3,113 $1,926 $1,519
Travelers $6,098 $5,200 $4,953
USAA $2,529 $1,738 $1,505

Cheapest Aurora, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Aurora, IA to rates for a clean record with top companies.

Annual Aurora, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,186 $3,201 $4,155 $2,570
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,813 $2,594 $3,526 $2,048
Progressive $1,925 $3,152 $2,088 $2,411
State Farm $2,031 $2,341 $2,186 $2,186
Travelers $3,957 $5,262 $7,038 $5,411
USAA $1,468 $1,973 $2,568 $1,686

Cheapest Aurora, IA Car Insurance for Teen Drivers

Teen car insurance in Aurora, IA can be expensive. Take a look at rates from the top car insurance companies in Aurora for teenagers.

Annual Car Insurance Rates for Teen Drivers in Aurora, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,210 $7,309
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $4,030 $5,193
Progressive $4,121 $4,655
State Farm $3,795 $4,825
Travelers $10,784 $17,154
USAA $3,504 $3,716

Cheapest Aurora, IA Car Insurance for Seniors

Take a look at Aurora, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Aurora, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,747 $1,747
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,537 $1,636
Progressive $1,389 $1,443
State Farm $1,260 $1,260
Travelers $2,388 $2,397
USAA $1,174 $1,194

Cheapest Aurora, IA Car Insurance Rates After a DUI

A DUI in Aurora, IA increases car insurance rates. Compare Aurora, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Aurora, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,288
American Family $4,155
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,526
Progressive $2,088
State Farm $2,186
Travelers $7,038
USAA $2,568

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Cheapest Aurora, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Aurora, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Aurora, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,736 $2,869
American Family $2,993 $3,063
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,495 $2,495
Progressive $2,394 $2,394
State Farm $2,134 $2,238
Travelers $5,417 $5,417
USAA $1,854 $1,994

The Best Cheap Car Insurance Companies in Aurora, IA

Take a look at a side-by-side comparison of the top car insurance companies in Aurora, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Aurora, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $3,028
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,495
Progressive $2,394
State Farm $2,186
Travelers $5,417
USAA $1,924

Category Winners: Cheapest Car Insurance in Aurora, Iowa

Find the cheapest car insurance companies in Aurora, IA for each category right here.

Best Annual Car Insurance Rates by Company in Aurora, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Aurora, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Aurora car insurance rates. Find the cheapest Aurora, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Aurora, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $3,044 $3,196 $2,844
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,594 $2,487 $2,405
Progressive $2,262 $2,401 $2,520
State Farm $2,088 $2,197 $2,272
Travelers $5,118 $5,497 $5,635
USAA $1,831 $1,930 $2,011

What affects car insurance rates in Aurora, Iowa?

What factors can have an impact on Aurora, IA car insurance? There are several reasons why Aurora car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Aurora, Iowa.

Commute Time in Aurora

The more time you spend in your car the higher the risk of an accident. The average commute length in Aurora, IA is 25.9 minutes according to City-Data.

Compare Car Insurance Quotes in Aurora, IA

Ready to find affordable Aurora, Iowa car insurance today? Enter your ZIP code for fast, free Aurora, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State