Compare Aurora, MO Car Insurance Rates (2021)

Car insurance in Aurora, MO averages $266 a month. Aurora, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Aurora car insurance rates, compare quotes from the top car insurance companies in Aurora, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Aurora is Nationwide
  • Average car insurance rates in Aurora, MO are $3,194/year
  • Average car insurance rates in Aurora, MO after a DUI are $3,742/year

If you need to buy Aurora, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Aurora, MO is right here.

You’ll find Aurora car insurance rates, the cheapest Aurora, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Aurora, Missouri car insurance rates to Lee’s Summit car insurance rates, St. Louis car insurance rates, and Columbia car insurance rates.

Ready to find affordable Aurora, MO car insurance today? Enter your ZIP code for fast, free Aurora car insurance quotes.

Cheapest Aurora, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Aurora, MO car insurance rates? Every Aurora, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Aurora, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,764 $2,668 $2,495 $2,573 $7,832 $8,497 $2,632 $2,713
American Family $2,171 $2,171 $1,931 $1,931 $5,880 $7,659 $2,171 $2,547
Farmers $2,172 $2,163 $1,935 $2,053 $9,190 $9,512 $2,490 $2,605
GEICO $1,836 $2,069 $1,421 $1,831 $5,812 $6,176 $1,672 $1,687
Liberty Mutual $2,487 $2,696 $2,050 $2,297 $8,529 $9,470 $2,621 $2,797
Nationwide $1,463 $1,495 $1,310 $1,387 $3,749 $4,801 $1,673 $1,810
Progressive $2,034 $1,895 $1,664 $1,713 $6,616 $7,444 $2,486 $2,550
State Farm $1,580 $1,580 $1,416 $1,416 $4,592 $5,772 $1,778 $2,038
USAA $1,494 $1,480 $1,343 $1,366 $4,466 $5,454 $1,856 $2,062

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Minimum Car Insurance in Aurora, MO

Every driver must carry the minimum car insurance in Aurora, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Aurora, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Aurora, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Aurora, MO. Compare credit history car insurance rates in Aurora from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Aurora, Missouri

Insurance Company Poor Fair Good
Allstate $5,543 $3,573 $2,949
American Family $4,325 $3,039 $2,559
Farmers $4,582 $3,826 $3,637
GEICO $3,884 $2,531 $2,025
Liberty Mutual $5,908 $3,606 $2,841
Nationwide $2,608 $2,154 $1,872
Progressive $3,822 $3,162 $2,916
State Farm $3,470 $2,252 $1,844
USAA $4,066 $1,895 $1,359

Cheapest Aurora, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Aurora, MO to rates for a clean record with top companies.

Annual Aurora, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,888 $4,860 $3,902
American Family $2,494 $3,569 $4,332 $2,837
Farmers $3,453 $4,327 $4,229 $4,050
GEICO $2,177 $2,843 $3,862 $2,370
Liberty Mutual $2,995 $4,293 $4,427 $4,758
Nationwide $1,737 $2,229 $2,976 $1,901
Progressive $2,859 $3,825 $3,168 $3,348
State Farm $2,315 $2,728 $2,522 $2,522
USAA $1,954 $2,373 $3,300 $2,133

Cheapest Aurora, MO Car Insurance for Teen Drivers

Teen car insurance in Aurora, MO can be expensive. Take a look at rates from the top car insurance companies in Aurora for teenagers.

Annual Car Insurance Rates for Teen Drivers in Aurora, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,832 $8,497
American Family $5,880 $7,659
Farmers $9,190 $9,512
GEICO $5,812 $6,176
Liberty Mutual $8,529 $9,470
Nationwide $3,749 $4,801
Progressive $6,616 $7,444
State Farm $4,592 $5,772
USAA $4,466 $5,454

Cheapest Aurora, MO Car Insurance for Seniors

Take a look at Aurora, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Aurora, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,495 $2,573
American Family $1,931 $1,931
Farmers $1,935 $2,053
GEICO $1,421 $1,831
Liberty Mutual $2,050 $2,297
Nationwide $1,310 $1,387
Progressive $1,664 $1,713
State Farm $1,416 $1,416
USAA $1,343 $1,366

Cheapest Aurora, MO Car Insurance Rates After a DUI

A DUI in Aurora, MO increases car insurance rates. Compare Aurora, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Aurora, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,860
American Family $4,332
Farmers $4,229
GEICO $3,862
Liberty Mutual $4,427
Nationwide $2,976
Progressive $3,168
State Farm $2,522
USAA $3,300

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Cheapest Aurora, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Aurora, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Aurora, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,022 $4,022
American Family $3,275 $3,341
Farmers $4,015 $4,015
GEICO $2,760 $2,866
Liberty Mutual $4,118 $4,118
Nationwide $2,211 $2,211
Progressive $3,300 $3,300
State Farm $2,461 $2,582
USAA $2,352 $2,528

The Best Cheap Car Insurance Companies in Aurora, MO

Take a look at a side-by-side comparison of the top car insurance companies in Aurora, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Aurora, Missouri

Insurance Company Average Annual Rates
Allstate $4,022
American Family $3,308
Farmers $4,015
GEICO $2,813
Liberty Mutual $4,118
Nationwide $2,211
Progressive $3,300
State Farm $2,522
USAA $2,440

Category Winners: Cheapest Car Insurance in Aurora, Missouri

Find the cheapest car insurance companies in Aurora, MO for each category right here.

Best Annual Car Insurance Rates by Company in Aurora, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Aurora, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Aurora car insurance rates. Find the cheapest Aurora, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Aurora, Missouri

Insurance Company Low Medium High
Allstate $3,875 $4,013 $4,177
American Family $3,216 $3,413 $3,295
Farmers $3,751 $3,974 $4,320
GEICO $2,637 $2,832 $2,970
Liberty Mutual $3,889 $4,138 $4,328
Nationwide $2,081 $2,231 $2,321
Progressive $2,962 $3,306 $3,633
State Farm $2,367 $2,529 $2,669
USAA $2,337 $2,431 $2,553

What affects car insurance rates in Aurora, Missouri?

What factors can have an impact on Aurora, MO car insurance? There are several reasons why Aurora car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Aurora, Missouri.

Commute Time in Aurora

The more time you spend in your car the higher the risk of an accident. The average commute length in Aurora, MO is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Aurora, MO

Ready to find affordable Aurora, Missouri car insurance today? Enter your ZIP code for fast, free Aurora, MO car insurance quotes.

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